Oh how sad for generation we had no super all we had to look forward to was the age pension.

I started work in 1966 compulsory super did not start until 1991 I retired in 2020, now you have super your entire working life so go ahead and cry me a river.

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I spent several years with the help of an accountant to understand the workings of Super. I have been retired for over 6 years and I still struggle over the complexity of the system, it's not easy. Some retirees of my generation mull over Superannuation, is not user friendly, subject to continuous

change, regardless of the political party in Office. For me investment knowledge was the key, working at it continuously. I was shocked to find out the total hidden costs of your retirement money over a long period of time with so many people taking a cut out your retirement Super it, takes some believing.

My retired friends often say 'if only I had known about super earlier' too late when retirement is close by, There was a mixed opportunity cost as costs related to super investments over a long working life are very substantial.

'if only I had known more' ah well, good luck to the next generation.

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