If your home loan lender passed on either of the recent cash rate cuts, you might be excited about paying less each month. But before you start spending, ask yourself what is worth more: the extra cash or $40,000. https://www.moneymag.com.au/feed/latest?story=141578895 en-AU Copyright 2026 Money magazine 5 https://media.moneymag.com.au/prod/media/library/Money_Mag/Logo/Logo_401x133.png