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	<title>Money magazine Comments - Ask Paul: We've paid $60k in fees for almost no advice - what now?</title>
	<description>For 22 years Carlos and his wife have each paid about $120 a month to an MLC adviser for "virtually no advice". Is it time to switch to an industry fund?</description>
	<link>https://www.moneymag.com.au/feed/latest?story=179791601</link>
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	<copyright>Copyright 2026 Money magazine</copyright>
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