Money magazine Comments - Ask Paul: Should I move my ETFs into super before CGT reform? Thinking of selling your ETFs in retirement? One 45-year-old asked if a looming tax change means he'd be better off moving the money into super now. https://www.moneymag.com.au/feed/latest?story=179813437 Tue, 04 Aug 2026 07:15:03 +1000 Tue, 04 Aug 2026 07:15:03 +1000 en-AU Copyright 2026 Money magazine 5 Money magazine Comments - Ask Paul: Should I move my ETFs into super before CGT reform? https://media.moneymag.com.au/prod/media/library/Money_Mag/Logo/Logo_401x133.png Comment by Richard Piech ()

There will be an immediate cost as you would trigger CGT on the EFT when you make an in-specie asset contribution. At 45 Giovanni is probably earning an income and will pay CGT now (with 50% discount) at their marginal rate.

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]]> Richard Piech () Tue, 04 Aug 2026 07:15:03 +1000 Comment by Richard Jordan ()

Firstly the question was around the minimum 30% tax on CGT.

This change will mean most people planning to use these investments for retirement are better off in Superannuation.

If the strategy now is to sell down shares and transfer to super then contribute to the max in concessional and replace that income with sold shares.

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]]> Richard Jordan () Thu, 06 Aug 2026 06:49:56 +1000