Both of my now adult children are no longer covered under our health cover which is top cover provided by HCF. Our premiums remain the same even with 2 less people being covered. Neither of my kids have taken up private health insurance as one is an apprentice and the other is still a uni student with part time work so can't afford the cover.

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You mention 'that 27 private health insurers are lobbying the federal government ?', those funds are part of the Members Health Fund Alliance and are all not-for-profit or members-owned insurers. That means they put people's health before profits.

Raising the age limit on parents' policies would save younger people thousands of dollars a year, especially during a stage in life when cost-of-living pressure start to bite.

The median single Gold hospital treatment policy costs $2,520 per year before Government rebates. Over the course of five years, that equates to approximately $12,600 saved.

The world is not what it was 10, 20 or even 30 years ago. It's time to review those dated perceptions when it comes to health cover. But having more young people covered could also take even more pressure off the public health system,

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We are currently with defence health and have 1 child on NDIS who is 27 and has no health fund as he cannot afford it as he is on job seeker. We have another son who is about to turn 25 who works as a casual so he never knows how much he is going to earn. Which funds are extending the age limits to 30 and covering disabled people?

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We used to have 5 people on the same HIF premium, now only 3 people and it still costs the same amount (although increases every year). Our daughter just turned 25 and got kicked off our cover, although she is still studying (in another state - therefore having to work just to get by), so no way can afford private health cover. We can hardly afford our health cover, let alone having to take out another separate ins for our daughter. They seriously need to look at the age cut off. Premiums are getting ridiculous to afford. $$$

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