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	<title>Money magazine Comments - Ask Paul: I owe $220k on the mortgage, my wife has $75k in a term deposit</title>
	<description>Scott owes $220,000 on the home he shares with his wife, who has $75,000 in a term deposit. How can they make the most of the cash?</description>
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	<language>en-AU</language>
	<copyright>Copyright 2026 Money magazine</copyright>
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