Hi Paul, l am a single parent to a 16 year old who wishes to attend University in a few years. I am 59 and own our home, work 3 days per week with $90,000 in super. I salary sacrifice $100 per fortnight and contribute $1000 each financial year. I would like to put some money into shares that will grow steadily but not high risk. Planning on a long term investment for my retirement. Any suggestions you have would be appreciated. Regards Sue.

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Hello Paul

I am 65 in November. Recently lost my job of 20 yrs after a workplace fall 4 yrs ago. Have $225,000 in Super & on Workcover until Nov 2020. Savings $60,000. Would like to know where I can deposit my compensation claim of $400,000. Renting with husband,

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Hi Sue,

Thank you for your comment. Unfortunately Paul cannot reply to comments. We will pass your question on to him for consideration in the Ask Paul section of Money magazine.

- Money team

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Hi Robyn,

Thank you for your comment. Unfortunately Paul cannot reply to comments. We will pass your question on to him for consideration in the Ask Paul section of Money magazine.

- Money team

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So great to read something that's not all doom and gloom about not having a million dollars in super. I own my own apartment and I have less than 100000 in my super I still work part-time and I am able to travel and live in my opinion quite comfortably. I don't eat out three times a week in expensive restaurants I don't smoke I don't drink but I do the things that I love to do many of them cost little or no money full stop singing the church choir attend community choir play tennis watch Netflix full stop thanks Paul for very down to earth and accurate advice.

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Hi Paul,

Am in the same boat as Bernie, and reading your reply to him has eased my worries about retirement. Thank you.

Have taught my kids to be savers, I have sacrificed quite a bit so they can save to purchase an investment property in the near future for their own future.

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