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	<title>Money magazine Comments - Ask Paul: Why do I have to pay to protect my credit score?</title>
	<description>When scammers tried to take out a $20,000 loan in her name, Money reader Kim blocked her credit with all three agencies. Now Equifax wants her to pay to protect her credit score.</description>
	<link>https://www.moneymag.com.au/feed/latest?story=179805267</link>
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	<copyright>Copyright 2026 Money magazine</copyright>
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