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	<title>Money magazine Comments - Ask Paul: We're bracing for a downturn - how to protect our assets?</title>
	<description>Maggie asks Paul Clitheroe how she can protect her super and shares with a market downturn on the horizon.</description>
	<link>https://www.moneymag.com.au/feed/latest?story=141552138</link>
	<lastBuildDate>Thu, 14 Feb 2019 21:54:52 +1100</lastBuildDate>
	<pubDate>Thu, 14 Feb 2019 21:54:52 +1100</pubDate>
	<language>en-AU</language>
	<copyright>Copyright 2026 Money magazine</copyright>
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		<title>Money magazine Comments - Ask Paul: We're bracing for a downturn - how to protect our assets?</title>
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		<title>Comment by Liz SHELDON  ()</title>
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<p><p>We have learnt so much from purchasing money magazine. We have followed a budget for many years first agreeing to live on one wage as much as we could always living below our income. In July of each year we sat down to discuss diversifying our savings. Our recordings of expenses were also reviewed for wiser spending over the next twelve months if needed. We now have no debt. I retired at 62 and my husband who loves his work has 3 months holiday a year and 18 hours working a week. We are now self funded retirees . Sadly our two children haven't followed our guidance and in their late 30s. We learnt rescuing had an adverse effect where we could have become their bank account then we would never have experienced this financial freedom.<br>
Thank you to you and your team for all your financial advise through your magazine.</p></p><p><a href="">Reply to article</a></p><p>For original story, <a href="">Click Here.</a></p>
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		<dc:creator>Liz SHELDON  ()</dc:creator>
		<pubDate>Thu, 14 Feb 2019 21:54:52 +1100</pubDate>
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