Greetings Paul,

A useful article. However, there was no discussion on the ETF side of the question. We have a large amount invested in LICs, buying over a 25 year period. With the more recent advent of ETFs, we are always reflecting on the pros and cons, and whether to buy in. So far, we have not made the move. We have read many discussions on the ETF subject. However, we prefer not to do what everyone else is doing, unless there is a compelling reason to do so. The herd mentality isn't always the wisest. Therefore, when we saw this question come up on your site, we were eager to read your interpretation. May it be forthcoming?

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