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	<title>Money magazine Comments - Five big changes to Coles credit cards you need to know</title>
	<description>In 2016 Wesfarmers announced that it had partnered with Citi for the distribution of Coles credit cards. Now we know just what that will mean for consumers, writes Effie Zahos.</description>
	<link>https://www.moneymag.com.au/feed/latest?story=141493281</link>
	<lastBuildDate>Thu, 05 Apr 2018 14:47:35 +1000</lastBuildDate>
	<pubDate>Thu, 05 Apr 2018 14:47:35 +1000</pubDate>
	<language>en-AU</language>
	<copyright>Copyright 2026 Money magazine</copyright>
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		<title>Money magazine Comments - Five big changes to Coles credit cards you need to know</title>
		<url>https://media.moneymag.com.au/prod/media/library/Money_Mag/Logo/Logo_401x133.png</url>
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		<title>Comment by Alex R  ()</title>
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<p><p>Another thing that has changed is the billing cycle date - rather than change the payment due date by bringing it forward, they changed the statement end date by putting it back AND when queried by telephone, I was discovered that the statement end date could vary (in my case the 19th, 20th, or 21st of the month). I did manage to have the statement end date reverted to "around the 15th" after much pushing.<br>
This may not seem much, but I am one of those card holders that time their major purchases for the start of the billing cycle to make most use of the interest free days and having a "floating" end date is a sizeable disadvantage.</p></p><p><a href="">Reply to article</a></p><p>For original story, <a href="">Click Here.</a></p>
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		<dc:creator>Alex R  ()</dc:creator>
		<pubDate>Thu, 05 Apr 2018 14:47:35 +1000</pubDate>
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		<title>Comment by Kymm Weal  ()</title>
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<p><p>Hi Alex, I totally agree with you, I just got my statement to find out they have changed my billing cycle and I like you hold off purchases till after the 27th to ensure I can stick to my budget! time to look for another card NOT HAPPY!</p>
<p>KYMM</p></p><p><a href="">Reply to article</a></p><p>For original story, <a href="">Click Here.</a></p>
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		<dc:creator>Kymm Weal  ()</dc:creator>
		<pubDate>Fri, 06 Apr 2018 08:49:35 +1000</pubDate>
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		<title>Comment by Debbie  ()</title>
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<p><p>I have noticed it is taking an extremely long time to receive my Flybuy points earned on credit card transactions.<br>
This is very annoying as it makes it very difficult to track.<br>
Very disappointed in the changes since the transition to Citi Bank.<br>
Points earned should come through instantly transactions are approved in account.</p></p><p><a href="">Reply to article</a></p><p>For original story, <a href="">Click Here.</a></p>
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		<dc:creator>Debbie  ()</dc:creator>
		<pubDate>Fri, 08 Jun 2018 06:47:05 +1000</pubDate>
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		<title>Comment by Ron  ()</title>
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<p><p>I was told by flybuys that any government-related expenses such as tax, rates etc. will not get any flybuy points from 5 Mar which upsets me. I have never received any notice about the change. Agree with Debbie- the service is very poor with Citibank and no more rewards points for a big chunk of my expenses. Have been with Coles for a number of years but now is looking for another card.</p></p><p><a href="">Reply to article</a></p><p>For original story, <a href="">Click Here.</a></p>
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		<dc:creator>Ron  ()</dc:creator>
		<pubDate>Fri, 15 Jun 2018 19:26:16 +1000</pubDate>
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		<title>Comment by Kylie  ()</title>
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<p><p>Is it possible to make a mortgage repayment from your credit card and collect points that way? Or would this be classed as a cash advance?</p></p><p><a href="">Reply to article</a></p><p>For original story, <a href="">Click Here.</a></p>
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		<dc:creator>Kylie  ()</dc:creator>
		<pubDate>Wed, 25 Jul 2018 21:21:55 +1000</pubDate>
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		<title>Comment by Money  ()</title>
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<p><p>It will likely be treated as a cash advance. Check the terms and conditions, and tread carefully!</p></p><p><a href="">Reply to article</a></p><p>For original story, <a href="">Click Here.</a></p>
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		<dc:creator>Money  ()</dc:creator>
		<pubDate>Thu, 26 Jul 2018 12:56:14 +1000</pubDate>
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		<title>Comment by John P ()</title>
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<p><p>I think a refresh of this article would be worthwhile and much appreciated. Benefits of the offering have continued to be subtracted via stealth, namely the FlyBuys earn rate. Service and digital experience continues to decline. Currently looking for a new card.</p></p><p><a href="">Reply to article</a></p><p>For original story, <a href="">Click Here.</a></p>
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		<dc:creator>John P ()</dc:creator>
		<pubDate>Thu, 28 Dec 2023 17:32:50 +1100</pubDate>
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