Our family is in a similar position as Wenda and I am joint guardian of my disabled sister. I would urge Wenda to advocate for her daughter to gain access to supportive accomodation through the NDIS or other government agency. This has been the best solution to the dilemma facing our family as my sister had lived with my elderly mother. It's not an easy task but the outcome has been worth it. Our family set up a transparent joint bank account in the other siblings names with an inheritance that was accessed to pay bills and necessities for my sister. We all paid share tax on any interest earned and there is full transparency on what the money is used for to benefit my sister so no formal trust.

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Not sure what you mean about a nonhome owner having $579,500 in assets and the DSP not affected. If those assets are money in the bank and investment that asset has deeming on it and will affect the amount of DSP paid fortnightly.

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