Thank you Vita for this well written and researched article. So helpful and makes the age pension concept so much easier to understand! Much apprrciated.

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So to get to the sweet spot, you work your whole life, own a house and your only assets are a $10,000 car and $10,000 worth of furniture and other assets? How many people in Utopia does this really represent. Apparently this gives you a "comfortable" retirement.

I think you are encouraging people to be dishonest to get more than they are really entitled. Just tell the truth.

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Great advice, just had an appointment with our planner reflecting most of the above. We will be gifting our sons large amounts before 5 years to retirement as well to avoid gift tax and being means tested

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Totally agree with your response, very helpful & easy to understand. Thankyou 😊

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