Ummm, this may be way out of line given the current housing crisis...but shouldn't another option be to rent out this fairly decent property and let it pay for itself given rents are at an all time high with a tight market to boot?

Depending on what options there are for the author - whether it be to move in with extended family (and getting a little extra help with easing the sleep deprivation on the side) or find something smaller in the area which is easier to manage, options exist that aren't just staying put and being miserable or selling at a loss. People I know looking to rent don't care about an overgrown garden or the Feng Shui of a home layout, they'd be just happy for a decent roof over their heads.

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First time I've seen someone suggest a homeowner convert a PPOR to IP to *improve* the housing crisis...

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Like you said it was a suggestion... and for the author to improve her circumstances not a national issue... which would be a pretty hefty burden for a young family wouldn't you say?

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