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	<title>Money magazine Comments - Ask Paul: Should I cash out P2P investments to top up offset?</title>
	<description>Should Kerry use the interest from his peer-to-peer lending investments to top up his mortgage payments, or close the P2P and bulk up his offset account?</description>
	<link>https://www.moneymag.com.au/feed/latest?story=178640760</link>
	<lastBuildDate>Fri, 02 Apr 2021 09:44:56 +1100</lastBuildDate>
	<pubDate>Fri, 02 Apr 2021 09:44:56 +1100</pubDate>
	<language>en-AU</language>
	<copyright>Copyright 2026 Money magazine</copyright>
	<ttl>5</ttl>
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		<title>Money magazine Comments - Ask Paul: Should I cash out P2P investments to top up offset?</title>
		<url>https://media.moneymag.com.au/prod/media/library/Money_Mag/Logo/Logo_401x133.png</url>
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		<title>Comment by Tina Duff ()</title>
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<p><p>I am considering investing in Australian bonds but am unsure how safe they are I currently have money invested in tern deposit @ .04% is there an alternative safer than bonds but a product that pays more interest.</p>
<p>I look forward to your advice, thank you</p>
<p>Regards</p>
<p>Tina</p></p><p><a href="">Reply to article</a></p><p>For original story, <a href="">Click Here.</a></p>
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		<dc:creator>Tina Duff ()</dc:creator>
		<pubDate>Fri, 02 Apr 2021 09:44:56 +1100</pubDate>
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		<title>Comment by Martin Thomas ()</title>
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<p><p>Hi Paul, we are both 53 yo , we have a mortgage of $130000,</p>
<p>$70000 in an offset account and as share portfolio of $90000, a combined super of $520000, is it worth buying an investment property? At our age</p></p><p><a href="">Reply to article</a></p><p>For original story, <a href="">Click Here.</a></p>
]]></description>
		<dc:creator>Martin Thomas ()</dc:creator>
		<pubDate>Sun, 05 Sep 2021 12:46:00 +1000</pubDate>
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		<title>Comment by Money magazine ()</title>
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<p><p>Hi Tina,</p>
<p>Thanks for your comment.</p>
<p>Unfortunately, Paul cannot respond to comments, but we will pass your question along to him for his consideration for a future issue of Money magazine.</p>
<p>- Money team</p></p><p><a href="">Reply to article</a></p><p>For original story, <a href="">Click Here.</a></p>
]]></description>
		<dc:creator>Money magazine ()</dc:creator>
		<pubDate>Mon, 06 Sep 2021 08:49:48 +1000</pubDate>
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		<title>Comment by Money magazine ()</title>
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<p><p>Hi Martin,</p>
<p>Thanks for your comment.</p>
<p>Unfortunately, Paul cannot respond to comments, but we will pass your question along to him for his consideration for a future issue of Money magazine.</p>
<p>- Money team</p></p><p><a href="">Reply to article</a></p><p>For original story, <a href="">Click Here.</a></p>
]]></description>
		<dc:creator>Money magazine ()</dc:creator>
		<pubDate>Mon, 06 Sep 2021 08:49:56 +1000</pubDate>
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