Money magazine Comments - Seven ways to minimise your HECS-HELP debt Failing university subjects and dropping classes at the wrong time can add thousands of dollars - and years of repayments - to your HECS-HELP debt. https://www.moneymag.com.au/feed/latest?story=179798311 Sat, 04 Feb 2023 16:56:15 +1100 Sat, 04 Feb 2023 16:56:15 +1100 en-AU Copyright 2026 Money magazine 5 Money magazine Comments - Seven ways to minimise your HECS-HELP debt https://media.moneymag.com.au/prod/media/library/Money_Mag/Logo/Logo_401x133.png Comment by Ken Davis ()

7. Do a degree once you retire.

If you are over 60 then payments from an account based pension are tax free and not counted towards repayment income. So you never have to pay off your HECS.

Cheeky but if your into lifelong education one of the few a good perks of getting old.

Reply to article

For original story, Click Here.

]]> Ken Davis () Sat, 04 Feb 2023 16:56:15 +1100 Comment by Peter Thai ()

When I pass away, will my estate needs to pay off the HECS DEBT with index build up.

Reply to article

For original story, Click Here.

]]> Peter Thai () Wed, 07 May 2025 12:37:21 +1000