because the cost of the transaction is significant cost compared to price of the item. Need more competition in the card space.

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What about Hotels, they all charge a surcharge on a credit card.

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Great article! This helps me to understand why are shops still getting away with the '$10 minimum' rule. This article is really helpful. Thanks for sharing this article.

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Stupid article. You have obviously never run a business and dealt with an endless stream of dunderheads who make $3 purchases and have to try 6 cards before they find one that works or wait just before they are about to pay to transfer money between accounts while other customers line up behind them and have to wait! And of course the cashier has to wait for Dundethead with a card to get their act together while the whole process costs $8 in wages or otherwise its wage theft!! idiot!!!

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I see people doing the same thing with cash, fiddling around searching their bag and purse for coin. I've been on the bus while someone searches for their money. I've been in supermarket lines and someone had had to go out to their car or to a friend outside to get the cash they were short of. and mostly a it's a small amount, There are charges to the shopkeeper for cash as well, just the same as cards. So what is the bloody difference? And also cash is what armed robbers are after not your eftpos machine so in fact, cards make small business safer in a world that any shop can be the victim of an armed robber. Just saying!

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You obviously don't have a small retail business where customers want to pay for a $1 purchase on a card.

The supermarkets are to blame for this as their purchases are far greater and you are obviously biased towards this payment type.

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what if the $ 15 dollar limit in the lottery is?

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You are a very rude person, the general public didn't ask for a cashless society, bought on us by the greedy banks and some retailers, so we are heading toward a total cashless society so retailers need to take it up with the bankers not keep passing your costs on, get smarter in your business acumen and cut wastage. Just this afternoon my card failed 3 times " dunderhead" retailers portable EFTPOS machine only to find out it was his portable machine so who is wasting time. Mate you a a dill brain and shouldn't be dealing with the public.

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