Darryl, would you be entitled to a TPI (total and permanent incapacity) pension from the government if your "war caused injuries" cause you to cease work before normal retirement age? Or is that what you mean by army pension/ veteran affairs pension. You can read a bit more on the link below.

I have clients with TPI pensions and the ones I have seen are quite significant ongoing payments payable to you or your spouse for life. TPD insurance on the other hand is a different thing and I suggest if you have insurance and believe that injury will force you out of the work force in the future then it might be good to hold onto those insurances but worth checking they don't exclude the war caused injuries.

http://clik.dva.gov.au/compensation-and-support-policy-library/part-4-disability-compensation-eligibility/41-disability-pension-eligibility/416-special-rate-tpi-or-tti-eligibility

All the best,
Tony

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