<?xml version="1.0" encoding="UTF-8"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"><url><loc>https://www.moneymag.com.au/friends-with-money-podcast-260-commercial-property</loc><lastmod>2026-06-17T09:33:15+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/06._June/FWM__728x410_podcast_Friends_With_Money_259_Commercial_property_-_buy_or_pass-0001.jpg</image:loc><image:title>FWM__728x410_podcast_Friends_With_Money_259_Commercial_property_-_buy_or_pass-0001</image:title><image:caption>Friends With Money #259 Commercial property - buy or pass</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/friends-with-money-podcast-260-commercial-property</loc><lastmod>2026-06-17T09:33:15+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/06._June/FWM__728x410_podcast_Friends_With_Money_259_Commercial_property_-_buy_or_pass-0001.jpg</image:loc><image:title>FWM__728x410_podcast_Friends_With_Money_259_Commercial_property_-_buy_or_pass-0001</image:title><image:caption>Friends With Money #259 Commercial property - buy or pass</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/samsungs-boom-exposes-what-asx-investors-are-missing</loc><lastmod>2026-06-16T17:05:53+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/06._June/samsung-ai-wealth-shift-investors-asx-0001.jpg</image:loc><image:title>samsung-ai-wealth-shift-investors-asx-0001</image:title><image:caption>Samsung's rise highlights how 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money?</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ai-power-demand-data-centres-nextera</loc><lastmod>2026-06-17T12:06:01+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/06._June/ai-data-centre-engineer-power-demand-us-nextera-0001.jpg</image:loc><image:title>ai-data-centre-engineer-power-demand-us-nextera-0001</image:title><image:caption>Engineer walking through US data centre showing surge in electricity demand from AI</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/wedding-costs-australia-skip-marriage-de-facto-risk</loc><lastmod>2026-06-15T16:39:04+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/06._June/expensive-weddings-mean-couples-are-moving-in-together-instead-0001.jpg</image:loc><image:title>expensive-weddings-mean-couples-are-moving-in-together-instead-0001</image:title><image:caption>Young couple moving into new home instead of getting married</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/getting-married-tax-return</loc><lastmod>2026-06-15T12:52:06+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/06._June/marriage-tax-impact-couple-finances-australia-0001.jpg</image:loc><image:title>marriage-tax-impact-couple-finances-australia-0001</image:title><image:caption>Couple reviewing finances at home after getting married</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/crippling-cost-of-endometriosis</loc><lastmod>2026-06-15T11:43:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/06._June/endometriosis-financial-cost-australia-0001.jpg</image:loc><image:title>endometriosis-financial-cost-australia-0001</image:title><image:caption>Woman managing medical bills at home with chronic illness in 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losses</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/kim-mcdonnell-saveful-food-waste-save-4000</loc><lastmod>2026-06-12T13:38:40+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/06._June/kim-mcdonnell-thankful-saveful-0001.jpg</image:loc><image:title>kim-mcdonnell-thankful-saveful-0001</image:title><image:caption>Best tweak: Kim McDonnell quit her dream life to save Aussies $4000 a year</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/money-quiz</loc><lastmod>2026-06-12T13:06:50+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/06._June/money-online-quiz-0002.jpg</image:loc><image:title>money-online-quiz-0002</image:title><image:caption>The Money Quiz is your own weekly trivia game based on all personal finance and economic headlines. 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So why are donations still streaming in?</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/friends-with-money-podcast-259-buy-property-with-super</loc><lastmod>2026-06-10T09:50:40+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/06._June/FWM__728x410_podcast_Friends_With_Money_259_Helping_kids_buy_property_with_super-0001.jpg</image:loc><image:title>FWM__728x410_podcast_Friends_With_Money_259_Helping_kids_buy_property_with_super-0001</image:title><image:caption>Want to help your kids buy their first home? 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item</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/long-short-etfs-explained</loc><lastmod>2026-06-04T16:32:33+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/06._June/investor-analysing-market-volatility-laptop-phone-0001.jpg</image:loc><image:title>investor-analysing-market-volatility-laptop-phone-0001</image:title><image:caption>Investor reviewing stock market charts on phone</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/mortgage-profits-super-boost-gen-z-investing</loc><lastmod>2026-06-04T16:07:02+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/06._June/woman-reviewing-mortgage-paperwork-including-bank-fees-0001.jpg</image:loc><image:title>woman-reviewing-mortgage-paperwork-including-bank-fees-0001</image:title><image:caption>woman reviews her mortgage fees following news Australia's big four banks rake in about $228,000 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pay</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/asx-after-hours-trading-phases-explained</loc><lastmod>2026-06-03T15:06:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/06._June/asx-after-hours-stock-move-investor-phone-0001.jpg</image:loc><image:title>asx-after-hours-stock-move-investor-phone-0001</image:title><image:caption>Investor reacting to share price drop on phone after market close</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-gifting-land-one-child-family-fairness-retirement</loc><lastmod>2026-06-04T08:48:18+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/06._June/ask-paul-family-tension-gifting-land-retirement-advice-0001.jpg</image:loc><image:title>ask-paul-family-tension-gifting-land-retirement-advice-0001</image:title><image:caption>older man concerned about family fairness after gifting land to 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budget</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/the-truth-about-declaring-bankruptcy-in-australia</loc><lastmod>2026-06-04T13:31:38+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/06._June/bankruptcy-australia-debt-stress-bills-home-0001.jpg</image:loc><image:title>bankruptcy-australia-debt-stress-bills-home-0001</image:title><image:caption>Australian adult looking stressed while reviewing unpaid bills at home</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/sponsored-women-care-squeeze-income-solution</loc><lastmod>2026-06-03T16:08:46+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/stressed-woman-caregiver-financial-pressure-home-0001.jpg</image:loc><image:title>stressed-woman-caregiver-financial-pressure-home-0001</image:title><image:caption>Woman looking concerned at paperwork and expenses while caring for 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members</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/why-the-next-reserve-bank-call-should-be-simple</loc><lastmod>2026-05-29T14:14:30+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/why-the-next-reserve-bank-call-should-be-simple-0001.jpg</image:loc><image:title>why-the-next-reserve-bank-call-should-be-simple-0001</image:title><image:caption>why-the-next-reserve-bank-call-should-be-simple</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/five-ways-to-cut-your-energy-bills-this-winter</loc><lastmod>2026-05-29T13:28:39+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/five-ways-to-cut-your-energy-bills-this-winter-0001.jpg</image:loc><image:title>five-ways-to-cut-your-energy-bills-this-winter-0001</image:title><image:caption>five-ways-to-cut-your-energy-bills-this-winter</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/risks-and-opportunities-what-are-investment-experts-predicting</loc><lastmod>2026-05-29T06:22:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/risks-and-opportunities-what-are-investment-experts-predicting-0001.jpg</image:loc><image:title>risks-and-opportunities-what-are-investment-experts-predicting-0001</image:title><image:caption>risks-and-opportunities-what-are-investment-experts-predicting</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/26-million-westpac-fined-for-failing-struggling-customers</loc><lastmod>2026-05-29T13:29:57+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/westpac-fined-26-million-for-failing-struggling-customers-0001.jpg</image:loc><image:title>westpac-fined-26-million-for-failing-struggling-customers-0001</image:title><image:caption>westpac-fined-26-million-for-failing-struggling-customers</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/sponsored-what-rising-interest-rates-mean-to-income-investors</loc><lastmod>2026-05-27T12:59:39+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/income-investors-review-portfolio-rising-rates-australia-0001.jpg</image:loc><image:title>income-investors-review-portfolio-rising-rates-australia-0001</image:title><image:caption>Rising interest rates are prompting income investors to review their portfolios and look for returns that can keep pace with inflation.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/cheryl-harris-the-volunteer-champion-empowering-others-to-thrive</loc><lastmod>2026-05-28T14:08:34+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/cheryl-harris-the-volunteer-champion-empowering-others-to-thrive-0001.jpg</image:loc><image:title>cheryl-harris-the-volunteer-champion-empowering-others-to-thrive-0001</image:title><image:caption>cheryl-harris-the-volunteer-champion-empowering-others-to-thrive</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/federal-budget-changes-family-trust</loc><lastmod>2026-05-27T14:21:50+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/man-child-laptop-family-trust-tax-discussion-0001.jpg</image:loc><image:title>man-child-laptop-family-trust-tax-discussion-0001</image:title><image:caption>Man and child sitting together looking at a laptop at home, appearing focused on finances</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/scam-alert-fake-whatsapp-groups-use-money-name</loc><lastmod>2026-06-12T11:07:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/paul-clitheroe-whatsapp-investment-group-0001.jpg</image:loc><image:title>paul-clitheroe-whatsapp-investment-group-0001</image:title><image:caption>paul clitheroe has warned that whatsapp groups bearing his name and face are scams</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/sponsored-why-you-dont-need-thousands-to-start-investing</loc><lastmod>2026-06-03T10:34:53+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/new-investor-watering-small-plants-0001.jpg</image:loc><image:title>new-investor-watering-small-plants-0001</image:title><image:caption>new investor watering plants understands the importance of starting small</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/sponsored-why-you-dont-need-thousands-to-start-investing</loc><lastmod>2026-06-03T10:34:53+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/new-investor-watering-small-plants-0001.jpg</image:loc><image:title>new-investor-watering-small-plants-0001</image:title><image:caption>new investor watering plants understands the importance of starting small</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/acenda-life-insurer-of-the-year-advisers</loc><lastmod>2026-05-27T12:33:44+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/life-insurance-adviser-client-meeting-australia-0001.jpg</image:loc><image:title>life-insurance-adviser-client-meeting-australia-0001</image:title><image:caption>Financial adviser explaining life insurance options to a client couple in Australia</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/how-long-can-the-asx-bull-run-really-last</loc><lastmod>2026-05-27T13:31:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/asx-bull-market-stages-how-long-will-it-last-0001.jpg</image:loc><image:title>asx-bull-market-stages-how-long-will-it-last-0001</image:title><image:caption>Line chart showing ASX 200 rise since 2023, illustrating stages of a bull market and investor sentiment shifts.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/seven-unofficial-indictors-that-could-help-make-sense-of-the-economy</loc><lastmod>2026-05-27T15:50:32+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/big-mac-lipstick-economic-indicators-cost-of-living-0001.jpg</image:loc><image:title>big-mac-lipstick-economic-indicators-cost-of-living-0001</image:title><image:caption>Side-by-side image of a Big Mac burger and a lipstick, illustrating alternative economic indicators and cost-of-living trends.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-clitheroe-give-up-pension-to-inherit-1-million</loc><lastmod>2026-05-27T11:51:55+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/age-pension-1m-inheritance-decision-australia-0001.jpg</image:loc><image:title>age-pension-1m-inheritance-decision-australia-0001</image:title><image:caption>Retired woman discussing money and Age Pension eligibility with paperwork</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/friends-with-money-podcast-257-asx-update-winners-and-losers</loc><lastmod>2026-05-27T11:30:42+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/FWM__728x410_podcast_Friends_With_Money_257_ASX_update_-_Winners_and_losers-0001.jpg</image:loc><image:title>FWM__728x410_podcast_Friends_With_Money_257_ASX_update_-_Winners_and_losers-0001</image:title><image:caption>Friends With Money #257 ASX update - Winners and losers</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/friends-with-money-podcast-257-asx-update-winners-and-losers</loc><lastmod>2026-05-27T11:30:42+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/FWM__728x410_podcast_Friends_With_Money_257_ASX_update_-_Winners_and_losers-0001.jpg</image:loc><image:title>FWM__728x410_podcast_Friends_With_Money_257_ASX_update_-_Winners_and_losers-0001</image:title><image:caption>Friends With Money #257 ASX update - Winners and losers</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/consumer-finance-awards-2026</loc><lastmod>2026-05-26T15:07:29+10:00</lastmod></url><url><loc>https://www.moneymag.com.au/super-death-benefit-not-in-will</loc><lastmod>2026-05-27T08:59:06+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/super-death-benefit-family-paperwork-australia-0001.jpg</image:loc><image:title>super-death-benefit-family-paperwork-australia-0001</image:title><image:caption>Mother reviewing superannuation paperwork with concern about death benefit</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/win/win-a-copy-of-esg-unlocked-by-josh-dowse-and-ian-woods</loc><lastmod>2026-06-04T11:04:04+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/06._June/Win-a-copy-of-ESG-Unlocked-by-Josh-Dowse-and-Ian-Woods-0001.jpg</image:loc><image:title>Win-a-copy-of-ESG-Unlocked-by-Josh-Dowse-and-Ian-Woods-0001</image:title><image:caption>Win a copy of ESG Unlocked by Josh Dowse and Ian Woods</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/win/win-a-copy-of-secrets-of-the-new-online-entrepreneurs</loc><lastmod>2026-06-03T16:30:48+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/06._June/win-the-secrets-of-the-new-online-entrepeneurs-0001.jpg</image:loc><image:title>win-the-secrets-of-the-new-online-entrepeneurs-0001</image:title><image:caption>Win one of five copies of Secrets of the New Online Entrepreneurs, by Bernadette Schwerdt (Wiley, RRP $34.95)</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/best-value-death-and-tpd-cover-in-super-revealed</loc><lastmod>2026-05-22T14:59:12+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/couple-reviewing-super-insurance-at-home-australia-0002.jpg</image:loc><image:title>couple-reviewing-super-insurance-at-home-australia-0002</image:title><image:caption>Australian couple checking super and insurance finances at kitchen table</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/why-strata-buyers-risk-costly-hidden-problems</loc><lastmod>2026-05-22T14:37:44+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/strata-apartment-defects-cracks-nsw-0001.jpg</image:loc><image:title>strata-apartment-defects-cracks-nsw-0001</image:title><image:caption>Apartment tower next to cracked concrete and damage showing common strata defects</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/how-younger-aussies-could-beat-higher-capital-gains-tax</loc><lastmod>2026-05-22T13:55:33+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/Investing-is-about-to-get-tougher-for-these-young-Australians-But-a-little-known-tax-quirk-could-change-the-rules-of-the-game-0001.jpg</image:loc><image:title>Investing-is-about-to-get-tougher-for-these-young-Australians-But-a-little-known-tax-quirk-could-change-the-rules-of-the-game-0001</image:title><image:caption>Property is out of reach for these young Australians, and investing may soon be less attractive. But a smarter tax approach could give young investors an edge.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/jury-duty-pay-australia</loc><lastmod>2026-05-22T16:31:31+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/jury-duty-pay-australia-letter-bills-0001.jpg</image:loc><image:title>jury-duty-pay-australia-letter-bills-0001</image:title><image:caption>jury-duty-pay-australia-letter-bills.jpg</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/spacex-ipo-australians-invest</loc><lastmod>2026-05-22T12:02:42+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/spacex-launch-elon-musk-nasdaq-ipo-0001.jpg</image:loc><image:title>spacex-launch-elon-musk-nasdaq-ipo-0001</image:title><image:caption>Elon Musk and SpaceX rocket launch ahead of IPO</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/why-life-insurance-in-super-may-not-be-enough</loc><lastmod>2026-05-20T17:14:00+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/Why-life-insurance-in-super-may-not-be-enough-0001.jpg</image:loc><image:title>Why-life-insurance-in-super-may-not-be-enough-0001</image:title><image:caption>Australian family planning life insurance cover</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/i-spent-month-salary-moving-sydney</loc><lastmod>2026-05-20T15:03:40+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/sydney-commute-parramatta-to-cbd-train-cost-time-0001.jpg</image:loc><image:title>sydney-commute-parramatta-to-cbd-train-cost-time-0001</image:title><image:caption>Sydney commuter travelling from Parramatta to CBD showing long daily commute and cost trade-off</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-when-is-it-time-to-sell-the-family-home</loc><lastmod>2026-05-20T14:35:20+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/older-couple-steep-backyard-home-decision-0001.jpg</image:loc><image:title>older-couple-steep-backyard-home-decision-0001</image:title><image:caption>Older couple standing in a steep backyard, considering whether to sell their long-time home</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/friends-with-money-podcast-256-downsizing-family-home</loc><lastmod>2026-05-20T11:19:07+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/downsizing-home-australia-podcast-retirement-property-costs-0001.jpg</image:loc><image:title>downsizing-home-australia-podcast-retirement-property-costs-0001</image:title><image:caption>Australian couple considering downsizing to a smaller home, weighing financial and lifestyle trade-offs</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/friends-with-money-podcast-256-downsizing-family-home</loc><lastmod>2026-05-20T11:19:07+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/downsizing-home-australia-podcast-retirement-property-costs-0001.jpg</image:loc><image:title>downsizing-home-australia-podcast-retirement-property-costs-0001</image:title><image:caption>Australian couple considering downsizing to a smaller home, weighing financial and lifestyle trade-offs</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/trust-tax-changes-australia-estate-planning</loc><lastmod>2026-05-20T16:13:04+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/family-estate-planning-trust-tax-australia-0001.jpg</image:loc><image:title>family-estate-planning-trust-tax-australia-0001</image:title><image:caption>Australian family discussing estate planning and inheritance decisions at home</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/library-of-things-save-money-free-tools-australia</loc><lastmod>2026-05-19T14:36:16+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/library-of-things-australia-free-tools-equipment-borrow-0001.jpg</image:loc><image:title>library-of-things-australia-free-tools-equipment-borrow-0001</image:title><image:caption>Collection of tools and household items available to borrow for free from Australian libraries</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/three-apps-to-help-you-save-money</loc><lastmod>2026-05-19T14:36:30+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2022/08._August/four-apps-to-make-or-save-money-0001.jpg</image:loc><image:title>four-apps-to-make-or-save-money-0001</image:title><image:caption>four apps to make or save money</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/hardship-support-credit-score-australia</loc><lastmod>2026-05-18T15:35:17+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/australian-woman-stressed-reviewing-bills-at-home-0001.jpg</image:loc><image:title>australian-woman-stressed-reviewing-bills-at-home-0001</image:title><image:caption>Australian woman looking stressed while reviewing household bills at her kitchen table</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/what-best-value-trauma-cover-really-means</loc><lastmod>2026-05-15T14:13:43+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/What-best-value-trauma-cover-really-means-0001.jpg</image:loc><image:title>What-best-value-trauma-cover-really-means-0001</image:title><image:caption>TAL offers trauma cover up to $2 million, but value goes beyond price. Here's what Australians should check before choosing a policy.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/charli-walters-sold-business-success-purpose</loc><lastmod>2026-05-15T13:43:53+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/koh-ceo-charli-walters-0001.jpg</image:loc><image:title>koh-ceo-charli-walters-0001</image:title><image:caption>koh ceo charli walters</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/cbas-shock-drop-could-be-a-turning-point</loc><lastmod>2026-05-15T13:00:50+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/CBAs-shock-drop-could-be-a-turning-point-0001.jpg</image:loc><image:title>CBAs-shock-drop-could-be-a-turning-point-0001</image:title><image:caption>CBA tumbled over 10% in a day. With investor loans at 43%, budget tax changes could hit bank growth harder than expected.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/mel-robbins-ai-money-tip-risk</loc><lastmod>2026-05-15T16:17:18+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/renowned-American-influencer-and-best-selling-author-Mel-Robbins-has-come-under-fire-for-urging-her-123-million-followers-to-upload-bank-statements-and-financial-information-to-Artificial-Intelligence-to-seek-out-financial-advice-0001.jpg</image:loc><image:title>renowned-American-influencer-and-best-selling-author-Mel-Robbins-has-come-under-fire-for-urging-her-123-million-followers-to-upload-bank-statements-and-financial-information-to-Artificial-Intelligence-to-seek-out-financial-advice-0001</image:title><image:caption>mel robbins</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/hidden-ways-australians-are-losing-money</loc><lastmod>2026-05-15T10:22:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/The-hidden-ways-Australians-are-losing-money-0001.jpg</image:loc><image:title>The-hidden-ways-Australians-are-losing-money-0001</image:title><image:caption>From Coles misleading shoppers on discounts to savings trailing 4.6% inflation, Australians are losing money in unexpected places. Here's what to watch.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/sponsored-income-focused-investing-vs-growth-focus</loc><lastmod>2026-05-15T11:53:09+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/sponsored-How-income-focused-investing-differs-from-a-growth-focus-0001.jpg</image:loc><image:title>sponsored-How-income-focused-investing-differs-from-a-growth-focus-0001</image:title><image:caption>How income focused investing differs from a growth focus</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/sponsored-income-focused-investing-vs-growth-focus</loc><lastmod>2026-05-15T11:53:09+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/sponsored-How-income-focused-investing-differs-from-a-growth-focus-0001.jpg</image:loc><image:title>sponsored-How-income-focused-investing-differs-from-a-growth-focus-0001</image:title><image:caption>How income focused investing differs from a growth focus</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/budget-reply-speech-six-things-you-need-to-know</loc><lastmod>2026-05-14T21:24:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/budget-reply-speech-2026-what-you-need-to-know-0001.jpg</image:loc><image:title>budget-reply-speech-2026-what-you-need-to-know-0001</image:title><image:caption>budget-reply-speech-2026-what-you-need-to-know</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/budget-2026-the-changes-youll-feel-first</loc><lastmod>2026-05-13T14:23:24+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/Budget-2026-The-changes-youll-feel-first-0001.jpg</image:loc><image:title>Budget-2026-The-changes-youll-feel-first-0001</image:title><image:caption>The Federal Budget headline numbers are big. These are the changes most Australians will actually feel day to day.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-900k-super-cant-afford-retire</loc><lastmod>2026-05-15T14:43:46+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/Ask-Paul-I-have-900k-in-super-but-cant-afford-to-retire-0001.jpg</image:loc><image:title>Ask-Paul-I-have-900k-in-super-but-cant-afford-to-retire-0001</image:title><image:caption>Renting at 62 with $900k in super, one reader faces a tough choice between the pension and buying a home. What would you do?</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/best-super-fund-life-insurance-for-value-in-2026</loc><lastmod>2026-05-13T14:13:20+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/Best-super-fund-life-insurance-for-value-in-2026-0001.jpg</image:loc><image:title>Best-super-fund-life-insurance-for-value-in-2026-0001</image:title><image:caption>Your super may already include life insurance, but many Aussies don't know what they have or what they're paying for.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/super-and-redundancy</loc><lastmod>2026-05-13T12:19:23+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/10._October/is-super-paid-on-redundancy-payments-0001.jpg</image:loc><image:title>is-super-paid-on-redundancy-payments-0001</image:title><image:caption>is super paid on redundancy payments</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/i-was-made-redundant-this-is-what-i-wish-i-knew</loc><lastmod>2026-05-18T15:31:37+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/i-was-made-redundant---this-is-what-i-wish-i-knew-0001.jpg</image:loc><image:title>i-was-made-redundant---this-is-what-i-wish-i-knew-0001</image:title><image:caption>The call comes, and everything changes. Your role is gone, and the money questions start. What you do next can shape your recovery.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/friends-with-money-255-federal-buget-2026</loc><lastmod>2026-05-13T15:06:39+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/FWM__728x410_podcast_24_what_the_2026_federal_budget_means_for_you-0001.jpg</image:loc><image:title>FWM__728x410_podcast_24_what_the_2026_federal_budget_means_for_you-0001</image:title><image:caption>Last night the government released its big brave budget. Tom Watson and Vanessa Walker pick through the papers to tell you how the big changes affect you.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/budget-tax-changes-put-all-investors-on-notice</loc><lastmod>2026-05-12T20:22:54+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/Budget-tax-changes-put-all-investors-on-notice-0001.jpg</image:loc><image:title>Budget-tax-changes-put-all-investors-on-notice-0001</image:title><image:caption>Budget tax changes put all investors on notice</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/redundancy-positive</loc><lastmod>2026-05-13T12:32:01+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/How_to_rebuild_your_career_after_redundancy-0001.jpg</image:loc><image:title>How_to_rebuild_your_career_after_redundancy-0001</image:title><image:caption>After redundancy, experts say LinkedIn activity and strong networks can unlock new roles faster in Australia, but only if you change how you job hunt.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/travel-insurance-one-way-trips-return-ticket</loc><lastmod>2026-05-12T13:36:04+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/The-travel-insurance-rule-that-catches-one-way-travellers-0001.jpg</image:loc><image:title>The-travel-insurance-rule-that-catches-one-way-travellers-0001</image:title><image:caption>Travelling overseas without a ticket home? This can void your insurance cover. You may still be insured if you can prove you'll return.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/cgt-changes-shares-investing-impact-australia</loc><lastmod>2026-05-08T14:21:42+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/The-hidden-CGT-impact-millions-of-Australians-are-ignoring-0001.jpg</image:loc><image:title>The-hidden-CGT-impact-millions-of-Australians-are-ignoring-0001</image:title><image:caption>Budget talk on CGT targets property, but ASX investors could feel the bigger impact if the discount drops to 33% or below.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/rate-hikes-refinance-home-loan-australia</loc><lastmod>2026-05-08T16:03:26+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/Home-loan-rate-rising-Here-are-eight-cheaper-options-0001.jpg</image:loc><image:title>Home-loan-rate-rising-Here-are-eight-cheaper-options-0001</image:title><image:caption>Home loan rate rising? Here are eight cheaper options</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/investment-bonds-back-in-focus-as-super-changes-loom</loc><lastmod>2026-05-15T15:13:04+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/Why-investment-bonds-are-back-in-focus-0001.jpg</image:loc><image:title>Why-investment-bonds-are-back-in-focus-0001</image:title><image:caption>Up to $180 billion could shift out of super under proposed tax reforms, with everyday investors starting to consider alternatives like investment bonds and managed accounts.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/why-australian-investors-are-changing-how-they-invest</loc><lastmod>2026-05-07T15:23:34+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/Why-Australian-investors-are-changing-how-they-invest-0001.jpg</image:loc><image:title>Why-Australian-investors-are-changing-how-they-invest-0001</image:title><image:caption>Rising living costs and global uncertainty aren't turning people away from ESG investing, but they are changing where their money goes.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/aldi-ski-sale-2026-prices-tips-stock</loc><lastmod>2026-05-07T09:45:04+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/aldi-ski-gear-sale-is-back-0001.jpg</image:loc><image:title>aldi-ski-gear-sale-is-back-0001</image:title><image:caption>Aldi's ski sale can outfit you for $255. Here's how to beat the crowds and secure the best-value gear.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-how-do-i-invest-for-my-childrens-education</loc><lastmod>2026-05-08T16:33:15+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/Ask_Paul_How_do_I_invest_for_my_childrens_education-0001.jpg</image:loc><image:title>Ask_Paul_How_do_I_invest_for_my_childrens_education-0001</image:title><image:caption>Are you better off investing or using your mortgage to fund school costs? The answer is not as simple as it seems.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ev-fbt-changes-australia-2027-2029-novated-leases</loc><lastmod>2026-05-08T15:09:24+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/EV_tax_perk_changes_are_coming_-_timing_now_matters-0001.jpg</image:loc><image:title>EV_tax_perk_changes_are_coming_-_timing_now_matters-0001</image:title><image:caption>EV tax perk changes are coming - timing now matters</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/stagflation-investing-portfolio-strategy-1970s-lessons</loc><lastmod>2026-05-06T09:56:11+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/Stagflation-is-creeping-back---heres-how-to-invest-now-0001.jpg</image:loc><image:title>Stagflation-is-creeping-back---heres-how-to-invest-now-0001</image:title><image:caption>Stagflation is resurfacing. Here's how investors can adapt, from gold to real assets, without relying on a 1970s playbook.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/falling-divorce-rates-hide-a-harsher-truth-for-women</loc><lastmod>2026-05-05T16:22:34+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/Falling-divorce-rates-hide-a-harsher-truth-for-women-0001.jpg</image:loc><image:title>Falling-divorce-rates-hide-a-harsher-truth-for-women-0001</image:title><image:caption>Falling divorce rates hide a harsher truth for women</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/friends-with-money-podcast-254-love-lies-and-money</loc><lastmod>2026-05-06T11:40:50+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/FWM__728x410_podcast_Friends_With_Money_254_Love_lies_and_money_romance_scams-0001.jpg</image:loc><image:title>FWM__728x410_podcast_Friends_With_Money_254_Love_lies_and_money_romance_scams-0001</image:title><image:caption>Friends With Money 254 Love, lies and money romance scams</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/friends-with-money-podcast-254-love-lies-and-money</loc><lastmod>2026-05-06T11:40:50+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/FWM__728x410_podcast_Friends_With_Money_254_Love_lies_and_money_romance_scams-0001.jpg</image:loc><image:title>FWM__728x410_podcast_Friends_With_Money_254_Love_lies_and_money_romance_scams-0001</image:title><image:caption>Friends With Money 254 Love, lies and money romance scams</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/sponsored-retired-australians-can-help-income-keep-pace</loc><lastmod>2026-05-15T09:22:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/How-retired-Australians-can-help-their-income-keep-pace-0001.jpg</image:loc><image:title>How-retired-Australians-can-help-their-income-keep-pace-0001</image:title><image:caption>La Trobe Financial's Chris Paton explains why inflation above the RBA's 2 to 3% target can erode real returns for retirees, and what may help offset it.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/sponsored-retired-australians-can-help-income-keep-pace</loc><lastmod>2026-05-15T09:22:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/How-retired-Australians-can-help-their-income-keep-pace-0001.jpg</image:loc><image:title>How-retired-Australians-can-help-their-income-keep-pace-0001</image:title><image:caption>La Trobe Financial's Chris Paton explains why inflation above the RBA's 2 to 3% target can erode real returns for retirees, and what may help offset it.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/mortgage-holders-hit-again-as-rba-raises-rates</loc><lastmod>2026-05-05T14:40:34+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/rba-raises-cash-rate-at-may-2026-meeting-0001.jpg</image:loc><image:title>rba-raises-cash-rate-at-may-2026-meeting-0001</image:title><image:caption>rba raises cash rate at may 2026 meeting</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/win/win-free-tickets-to-h-is-for-hawk-starring-claire-foy</loc><lastmod>2026-05-08T16:15:41+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/win-tickets-to-h-is-for-hawk-movie-0001.jpg</image:loc><image:title>win-tickets-to-h-is-for-hawk-movie-0001</image:title><image:caption>win tickets to h is for hawk movie starring claire foy and brendan gleeson</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/how-we-found-the-best-life-insurance-policies-of-2026</loc><lastmod>2026-05-04T16:39:50+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/How-we-found-the-best-life-insurance-policies-of-2026-0001.jpg</image:loc><image:title>How-we-found-the-best-life-insurance-policies-of-2026-0001</image:title><image:caption>How we found the best life insurance policies of 2026</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/who-really-provides-the-life-insurance-in-your-super</loc><lastmod>2026-05-04T16:38:12+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/Who-really-provides-the-life-insurance-in-your-super-0001.jpg</image:loc><image:title>Who-really-provides-the-life-insurance-in-your-super-0001</image:title><image:caption>Who really provides the life insurance in your super?</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/sponsored-smart-eofy-tax-moves-investors-can-make</loc><lastmod>2026-06-03T10:27:43+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/Smart-EOFY-tax-moves-investors-can-still-make-0001.jpg</image:loc><image:title>Smart-EOFY-tax-moves-investors-can-still-make-0001</image:title><image:caption>smart end of financial year moves investors can still make</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/sponsored-smart-eofy-tax-moves-investors-can-make</loc><lastmod>2026-06-03T10:27:43+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/Smart-EOFY-tax-moves-investors-can-still-make-0001.jpg</image:loc><image:title>Smart-EOFY-tax-moves-investors-can-still-make-0001</image:title><image:caption>smart end of financial year moves investors can still make</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/hidden-costs-of-car-ownership</loc><lastmod>2026-05-01T15:23:16+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/The-hidden-costs-that-hit-after-buying-a-new-car-0001.jpg</image:loc><image:title>The-hidden-costs-that-hit-after-buying-a-new-car-0001</image:title><image:caption>The hidden costs that hit after you buy a new car</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/capital-gains-tax-misses-australias-real-problem</loc><lastmod>2026-05-01T14:13:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/Why_the_Federal_Budget_keeps_targeting_everyday_investors-0001.jpg</image:loc><image:title>Why_the_Federal_Budget_keeps_targeting_everyday_investors-0001</image:title><image:caption>Why the Federal Budget keeps targeting everyday investors</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/cooling-prices-havent-helped-first-home-buyers</loc><lastmod>2026-05-01T12:52:17+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/05._May/Cooling-prices-havent-helped-first-home-buyers-0001.jpg</image:loc><image:title>Cooling-prices-havent-helped-first-home-buyers-0001</image:title><image:caption>Cooling prices haven't helped first home buyers</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/money-moves-australia-may-1</loc><lastmod>2026-05-01T11:57:16+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/Five-money-moves-Australians-cant-ignore-this-week-may-1-0001.jpg</image:loc><image:title>Five-money-moves-Australians-cant-ignore-this-week-may-1-0001</image:title><image:caption>Scammers prey on uni students with 'quick-cash' banking scams, and fuel costs force Aussie drivers to cancel car insurance. Here are five money stories you missed.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/hidden-investment-consequences-of-iran-war</loc><lastmod>2026-05-07T15:24:33+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/hidden-investment-consequences-of-the-iran-war-0001.jpg</image:loc><image:title>hidden-investment-consequences-of-the-iran-war-0001</image:title><image:caption>Markets focused on oil and inflation, but Bloomberg data shows deeper shifts emerging since February 2026. The real portfolio impact may lie elsewhere.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/fuel-shock-reignites-australias-inflation-problem</loc><lastmod>2026-04-29T12:41:40+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/fuel_prices_push_inflation_to_highest_level_since_2023-0001.jpg</image:loc><image:title>fuel_prices_push_inflation_to_highest_level_since_2023-0001</image:title><image:caption>petrol prices push inflation to highest point since 2023</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/why-good-financial-plans-fail</loc><lastmod>2026-04-29T11:38:18+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/The-money-trick-your-brain-cant-ignore-0001.jpg</image:loc><image:title>The-money-trick-your-brain-cant-ignore-0001</image:title><image:caption>The money trick your brain can't ignore</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/car-buyers-guide</loc><lastmod>2026-05-01T15:21:22+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/New-or-used-How-to-buy-the-right-car-for-your-life-0001.jpg</image:loc><image:title>New-or-used-How-to-buy-the-right-car-for-your-life-0001</image:title><image:caption>New or used? How to buy the right car for your life</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-boss-hasnt-paid-super-in-10-months</loc><lastmod>2026-05-06T14:22:42+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/Ask_Paul_My_boss_hasnt_paid_my_super_for_10_months-0001.jpg</image:loc><image:title>Ask_Paul_My_boss_hasnt_paid_my_super_for_10_months-0001</image:title><image:caption>Ask Paul My boss hasn't paid my super for 10 months</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/think-gen-z-invests-on-hype-the-data-says-no</loc><lastmod>2026-04-29T13:26:01+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/Think-Gen-Z-invests-on-hype-The-data-says-no-0001.jpg</image:loc><image:title>Think-Gen-Z-invests-on-hype-The-data-says-no-0001</image:title><image:caption>Gen Z may follow finfluencers, but their portfolios don't. Investor data shows more considered investing than the hype suggests.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/sponsored-rising-rates-change-investment-landscape</loc><lastmod>2026-06-03T10:34:42+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/sponsored-How-rising-rates-change-the-investment-landscape-0001.jpg</image:loc><image:title>sponsored-How-rising-rates-change-the-investment-landscape-0001</image:title><image:caption>sponsored How rising rates change the investment landscape</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/friends-with-money-podcast-253-is-it-time-to-buy-an-ev</loc><lastmod>2026-04-29T08:57:11+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/FWM__728x410_podcast_Is_it_time_to_buy_an_EV_Matt_Campbell_The_Right_Car-0001.jpg</image:loc><image:title>FWM__728x410_podcast_Is_it_time_to_buy_an_EV_Matt_Campbell_The_Right_Car-0001</image:title><image:caption>Is it time to buy an EV Matt Campbell The Right Car</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/friends-with-money-podcast-253-is-it-time-to-buy-an-ev</loc><lastmod>2026-04-29T08:57:11+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/FWM__728x410_podcast_Is_it_time_to_buy_an_EV_Matt_Campbell_The_Right_Car-0001.jpg</image:loc><image:title>FWM__728x410_podcast_Is_it_time_to_buy_an_EV_Matt_Campbell_The_Right_Car-0001</image:title><image:caption>Is it time to buy an EV Matt Campbell The Right Car</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/sponsored-rising-rates-change-investment-landscape</loc><lastmod>2026-06-03T10:34:42+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/sponsored-How-rising-rates-change-the-investment-landscape-0001.jpg</image:loc><image:title>sponsored-How-rising-rates-change-the-investment-landscape-0001</image:title><image:caption>sponsored How rising rates change the investment landscape</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/win/win-a-free-copy-of-finding-home-by-lucinda-hartley</loc><lastmod>2026-04-21T13:12:34+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/Win-a-free-copy-of_Finding-Home-by-Lucinda-Hartley-0001.jpg</image:loc><image:title>Win-a-free-copy-of_Finding-Home-by-Lucinda-Hartley-0001</image:title><image:caption>Win a free copy of Finding Home by Lucinda Hartley</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/cherrys-goods-founder-entrepreneur-money-decisions</loc><lastmod>2026-04-24T14:54:02+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/Cherrys-Goods-reveals-what-success-looks-like-beyond-TikTok-0001.jpg</image:loc><image:title>Cherrys-Goods-reveals-what-success-looks-like-beyond-TikTok-0001</image:title><image:caption>Cherry's Goods reveals what success looks like beyond TikTok</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/why-wild-markets-are-producing-life-changing-returns</loc><lastmod>2026-04-24T13:55:18+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/Why_wild_markets_are_producing_life-changing_returns-0001.jpg</image:loc><image:title>Why_wild_markets_are_producing_life-changing_returns-0001</image:title><image:caption>Why wild markets are producing life-changing returns</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/super-insurance-premiums-rising-what-you-can-do</loc><lastmod>2026-04-24T13:37:25+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/Super_insurance_premiums_are_rising_-_what_you_can_do-0001.jpg</image:loc><image:title>Super_insurance_premiums_are_rising_-_what_you_can_do-0001</image:title><image:caption>Super insurance premiums are rising - what you can do</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/why-the-rba-is-being-roasted-on-facebook-over-rates</loc><lastmod>2026-04-24T15:16:35+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/Why-the-RBA-is-being-roasted-on-Facebook-over-rates-0001.jpg</image:loc><image:title>Why-the-RBA-is-being-roasted-on-Facebook-over-rates-0001</image:title><image:caption>Why the RBA is being roasted on Facebook over rates</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/james-hardie-potential-class-action</loc><lastmod>2026-04-24T11:15:41+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/Potential-class-action-as-James-Hardie-shares-plunge-34-0002.jpg</image:loc><image:title>Potential-class-action-as-James-Hardie-shares-plunge-34-0002</image:title><image:caption>Potential class action as James Hardie shares plunge 34%</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/chalmers-flags-changes-to-super-performance-test</loc><lastmod>2026-04-22T13:38:56+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/Chalmers-flags-changes-to-super-performance-test-rules-0001.jpg</image:loc><image:title>Chalmers-flags-changes-to-super-performance-test-rules-0001</image:title><image:caption>Treasurer Jim Chalmers says changes to the super performance test are coming</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-should-i-keep-scraping-by-until-retirement</loc><lastmod>2026-05-06T14:53:08+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/Ask-Paul-Should-I-keep-scraping-by-until-retirement-0001.jpg</image:loc><image:title>Ask-Paul-Should-I-keep-scraping-by-until-retirement-0001</image:title><image:caption>David feels like he's scraping by, but what if he doesn't need to at all? A closer look at his numbers changes everything.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/what-to-do-if-your-boss-hasnt-paid-your-super</loc><lastmod>2026-04-28T14:06:35+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/04._April/what-to-do-if-your-boss-hasnt-paid-your-superannuation-0001.jpg</image:loc><image:title>what-to-do-if-your-boss-hasnt-paid-your-superannuation-0001</image:title><image:caption>what to do if your boss hasn't paid your superannuation</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/renters-need-double-super-retirement</loc><lastmod>2026-04-21T15:27:45+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/Renting-You-may-need-twice-the-super-to-retire-well-0001.jpg</image:loc><image:title>Renting-You-may-need-twice-the-super-to-retire-well-0001</image:title><image:caption>Older renters need far more super than homeowners to retire comfortably. This is how big the gap really is, and what you can do about it.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/friends-with-money-podcast-252-family-trusts</loc><lastmod>2026-04-22T08:50:00+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/FWM__728x410_podcast_252_family_trusts_with_helen_baker-0001.jpg</image:loc><image:title>FWM__728x410_podcast_252_family_trusts_with_helen_baker-0001</image:title><image:caption>friends with money 252 family trusts with helen baker</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/friends-with-money-podcast-252-family-trusts</loc><lastmod>2026-04-22T08:50:00+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/FWM__728x410_podcast_252_family_trusts_with_helen_baker-0001.jpg</image:loc><image:title>FWM__728x410_podcast_252_family_trusts_with_helen_baker-0001</image:title><image:caption>friends with money 252 family trusts with helen baker</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/can-your-super-fund-replace-a-financial-adviser</loc><lastmod>2026-04-22T12:16:15+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/Can-your-superannuation-fund-replace-a-financial-adviser-0001.jpg</image:loc><image:title>Can-your-superannuation-fund-replace-a-financial-adviser-0001</image:title><image:caption>Can your super fund replace a financial adviser?</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/what-debt-collectors-can-and-cant-do-in-australia</loc><lastmod>2026-06-05T14:15:20+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/What-debt-collectors-can-and-cannot-do-in-Australia-0001.jpg</image:loc><image:title>What-debt-collectors-can-and-cannot-do-in-Australia-0001</image:title><image:caption>What debt collectors can and can't do in Australia</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/what-debt-collectors-can-and-cant-do-in-australia</loc><lastmod>2026-06-05T14:15:20+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/What-debt-collectors-can-and-cannot-do-in-Australia-0001.jpg</image:loc><image:title>What-debt-collectors-can-and-cannot-do-in-Australia-0001</image:title><image:caption>What debt collectors can and can't do in Australia</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/1000-instant-tax-deduction-explained</loc><lastmod>2026-04-22T13:40:07+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/Why-a-1000-tax-deduction-doesnt-mean-a-1000-refund-0001.jpg</image:loc><image:title>Why-a-1000-tax-deduction-doesnt-mean-a-1000-refund-0001</image:title><image:caption>The new $1000 deduction might lower your tax bill, but for most Aussies, the real saving is only a few hundred dollars.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/australian-private-credit-attracts-offshore-investors</loc><lastmod>2026-04-20T10:51:21+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/Offshore-investors-pile-into-Australian-private-credit-0001.jpg</image:loc><image:title>Offshore-investors-pile-into-Australian-private-credit-0001</image:title><image:caption>Australia's private credit market is drawing billions from offshore investors, buoyed by strong returns, record assets and growing global demand for diversified income strategies.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/australia-interest-rate-playbook-cpi-turning-point</loc><lastmod>2026-04-17T14:35:22+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/Is_Australias_interest_rate_playbook_finally_starting_to_break-0001.jpg</image:loc><image:title>Is_Australias_interest_rate_playbook_finally_starting_to_break-0001</image:title><image:caption>Next week's CPI could mark a turning point for the RBA as inflation shifts from demand to supply pressures, raising the risk of slower growth and persistently high inflation.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/why-wars-rarely-derail-share-markets</loc><lastmod>2026-04-17T13:18:05+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/Why-wars-rarely-derail-share-markets-long-term-0001.jpg</image:loc><image:title>Why-wars-rarely-derail-share-markets-long-term-0001</image:title><image:caption>War is dominating headlines, but history shows investors who sell on fear usually regret it. Markets tend to recover faster than expected.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/inside-a-car-dealership-negotiation-and-how-to-win-it</loc><lastmod>2026-04-17T12:55:41+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/Inside-a-car-dealership-mind-game-and-how-to-win-it-0001.jpg</image:loc><image:title>Inside-a-car-dealership-mind-game-and-how-to-win-it-0001</image:title><image:caption>Inside a car dealership negotiation and how to win it</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/six-ways-to-avoid-racking-up-a-huge-hecs-help-debt</loc><lastmod>2026-06-10T10:18:53+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2023/02._February/how_to_avoid_racking_up_excessive_hecs_debt-0001.jpg</image:loc><image:title>how_to_avoid_racking_up_excessive_hecs_debt-0001</image:title><image:caption>how to avoid racking up excessive hecs debt</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/the-tiktok-inspector-exposing-australias-building-flaws</loc><lastmod>2026-04-21T15:36:39+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/TikTok-Inspector_Zeher-Khalil-0001.jpg</image:loc><image:title>TikTok-Inspector_Zeher-Khalil-0001</image:title><image:caption>TikTok Inspector Zeher Khalil is exposing hidden building defects that cost Australian home buyers thousands, and revealing why paperwork alone is not protection.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ato-warns-about-predatory-dental-super-schemes</loc><lastmod>2026-04-16T14:41:56+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/ATO-warns-Australians-about-predatory-dental-super-schemes-0001.jpg</image:loc><image:title>ATO-warns-Australians-about-predatory-dental-super-schemes-0001</image:title><image:caption>ATO warns Australians about predatory dental super schemes</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-should-i-sell-my-home-to-move-closer-to-grandkids</loc><lastmod>2026-05-06T14:53:45+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/Ask_Paul_Should_I_sell_my_home_to_move_closer_to_grandkids-0001.jpg</image:loc><image:title>Ask_Paul_Should_I_sell_my_home_to_move_closer_to_grandkids-0001</image:title><image:caption>Almost-retired reader Fiona wants to move closer to her grandchildren, but is worried about buying and selling costs.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/friends-with-money-podcast-251-one-year-out-from-retirement</loc><lastmod>2026-04-15T08:54:09+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/FWM__728x410_podcast_251_One_year_out_from_retirement-0001.jpg</image:loc><image:title>FWM__728x410_podcast_251_One_year_out_from_retirement-0001</image:title><image:caption>friends with money podcast one year out from retirement</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/friends-with-money-podcast-251-one-year-out-from-retirement</loc><lastmod>2026-04-15T08:54:09+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/FWM__728x410_podcast_251_One_year_out_from_retirement-0001.jpg</image:loc><image:title>FWM__728x410_podcast_251_One_year_out_from_retirement-0001</image:title><image:caption>friends with money podcast one year out from retirement</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/can-bunnings-pod-homes-ease-housing-crisis</loc><lastmod>2026-04-14T16:13:09+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/Can-Bunnings-pod-homes-actually-ease-the-housing-crisis-0001.jpg</image:loc><image:title>Can-Bunnings-pod-homes-actually-ease-the-housing-crisis-0001</image:title><image:caption>Bunnings' modular pods caused a buzz when they were first announced, but can backyard studios really help solve Australia's housing crisis?</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/how-much-board-should-adult-kids-pay</loc><lastmod>2026-04-14T08:29:11+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2026/04._April/How-much-board-should-adult-kids-pay-Mum-and-Dad-0001.jpg</image:loc><image:title>How-much-board-should-adult-kids-pay-Mum-and-Dad-0001</image:title><image:caption>how much board should adult kids pay their 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doge</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/does-travel-insurance-cover-you-for-the-bali-volcanic-ash-cloud</loc><lastmod>2024-11-14T11:55:37+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/11._November/Does-travel-insurance-cover-you-for-the-Bali-volcanic-ash-cloud-0001.jpg</image:loc><image:title>Does-travel-insurance-cover-you-for-the-Bali-volcanic-ash-cloud-0001</image:title><image:caption>Does travel insurance cover you for the Bali volcanic ash cloud?</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/11-tips-for-snagging-a-bargain-black-friday-bargain</loc><lastmod>2024-11-13T14:31:02+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/11._November/11-tips-for-snagging-a-bargain-Black-Friday-bargain-0001.jpg</image:loc><image:title>11-tips-for-snagging-a-bargain-Black-Friday-bargain-0001</image:title><image:caption>11 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shares</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/charges-brought-against-asx-pump-and-dump-group</loc><lastmod>2024-07-25T10:21:47+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/07._July/Charges-brought-against-ASX-pump-and-dump-group-0001.jpg</image:loc><image:title>Charges-brought-against-ASX-pump-and-dump-group-0001</image:title><image:caption>Charges brought against ASX pump and dump group</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/consumer-finance-awards-2024-non-bank-lender-of-the-year</loc><lastmod>2024-07-23T11:26:08+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/07._July/consumer-finance-awards-2024-non-bank-lender-of-the-year-0001.jpg</image:loc><image:title>consumer-finance-awards-2024-non-bank-lender-of-the-year-0001</image:title><image:caption>consumer finance awards 2024 non bank lender of the 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year</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/super/learning/what-to-look-for-in-a-retirement-product</loc><lastmod>2026-01-08T11:58:39+11:00</lastmod></url><url><loc>https://www.moneymag.com.au/super/learning/what-to-do-when-its-time-for-you-to-retire</loc><lastmod>2026-01-08T11:56:32+11:00</lastmod></url><url><loc>https://www.moneymag.com.au/big-banks-forced-to-refund-28-million-in-fees</loc><lastmod>2024-07-18T14:19:26+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/07._July/big-banks-to-refund-low-income-customers-0001.jpg</image:loc><image:title>big-banks-to-refund-low-income-customers-0001</image:title><image:caption>big banks to refund low income customers</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/five-step-money-plan-to-live-the-life-you-want</loc><lastmod>2024-07-18T14:21:27+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/07._July/The-five-step-money-plan-to-live-the-life-you-want-0001.jpg</image:loc><image:title>The-five-step-money-plan-to-live-the-life-you-want-0001</image:title><image:caption>the five step money plan to live the live you want</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/why-you-wont-see-a-hecs-help-credit-in-your-tax-return</loc><lastmod>2024-07-18T12:41:32+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/07._July/hecs_help_credit_tax_return-0001.jpg</image:loc><image:title>hecs_help_credit_tax_return-0001</image:title><image:caption>Australians with student loan debt have been warned not to expect to see a HECS or HELP loan credit on their tax returns in the coming weeks.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/death-of-cash-means-for-small-businesses</loc><lastmod>2024-08-07T14:47:26+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/07._July/what-the-death-of-cash-means-for-small-business-0001.jpg</image:loc><image:title>what-the-death-of-cash-means-for-small-business-0001</image:title><image:caption>what the death of cash means for small business</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/win/win-james-millards-insufficient-funds</loc><lastmod>2024-07-17T14:43:24+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/07._July/insufficient-funds-by-james-millard-0001.jpg</image:loc><image:title>insufficient-funds-by-james-millard-0001</image:title><image:caption>insufficient funds by james millard</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/friends-with-money-160-make-your-money-work-smarter</loc><lastmod>2025-10-07T13:58:26+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/07._July/friends-with-money-160-Make-your-money-work-smarter-0001.jpg</image:loc><image:title>friends-with-money-160-Make-your-money-work-smarter-0001</image:title><image:caption>friends with money podcast 160 make your money work smarter</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/friends-with-money-160-make-your-money-work-smarter</loc><lastmod>2025-10-07T13:58:26+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/07._July/friends-with-money-160-Make-your-money-work-smarter-0001.jpg</image:loc><image:title>friends-with-money-160-Make-your-money-work-smarter-0001</image:title><image:caption>friends with money podcast 160 make your money work smarter</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/consumer-finance-awards-2024-home-lender-of-the-year</loc><lastmod>2024-07-23T11:26:40+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/07._July/consumer-finance-awards-2024-home-lender-of-the-year-0001.jpg</image:loc><image:title>consumer-finance-awards-2024-home-lender-of-the-year-0001</image:title><image:caption>consumer finance awards 2024 home lender of the year</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-how-can-my-mum-sell-her-amp-shares</loc><lastmod>2024-07-17T14:18:16+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/07._July/Ask_Paul_How_can_my_mum_sell_her_AMP_shares-0001.jpg</image:loc><image:title>Ask_Paul_How_can_my_mum_sell_her_AMP_shares-0001</image:title><image:caption>ask paul how can my mum sell her amp shares</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/buy-hold-or-sell-goodman-group-shares</loc><lastmod>2024-07-18T14:40:35+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/07._July/should-you-buy-hold-or-sell-goodman-group-shares-0001.jpg</image:loc><image:title>should-you-buy-hold-or-sell-goodman-group-shares-0001</image:title><image:caption>should you buy hold or sell goodman group shares</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/consumer-finance-awards-2024-margin-lender-of-the-year</loc><lastmod>2024-07-23T10:36:02+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/07._July/consumer-finance-awards-2024-margin-lender-of-the-year-0001.jpg</image:loc><image:title>consumer-finance-awards-2024-margin-lender-of-the-year-0001</image:title><image:caption>consumer finance awards 2024 margin lender of the year</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/booktopia-will-not-fulfill-paid-orders-or-honour-store-credits</loc><lastmod>2024-08-07T14:48:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/07._July/Booktopia-will-not-fulfill-paid-orders-or-honour-store-credits-0001.jpg</image:loc><image:title>Booktopia-will-not-fulfill-paid-orders-or-honour-store-credits-0001</image:title><image:caption>Booktopia will not fulfill paid orders or honour store credits</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/how-to-rebuild-wealth-after-a-substantial-loss</loc><lastmod>2024-10-30T14:53:50+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/07._July/how-to-rebuild-wealth-after-a-substantial-loss-0001.jpg</image:loc><image:title>how-to-rebuild-wealth-after-a-substantial-loss-0001</image:title><image:caption>how to rebuild wealth after a substantial loss</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/best-and-worst-performing-shares-july-12</loc><lastmod>2024-07-12T13:53:12+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/07._July/best_and_worst_performing_shares_this_week-0001.jpg</image:loc><image:title>best_and_worst_performing_shares_this_week-0001</image:title><image:caption>best and worst performing shares this week</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/consumer-finance-awards-2024-bank-of-the-year-young-people</loc><lastmod>2024-07-23T10:35:01+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/07._July/consumer-finance-awards-2024-bank-of-the-year-young-people-0001.jpg</image:loc><image:title>consumer-finance-awards-2024-bank-of-the-year-young-people-0001</image:title><image:caption>consumer finance awards 2024 bank of the year young people</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/aussie-etf-market-hits-a-record-200-billion</loc><lastmod>2024-07-12T11:06:33+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/07._July/aussie-etf-market-hits-record-200-billion-0001.jpg</image:loc><image:title>aussie-etf-market-hits-record-200-billion-0001</image:title><image:caption>aussie etf market hits record 200 billion</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/consumer-finance-awards-2024-insurer-of-the-year</loc><lastmod>2024-07-23T10:36:20+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/07._July/consumer-finance-awards-2024-insurer-of-the-year-0001.jpg</image:loc><image:title>consumer-finance-awards-2024-insurer-of-the-year-0001</image:title><image:caption>consumer finance awards 2024 insurer of the year</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/eight-money-lessons-to-teach-your-kids</loc><lastmod>2024-07-12T14:07:53+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/07._July/eight-money-lessons-to-teach-your-kids-0001.jpg</image:loc><image:title>eight-money-lessons-to-teach-your-kids-0001</image:title><image:caption>eight money lessons to teach your kids</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-i-defied-a-terminal-prognosis-how-can-i-improve-my-finances</loc><lastmod>2024-07-10T15:42:09+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/07._July/ask_paul_clitheroe_i_was_diagnosed_with_a_termianl_illness-0001.jpg</image:loc><image:title>ask_paul_clitheroe_i_was_diagnosed_with_a_termianl_illness-0001</image:title><image:caption>ask paul clitheroe i was diagnosed with a terminal illness</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/win/win-one-of-five-copies-of-how-to-not-work-forever</loc><lastmod>2024-07-10T12:14:39+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/07._July/how-to-not-work-forever-by-tashinvests-0001.jpg</image:loc><image:title>how-to-not-work-forever-by-tashinvests-0001</image:title><image:caption>how to not work forever by tashinvests natasha etschmann and ana kresina</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/should-you-buy-hold-or-sell-guzman-y-gomez-shares</loc><lastmod>2024-07-10T10:42:03+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/06._June/guzman-y-gomez-ipo-0001.jpg</image:loc><image:title>guzman-y-gomez-ipo-0001</image:title><image:caption>when is the guzman and gomez ipo launching</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/friends-with-money-podcast-159-investment-insights-with-natasha-etschmann</loc><lastmod>2025-10-08T16:50:46+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/07._July/friends-with-money-159-investment-insights-with-Natasha-Etschmann-0001.jpg</image:loc><image:title>friends-with-money-159-investment-insights-with-Natasha-Etschmann-0001</image:title><image:caption>friends with money podcast 159 investment insights with Natasha Etschmann</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/friends-with-money-podcast-159-investment-insights-with-natasha-etschmann</loc><lastmod>2025-10-08T16:50:46+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/07._July/friends-with-money-159-investment-insights-with-Natasha-Etschmann-0001.jpg</image:loc><image:title>friends-with-money-159-investment-insights-with-Natasha-Etschmann-0001</image:title><image:caption>friends with money podcast 159 investment insights with Natasha Etschmann</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/why-aussies-need-to-invest-in-more-than-property</loc><lastmod>2024-07-10T14:19:04+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/07._July/Why-Aussies-need-to-invest-in-more-than-property-0001.jpg</image:loc><image:title>Why-Aussies-need-to-invest-in-more-than-property-0001</image:title><image:caption>why aussies need to invest in more than just property</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/how-to-split-expenses-when-your-partner-earns-more</loc><lastmod>2024-07-09T13:50:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/07._July/how-to-split-expenses-when-your-partner-earns-more-0001.jpg</image:loc><image:title>how-to-split-expenses-when-your-partner-earns-more-0001</image:title><image:caption>how to split expenses when your partner earns more</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/three-stocks-to-watch-during-helium-3-boom</loc><lastmod>2024-07-05T13:16:59+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/07._July/three-asx-stocks-ready-to-soar-in-moon-mining-boom-0001.jpg</image:loc><image:title>three-asx-stocks-ready-to-soar-in-moon-mining-boom-0001</image:title><image:caption>three asx stocks ready to soar during helium-3 moon mining boom</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/consumer-finance-awards-2024-bank-of-the-year</loc><lastmod>2024-07-11T13:09:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/07._July/consumer-finance-awards-2024-bank-of-the-year-0001.jpg</image:loc><image:title>consumer-finance-awards-2024-bank-of-the-year-0001</image:title><image:caption>consumer finance awards 2024 bank of the year</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/win/win-tickets-to-mr-blake-at-your-service-starring-john-malkovich</loc><lastmod>2024-07-05T14:05:56+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/07._July/mr-blake-at-your-service-film-0001.jpg</image:loc><image:title>mr-blake-at-your-service-film-0001</image:title><image:caption>mr blake at your service australian release date</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/swedish-grandparents-can-be-paid-for-taking-care-of-grandkids</loc><lastmod>2024-07-05T10:17:29+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/07._July/parental-leave-for-swedish-grandparents-0001.jpg</image:loc><image:title>parental-leave-for-swedish-grandparents-0001</image:title><image:caption>parental leave for swedish grandparents</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/australias-favourite-banks-recognised-at-2024-consumer-finance-awards-event</loc><lastmod>2024-07-05T14:19:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/07._July/macquarie-bank-bank-of-the-year-2024-consumer-finance-awards-0001.jpg</image:loc><image:title>macquarie-bank-bank-of-the-year-2024-consumer-finance-awards-0001</image:title><image:caption>Macquarie Bank was named Money magazine's Bank of the Year at the 2024 Consumer Finance Awards.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/seven-ways-to-start-the-financial-year-on-a-high</loc><lastmod>2026-02-19T14:33:09+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/07._July/seven-ways-to-start-the-financial-year-on-a-high-0001.jpg</image:loc><image:title>seven-ways-to-start-the-financial-year-on-a-high-0001</image:title><image:caption>Seven ways to start the financial year on a high</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/friends-with-money-158-unlock-property-profits-and-practical-tips</loc><lastmod>2025-10-08T16:51:19+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/07._July/friends-with-money-podcast-158-unlock-property-profits-and-practical-tips-0001.jpg</image:loc><image:title>friends-with-money-podcast-158-unlock-property-profits-and-practical-tips-0001</image:title><image:caption>friends with money podcast 158 unlock property profits and practical tips</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/friends-with-money-158-unlock-property-profits-and-practical-tips</loc><lastmod>2025-10-08T16:51:19+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/07._July/friends-with-money-podcast-158-unlock-property-profits-and-practical-tips-0001.jpg</image:loc><image:title>friends-with-money-podcast-158-unlock-property-profits-and-practical-tips-0001</image:title><image:caption>friends with money podcast 158 unlock property profits and practical tips</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/how-to-get-a-good-deal-on-foreign-currency</loc><lastmod>2024-07-03T09:33:22+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/07._July/how-to-get-a-good-deal-on-foreign-currency-exchange-0001.jpg</image:loc><image:title>how-to-get-a-good-deal-on-foreign-currency-exchange-0001</image:title><image:caption>how to get a good deal on foreign currency exchange</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/2024-consumer-finance-awards-how-we-chose-the-winners</loc><lastmod>2024-07-04T15:22:22+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/07._July/consumer-finance-awards-2024-how-we-chose-the-winners-0001.jpg</image:loc><image:title>consumer-finance-awards-2024-how-we-chose-the-winners-0001</image:title><image:caption>consumer finance awards 2024 how we chose the winners</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/why-you-should-buy-brenntag-shares</loc><lastmod>2024-07-03T08:56:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/07._July/Why-you-should-buy-Brenntag-shares-0001.jpg</image:loc><image:title>Why-you-should-buy-Brenntag-shares-0001</image:title><image:caption>why you should buy brenntag shares</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-clitheroe-pay-off-my-home-loan-10-years</loc><lastmod>2024-07-03T08:44:46+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/06._June/ask_paul_clitheroe_can_i_pay_off_my_home_before_my_early_40s-0001.jpg</image:loc><image:title>ask_paul_clitheroe_can_i_pay_off_my_home_before_my_early_40s-0001</image:title><image:caption>ask paul clitheroe can i pay off my home before my early 40s</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/matt-campbell-porsche-driver</loc><lastmod>2024-08-23T13:12:58+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/06._June/matt-campbell-porsche-le-mans-0001.jpg</image:loc><image:title>matt-campbell-porsche-le-mans-0001</image:title><image:caption>matt campbell porsche le mans</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/what-is-the-home-loan-loyalty-tax</loc><lastmod>2024-08-27T10:22:32+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/06._June/home_loan_loyalty_tax-0001.jpg</image:loc><image:title>home_loan_loyalty_tax-0001</image:title><image:caption>home loan loyalty 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advice</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/dave-strong-money-australia-early-retirement</loc><lastmod>2021-07-12T14:01:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/05.May/dave-strongmoneyaustralia-fire-strong-money-australia.jpg</image:loc><image:title>dave-strongmoneyaustralia-fire-strong-money-australia</image:title><image:caption>dave strong money australia fire early retirement</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/cam-waters-supercars-money</loc><lastmod>2026-03-31T14:25:05+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/05.May/cam-waters-money.jpg</image:loc><image:title>cam-waters-money</image:title><image:caption>cam waters supercars 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business</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/accidental-weatherman-sam-mac</loc><lastmod>2021-05-21T13:34:19+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/05.May/tv-weatherman-sam-mac.jpg</image:loc><image:title>tv-weatherman-sam-mac</image:title><image:caption>tv weatherman sam mac</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/accidental-weatherman-sam-mac</loc><lastmod>2021-05-21T13:34:19+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/05.May/tv-weatherman-sam-mac.jpg</image:loc><image:title>tv-weatherman-sam-mac</image:title><image:caption>tv weatherman sam mac</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/early-retirement-early-30s-leo</loc><lastmod>2021-05-21T10:50:02+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/05.May/early-retirement-leo.jpg</image:loc><image:title>early-retirement-leo</image:title><image:caption>early retirement leo</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/early-retirement-early-30s-leo</loc><lastmod>2021-05-21T10:50:02+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/05.May/early-retirement-leo.jpg</image:loc><image:title>early-retirement-leo</image:title><image:caption>early retirement 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point</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/why-the-first-home-super-saver-scheme-misses-the-point</loc><lastmod>2021-07-05T08:40:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/05.May/budget-2021-why-the-first-home-super-saver-scheme-misses-the-point.jpg</image:loc><image:title>budget-2021-why-the-first-home-super-saver-scheme-misses-the-point</image:title><image:caption>budget 2021 why the first home super saver scheme misses the point</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/budget-2021-childcare</loc><lastmod>2021-05-11T20:06:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/05.May/budget-2021-childcare.jpg</image:loc><image:title>budget-2021-childcare</image:title><image:caption>federal budget night 2021 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author</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/first-home-super-fund-advice-five-things</loc><lastmod>2021-05-07T15:34:04+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/05.May/housing-affordability-five-things.jpg</image:loc><image:title>housing-affordability-five-things</image:title><image:caption>housing affordability house sales data</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/win/green-cleaning-eco-friendly-tips-and-tricks</loc><lastmod>2021-06-02T09:38:29+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/04.April/win-a-copy-of-green-cleaning-by-alisa-and-cynthia-mayne.jpg</image:loc><image:title>win-a-copy-of-green-cleaning-by-alisa-and-cynthia-mayne</image:title><image:caption>win a copy of green cleaning by alisa and cynthia mayne</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/market-wrap-afterpay-appen-altium</loc><lastmod>2021-05-07T13:32:53+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/July/afterpay-buy-now-pay-later-credit-score.jpg</image:loc><image:title>afterpay-buy-now-pay-later-credit-score</image:title><image:caption>afterpay buy now pay later credit score</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/whats-included-house-and-land-package</loc><lastmod>2022-05-12T11:48:35+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/05.May/house-and-land-package-whats-included.jpg</image:loc><image:title>house-and-land-package-whats-included</image:title><image:caption>what's included in a house and land package</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/avoid-ripped-off-buying-tickets-online</loc><lastmod>2021-05-07T16:08:47+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/05.May/gang-of-youths-calls-for-ticket-reseller-viagogo-to-be-banned.jpg</image:loc><image:title>gang-of-youths-calls-for-ticket-reseller-viagogo-to-be-banned</image:title><image:caption>Dave Le'aupepe of Gang Of Youths performs during Splendour in the Grass 2016 on July 23, 2016 in Byron Bay. In 2018 Gang of Youths started calling for ticket reseller Viagogo to be banned. Photo: Mark Metcalfe/Getty Images.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/pat-seyrak-early-retirement-pat-the-shuffler</loc><lastmod>2021-05-07T16:09:24+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/05.May/pat-seyrak-with-girlfriend-stephanie.jpg</image:loc><image:title>pat-seyrak-with-girlfriend-stephanie</image:title><image:caption>pat seyrak with girlfriend stephanie</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/gretel-killeen-money-career-my-daughters-wedding</loc><lastmod>2021-05-07T15:48:18+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/05.May/gretel-killeen-my-daughters-wedding.jpg</image:loc><image:title>gretel-killeen-my-daughters-wedding</image:title><image:caption>gretel killeen my daughters wedding</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/win/prezzee-e-gift-card</loc><lastmod>2021-05-07T15:50:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/05.May/win-prezzee-mothers-day-gift-card.jpg</image:loc><image:title>win-prezzee-mothers-day-gift-card</image:title><image:caption>win prezzee mothers day gift card</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/cut-power-bill-healthcare-costs</loc><lastmod>2023-06-29T15:11:29+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/05.May/slash-power-bill-health-care-costs.jpg</image:loc><image:title>slash-power-bill-health-care-costs</image:title><image:caption>slash power bill energy costs</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/aussies-eligible-for-jobkeeper</loc><lastmod>2021-05-06T17:11:11+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/05.May/aussies-eligible-for-jobkeeper-cash.jpg</image:loc><image:title>aussies-eligible-for-jobkeeper-cash</image:title><image:caption>aussies eligible for jobkeeper cash</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/tax-refund-working-from-home</loc><lastmod>2021-05-07T09:56:49+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2024/04._April/compensation-scheme-of-last-resort-begins-0001.jpg</image:loc><image:title>compensation-scheme-of-last-resort-begins-0001</image:title><image:caption>compensation scheme of last resort begins</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ansell-shares-ppe-rubber-gloves</loc><lastmod>2021-05-05T11:22:32+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/05.May/ansell-shares-hot-stock.jpg</image:loc><image:title>ansell-shares-hot-stock</image:title><image:caption>ansell shares hot stock</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-buy-another-investment-property-pay-off-debt</loc><lastmod>2023-11-21T16:34:04+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/04.April/paul_clitheroe_should_i_buy_another_rental_or_pay_off_debt.jpg</image:loc><image:title>paul_clitheroe_should_i_buy_another_rental_or_pay_off_debt</image:title><image:caption>ask paul clitheroe should i buy another rental or pay off debt</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/difference-between-accountant-financial-planner</loc><lastmod>2021-07-05T08:25:00+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/05.May/when-do-you-need-an-accountant-financial-planner-conveyancer.jpg</image:loc><image:title>when-do-you-need-an-accountant-financial-planner-conveyancer</image:title><image:caption>when do you need an accountant or financial planner</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/win/dream-horse-movie-tickets</loc><lastmod>2021-06-23T14:41:11+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/04.April/win-tickets-to-dream-horse-starring-toni-collette-and-damian-lewis.jpg</image:loc><image:title>win-tickets-to-dream-horse-starring-toni-collette-and-damian-lewis</image:title><image:caption>win tickets to dream horse starring toni collette and damian lewis</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/aussies-turn-on-branches-five-things</loc><lastmod>2021-04-30T15:30:34+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/04.April/nimble-has-a-new-credit-card-and-four-things-you-missed-this-week.jpg</image:loc><image:title>nimble-has-a-new-credit-card-and-four-things-you-missed-this-week</image:title><image:caption>nimble bank branches</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/best-deal-personal-loan</loc><lastmod>2022-06-18T19:38:04+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/04.April/how-to-get-the-best-deal-on-a-car-loan.jpg</image:loc><image:title>how-to-get-the-best-deal-on-a-car-loan</image:title><image:caption>how to get the best deal on a personal loan</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/early-retirement-fire-more-to-life-than-work</loc><lastmod>2023-07-05T13:50:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/04.April/early-retirement-more-to-life-than-work.jpg</image:loc><image:title>early-retirement-more-to-life-than-work</image:title><image:caption>early retirement FIRE more to life than work</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/early-retirement-fire-more-to-life-than-work</loc><lastmod>2023-07-05T13:50:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/04.April/early-retirement-more-to-life-than-work.jpg</image:loc><image:title>early-retirement-more-to-life-than-work</image:title><image:caption>early retirement FIRE more to life than work</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ok-boomer-tarred-with-the-baby-boomer-brush</loc><lastmod>2022-11-03T15:24:52+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/04.April/ok-boomer-why-i-dont-want-to-be-tarred-with-the-baby-boomer-brush.jpg</image:loc><image:title>ok-boomer-why-i-dont-want-to-be-tarred-with-the-baby-boomer-brush</image:title><image:caption>why i dont want to be tarred with the baby boomer brush</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ok-boomer-tarred-with-the-baby-boomer-brush</loc><lastmod>2022-11-03T15:24:52+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/04.April/ok-boomer-why-i-dont-want-to-be-tarred-with-the-baby-boomer-brush.jpg</image:loc><image:title>ok-boomer-why-i-dont-want-to-be-tarred-with-the-baby-boomer-brush</image:title><image:caption>why i dont want to be tarred with the baby boomer brush</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/avoid-property-fomo</loc><lastmod>2026-02-19T14:19:33+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/04.April/how-to-avoid-property-fomo-fear-of-missing-out.jpg</image:loc><image:title>how-to-avoid-property-fomo-fear-of-missing-out</image:title><image:caption>how to avoid property fomo fear of missing out</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/dr-amantha-imber-inventium</loc><lastmod>2021-04-30T12:04:22+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/03.March/dr-amantha-imber-interview.jpg</image:loc><image:title>dr-amantha-imber-interview</image:title><image:caption>dr amatha imber inventium business</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/no-more-tax-returns-standard-deduction</loc><lastmod>2021-04-28T15:46:18+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/04.April/standard-work-deduction-no-more-tax-returns.jpg</image:loc><image:title>standard-work-deduction-no-more-tax-returns</image:title><image:caption>standard work deduction no more tax returns</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/vaccines-going-green-sharemarket-comeback</loc><lastmod>2021-04-29T09:04:16+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/04.April/covid-vaccine-market-trends.jpg</image:loc><image:title>covid-vaccine-market-trends</image:title><image:caption>covid vaccine market trends</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/win/man-in-the-hat-movie-tickets</loc><lastmod>2021-06-23T14:41:27+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/04.April/win-tickets-to-the-man-in-the-hat.jpg</image:loc><image:title>win-tickets-to-the-man-in-the-hat</image:title><image:caption>win tickets to the man in the hat</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/young-ausies-buying-shares-over-property</loc><lastmod>2023-04-12T16:44:12+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/04.April/young-aussies-are-buying-shares-over-property.jpg</image:loc><image:title>young-aussies-are-buying-shares-over-property</image:title><image:caption>young aussies are buying shares over 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rule</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/alcidion-shares-asx</loc><lastmod>2021-04-28T13:01:55+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/04.April/alcidion-shares-asx.jpg</image:loc><image:title>alcidion-shares-asx</image:title><image:caption>Alcidion shares asx</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/win/my-daughters-wedding-book-gretel-killeen</loc><lastmod>2021-05-31T10:57:27+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/04.April/win-my-daughters-wedding-book-by-gretel-killeen.jpg</image:loc><image:title>win-my-daughters-wedding-book-by-gretel-killeen</image:title><image:caption>win my daughter's wedding book by gretel 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backfires</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/money-myths-holding-you-back</loc><lastmod>2021-04-23T09:46:48+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/04.April/money-myths-that-are-holding-you-back.jpg</image:loc><image:title>money-myths-that-are-holding-you-back</image:title><image:caption>money myths that are holding you back</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/aussie-works-paind-in-bitcoin-five-things</loc><lastmod>2021-04-23T09:45:53+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/04.April/five-things-aussie-workers-can-now-be-paid-in-bitcoin.jpg</image:loc><image:title>five-things-aussie-workers-can-now-be-paid-in-bitcoin</image:title><image:caption>five things aussie workers can now be paid in 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replacement</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/peter-fitzsimons-profile-breaker-morant-house</loc><lastmod>2021-01-13T11:31:17+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/October/peter-fitzsimons-hot-seat-profile-breaker-morant.jpg</image:loc><image:title>peter-fitzsimons-hot-seat-profile-breaker-morant</image:title><image:caption>peter fitzsimons breaker 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understand</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/how-to-opt-in-insurance-through-super-fund</loc><lastmod>2021-09-06T13:02:41+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/October/how_to_opt_in_to_insurance_through_super.jpg</image:loc><image:title>how_to_opt_in_to_insurance_through_super</image:title><image:caption>how to opt in to insurance through super</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/guide-salary-sacrificing-super</loc><lastmod>2021-09-06T13:02:41+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/October/how-to-salary-sacrifice-into-super.jpg</image:loc><image:title>how-to-salary-sacrifice-into-super</image:title><image:caption>a step by step guide to salary sacrifing into super</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/crown-director-andrew-demetriou-conduct-notes-internet</loc><lastmod>2020-10-28T16:19:30+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/October/andrew-demetriou-crown-resorts-inquiry-culture-governance.jpg</image:loc><image:title>andrew-demetriou-crown-resorts-inquiry-culture-governance</image:title><image:caption>andrew demetriou crown resorts inquiry culture conduct governance</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/tax-time-retirees</loc><lastmod>2020-10-29T11:04:04+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/October/tax-for-retirees.jpg</image:loc><image:title>tax-for-retirees</image:title><image:caption>tax tips for retirees</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/what-cricket-taught-me-about-money</loc><lastmod>2022-06-18T19:31:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/October/what-cricket-taught-me-about-money.jpg</image:loc><image:title>what-cricket-taught-me-about-money</image:title><image:caption>what cricket taught me about money</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/win/good-super-guide</loc><lastmod>2021-06-15T11:48:58+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/October/win-the-good-super-guide.jpg</image:loc><image:title>win-the-good-super-guide</image:title><image:caption>win the good super guide</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-clitheroe-sell-investment-property-to-pay-off-home</loc><lastmod>2020-10-28T10:48:01+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/October/paul_clitheroe_sell_investment_property.jpg</image:loc><image:title>paul_clitheroe_sell_investment_property</image:title><image:caption>ask paul clitheroe money magazine should we sell our investment property to pay off our home</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/manage-super-during-covid-19</loc><lastmod>2021-07-05T08:46:54+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/October/managing-super-in-a-covid19-world.jpg</image:loc><image:title>managing-super-in-a-covid19-world</image:title><image:caption>managing super in a covid19 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investors</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/capped-price-servicing-cars-budget</loc><lastmod>2020-10-23T16:31:12+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/October/hyundai-i20-n.jpg</image:loc><image:title>hyundai-i20-n</image:title><image:caption>hyundai capped price servicing</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/money-lessons-further-back-in-time-for-dinner</loc><lastmod>2020-10-23T13:35:40+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/October/carole-ferrone-further-back-in-time-for-dinner.jpg</image:loc><image:title>carole-ferrone-further-back-in-time-for-dinner</image:title><image:caption>carole ferrone further back in time for dinner 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plan</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/changes-super-lifestyle-retirement</loc><lastmod>2021-09-06T13:02:41+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/October/six-tips-boost-lifestyle-in-retirement.jpg</image:loc><image:title>six-tips-boost-lifestyle-in-retirement</image:title><image:caption>tips to boost your lifestyle in retirement</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/win/the-mystery-of-henri-pick-free-movie-tickets</loc><lastmod>2020-12-11T09:33:21+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/October/win-tickets-to-the-mystery-of-henri-pick.jpg</image:loc><image:title>win-tickets-to-the-mystery-of-henri-pick</image:title><image:caption>win tickets to the mystery of henri pick</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/sam-henderson-former-adviser-sentenced</loc><lastmod>2021-07-06T09:14:05+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/October/sam-henderson-sentenced.jpg</image:loc><image:title>sam-henderson-sentenced</image:title><image:caption>former celebrity financial adviser sam henderson sentenced</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/worrying-new-trend-credit-card-debt</loc><lastmod>2020-10-21T15:20:12+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/October/new-trend-credit-card-debt-balance.jpg</image:loc><image:title>new-trend-credit-card-debt-balance</image:title><image:caption>new trend credit card debt 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you</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/donald-trump-re-elected-mean-for-australia</loc><lastmod>2023-04-12T16:43:12+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/October/what-if-trump-is-reelected.jpg</image:loc><image:title>what-if-trump-is-reelected</image:title><image:caption>what if trump is reelected</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-clitheroe-save-trip-around-australia</loc><lastmod>2025-04-28T16:31:37+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/October/paul_clitheroe_travel.jpg</image:loc><image:title>paul_clitheroe_travel</image:title><image:caption>ask paul clitheroe save to travel around australia in a caravan</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/boss-underpaying-super</loc><lastmod>2020-10-21T14:50:47+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/October/what-to-do-if-your-boss-is-underpaying-your-super.jpg</image:loc><image:title>what-to-do-if-your-boss-is-underpaying-your-super</image:title><image:caption>what to do if your boss is underpaying your super</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/royal-commission-financial-advice</loc><lastmod>2020-10-21T14:54:04+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/August/rowena-orr-royal-commission.jpg</image:loc><image:title>rowena-orr-royal-commission</image:title><image:caption>rowena orr royal 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stocks</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/jamie-whincup-supercars-car-wash-cafe</loc><lastmod>2020-10-16T15:04:48+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/October/jamie-whincup-supercars-bathurst-1000-car-wash-cafe.jpg</image:loc><image:title>jamie-whincup-supercars-bathurst-1000-car-wash-cafe</image:title><image:caption>jamie whincup supercars bathurst 1000 car wash cafe</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/manage-super-freelancer-casual-gig-self-employed</loc><lastmod>2021-09-06T13:02:41+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/October/freelance-super.jpg</image:loc><image:title>freelance-super</image:title><image:caption>freelance 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home</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/15-ipos-list-asx-2020</loc><lastmod>2021-10-26T08:22:47+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/October/ipos-fourth-quarter.jpg</image:loc><image:title>ipos-fourth-quarter</image:title><image:caption>ipos fourth quarter</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/hot-seat-dai-le</loc><lastmod>2023-06-28T09:43:25+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/October/hot-seat-dai-le.jpg</image:loc><image:title>hot-seat-dai-le</image:title><image:caption>dai 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reporting</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/scams-super-puppies</loc><lastmod>2020-08-27T11:46:11+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/August/scams_week.jpg</image:loc><image:title>scams_week</image:title></image:image></url><url><loc>https://www.moneymag.com.au/ato-downsizer-retirement</loc><lastmod>2020-08-27T11:46:11+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2017/03/retireesWP.jpg</image:loc><image:title>retireesWP</image:title><image:caption>Low interest rates are hurting retirees trying to make their nest egg go the distance, and it raises the question, "What happens when the money runs out?" super pension bond 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future</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/cochlear-healthcare-stock</loc><lastmod>2020-08-27T11:46:11+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/August/healthcare_stock_cochlear.jpg</image:loc><image:title>healthcare_stock_cochlear</image:title><image:caption>healthcare cochlear stock</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/payment-pause-credit-score</loc><lastmod>2020-08-27T11:46:11+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/August/Credit_score_payment_pause.jpg</image:loc><image:title>Credit_score_payment_pause</image:title></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-mortgage-offset-protected</loc><lastmod>2020-08-27T11:46:11+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/paul_clitheroe_c.jpg</image:loc><image:title>paul_clitheroe_c</image:title><image:caption>paul 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alps</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/bonds-portfolio</loc><lastmod>2026-03-20T10:00:12+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2017/03/bondsWP.jpg</image:loc><image:title>bondsWP</image:title><image:caption>corporate bonds shares magellan global hot stock</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/covid-support-update</loc><lastmod>2021-07-05T12:39:00+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/_March/coronavirus-employment-rights.jpg</image:loc><image:title>coronavirus-employment-rights</image:title><image:caption>coronavirus employment 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changes</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/smokers-super-funds</loc><lastmod>2022-07-06T10:26:49+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/July/smoking.jpg</image:loc><image:title>smoking</image:title><image:caption>the cost of smoking</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/investing-or-gambling</loc><lastmod>2020-08-27T11:46:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/02/asxman.jpg</image:loc><image:title>asxman</image:title><image:caption>asx australian stock exchange sharemarket stockmarket market 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banking</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/what-does-a-recession-mean</loc><lastmod>2020-08-27T11:46:00+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/June/recession-what-does-it-mean.jpg</image:loc><image:title>recession-what-does-it-mean</image:title><image:caption>what is a recession</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/claim-hand-sanitiser-on-tax</loc><lastmod>2020-08-27T11:46:00+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/June/claiming-hand-sanitiser-on-tax.jpg</image:loc><image:title>claiming-hand-sanitiser-on-tax</image:title><image:caption>claiming hand sanitiser on tax</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/covid-19-money-bloggers-fire</loc><lastmod>2020-08-27T11:46:00+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/June/young-aussies-living-frugally-since-before-covid19.jpg</image:loc><image:title>young-aussies-living-frugally-since-before-covid19</image:title><image:caption>young aussies living frugally since before covid-19</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-buying-bank-shares</loc><lastmod>2020-08-27T11:46:00+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/paul_clitheroe_c.jpg</image:loc><image:title>paul_clitheroe_c</image:title><image:caption>paul clitheroe</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/check-changing-super-invested</loc><lastmod>2021-09-06T13:02:40+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/June/check-changing-super-invested.jpg</image:loc><image:title>check-changing-super-invested</image:title><image:caption>check before changing how your super is invested</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/avita-medical-shares</loc><lastmod>2020-08-27T11:46:00+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/June/avita-medical-shares.jpg</image:loc><image:title>avita-medical-shares</image:title><image:caption>avita medical shares</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/making-it-work-cheese-therapy</loc><lastmod>2020-08-27T11:45:59+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/June/making-it-work-cheese-therapy.jpg</image:loc><image:title>making-it-work-cheese-therapy</image:title><image:caption>making it work cheese therapy</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/sam-henderson-charged-dishonest-conduct</loc><lastmod>2020-08-27T11:45:59+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/sam-henderson-banned.jpg</image:loc><image:title>sam-henderson-banned</image:title><image:caption>ASIC has banned high-profile financial adviser Sam Henderson, whose inappropriate financial advice was laid bare in the royal commission last 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up</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/robodebt-refund</loc><lastmod>2023-07-12T15:56:03+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/June/centrelink.jpg</image:loc><image:title>centrelink</image:title><image:caption>centrelink robodebt refund</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/salvos-red-shield-appeal-coronvirus-poverty</loc><lastmod>2023-02-16T16:20:31+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/June/salvation-army-red_shield_appeal-coronavirus-poverty.jpg</image:loc><image:title>salvation-army-red_shield_appeal-coronavirus-poverty</image:title><image:caption>salvation army red shield appeal coronavirus poverty</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-pay-lump-sum-ppor-or-investment-property</loc><lastmod>2020-08-27T11:45:59+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/paul_clitheroe_a.jpg</image:loc><image:title>paul_clitheroe_a</image:title><image:caption>paul clitheroe</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/coronavirus-small-business-insurance</loc><lastmod>2020-08-27T11:45:59+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/June/coronavirus-small-business-insurance.jpg</image:loc><image:title>coronavirus-small-business-insurance</image:title><image:caption>coronavirus small business insurance</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/coronavirus-tax-refund-bigger-than-ever</loc><lastmod>2020-08-27T11:45:59+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/June/coronavirus-tax-refund-bigger-than-ever.jpg</image:loc><image:title>coronavirus-tax-refund-bigger-than-ever</image:title><image:caption>coronavirus tax refund bigger than ever</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/coronavirus-infrastructure-managed-funds</loc><lastmod>2020-08-27T11:45:59+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/June/managed-funds-infrastructure.jpg</image:loc><image:title>managed-funds-infrastructure</image:title></image:image></url><url><loc>https://www.moneymag.com.au/making-it-work-tory-archbold-powerful-steps</loc><lastmod>2020-08-27T11:45:59+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/June/making-it-work-tory-archbold.jpg</image:loc><image:title>making-it-work-tory-archbold</image:title><image:caption>making it work tory archbold</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/lovisa-shares-fast-fashion-jewellery</loc><lastmod>2020-08-27T11:45:58+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/June/lovisa-shares.jpg</image:loc><image:title>lovisa-shares</image:title><image:caption>lovisa shares jewellery</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/coronavirus-small-business-grants</loc><lastmod>2020-08-27T11:45:58+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/June/small-business-grants.jpg</image:loc><image:title>small-business-grants</image:title><image:caption>small buisness grants</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/fix-home-loan-mortgage-rate</loc><lastmod>2020-08-27T11:45:58+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/June/should-i-fix-my-mortgage-rate.jpg</image:loc><image:title>should-i-fix-my-mortgage-rate</image:title><image:caption>should i fix my mortgage rate</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/investing-in-etfs-coronavirus</loc><lastmod>2020-08-27T11:45:58+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/etf-exchange.jpg</image:loc><image:title>etf-exchange</image:title><image:caption>With more than 80% of active fund managers failing to beat the index, Aussie investors are ditching risky stock picking in favour of a safer option: ETFs.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-robert-retire-early</loc><lastmod>2020-08-27T11:45:58+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/paul_clitheroe_a.jpg</image:loc><image:title>paul_clitheroe_a</image:title><image:caption>paul clitheroe</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/coronavirus-property-prices-questions</loc><lastmod>2020-08-27T11:45:58+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/June/coronavirus-property-q-and-a.jpg</image:loc><image:title>coronavirus-property-q-and-a</image:title><image:caption>coronavirus property q and a</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/small-business-tax-write-off-coronavirus</loc><lastmod>2020-08-27T11:45:58+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/June/small-business-instant-tax-write-off.jpg</image:loc><image:title>small-business-instant-tax-write-off</image:title><image:caption>small business instant tax write off</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/rba-june-cash-rate-negative-rates</loc><lastmod>2020-08-27T11:45:58+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/June/rba-reserve-bank-cash-rate.jpg</image:loc><image:title>rba-reserve-bank-cash-rate</image:title><image:caption>rba reserve bank cash rate</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/win/win-investment-wisdom-book</loc><lastmod>2020-10-14T15:48:27+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/May/win-investment-wisdom-brett-kelly.jpg</image:loc><image:title>win-investment-wisdom-brett-kelly</image:title><image:caption>win investment wisdom brett kelly</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/baggy-greens-online-auctions</loc><lastmod>2020-08-27T11:45:57+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/May/arthur-morris-baggy-green.jpg</image:loc><image:title>arthur-morris-baggy-green</image:title><image:caption>arthur morris baggy 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deadline</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/home-contents-insurance-bushfires-floods-natural-disasters</loc><lastmod>2021-07-05T12:02:19+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/May/bushfire-financial-relief.jpg</image:loc><image:title>bushfire-financial-relief</image:title><image:caption>bushfires floods house insurance</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/winter-save-energy-bill</loc><lastmod>2020-08-27T11:45:57+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/May/preparing-your-house-for-winter.jpg</image:loc><image:title>preparing-your-house-for-winter</image:title><image:caption>preparing your house for winter</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/50000-bonus-new-home-builders-property-council</loc><lastmod>2020-08-27T11:45:57+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/May/coronavirus-50k-cash-incentive-new-houses-construction.jpg</image:loc><image:title>coronavirus-50k-cash-incentive-new-houses-construction</image:title><image:caption>coronavirus 50k cash incentive new houses construction</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/broadband-internet-discount-covid-19</loc><lastmod>2020-08-27T11:45:57+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/May/netflix.jpg</image:loc><image:title>netflix</image:title><image:caption>broadband plan internet discount working from home netflix</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/tax-refund-june-30-eofy</loc><lastmod>2020-08-27T11:45:56+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/May/june-30-eofy-end-of-financial-year.jpg</image:loc><image:title>june-30-eofy-end-of-financial-year</image:title><image:caption>june 30 eofy end of financial year</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/novagold-stocks-gold-safe-haven-coronavirus</loc><lastmod>2020-08-27T11:45:56+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/May/gold-stocks-safe-haven-coronavirus.jpg</image:loc><image:title>gold-stocks-safe-haven-coronavirus</image:title><image:caption>gold stocks safe haven 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life</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/rba-holds-rates-february-2020</loc><lastmod>2020-08-27T11:45:37+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/_February/reserve-bank-cash-rate.jpg</image:loc><image:title>reserve-bank-cash-rate</image:title><image:caption>reserve bank rates rba</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/house-future-10-years</loc><lastmod>2026-02-06T09:47:27+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/_January/house-of-the-future-apartments.jpg</image:loc><image:title>house-of-the-future-apartments</image:title><image:caption>house of the future apartments high density living</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/dilruk-jayasinha-comedian-money-advice</loc><lastmod>2024-06-14T13:56:38+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/_January/dilruk-jayasinha-comedian-web.jpg</image:loc><image:title>dilruk-jayasinha-comedian-web</image:title><image:caption>Dilruk Jayasinha</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/future-fund-2019-returns</loc><lastmod>2020-08-27T11:45:36+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/_January/future-fund-returns-2019.jpg</image:loc><image:title>future-fund-returns-2019</image:title><image:caption>future fund returns 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future?</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/sdi-limited-results-smile</loc><lastmod>2020-08-27T11:45:16+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/sdi-limited-hot-stock-smile.jpg</image:loc><image:title>sdi-limited-hot-stock-smile</image:title></image:image></url><url><loc>https://www.moneymag.com.au/saving-money-christmas</loc><lastmod>2020-08-27T11:45:16+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/save-now-to-ditch-christmas-debt.jpg</image:loc><image:title>save-now-to-ditch-christmas-debt</image:title></image:image></url><url><loc>https://www.moneymag.com.au/fat-cat-worst-super-funds</loc><lastmod>2020-08-27T11:45:15+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/fat-cat-super-funds-2019.jpg</image:loc><image:title>fat-cat-super-funds-2019</image:title></image:image></url><url><loc>https://www.moneymag.com.au/areits-asset-class</loc><lastmod>2023-11-21T16:28:43+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2016/08/sydney-commercial-property.jpg</image:loc><image:title>sydney-commercial-property</image:title><image:caption>sydney 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property</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/save-living-sustainably</loc><lastmod>2020-08-27T11:45:15+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/living-sustainably-reusable-coffee-cup.jpg</image:loc><image:title>living-sustainably-reusable-coffee-cup</image:title></image:image></url><url><loc>https://www.moneymag.com.au/rba-september-rate-hold</loc><lastmod>2020-09-08T11:09:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/rba-rate-cut.jpg</image:loc><image:title>rba-rate-cut</image:title></image:image></url><url><loc>https://www.moneymag.com.au/top-up-super-or-mortgage</loc><lastmod>2020-08-27T11:45:18+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/super-or-mortgage-invest.jpg</image:loc><image:title>super-or-mortgage-invest</image:title><image:caption>super-or-mortgage-invest.jpg</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/win/outdoor-reno-guide</loc><lastmod>2020-08-27T11:45:15+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/Competitions/outdoorrenoguide.jpg</image:loc><image:title>outdoorrenoguide</image:title></image:image></url><url><loc>https://www.moneymag.com.au/win/mindful-money</loc><lastmod>2020-08-27T11:45:15+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/Competitions/mindfulmoney.jpg</image:loc><image:title>mindfulmoney</image:title></image:image></url><url><loc>https://www.moneymag.com.au/the-big-financial-test-most-aussies-are-failing</loc><lastmod>2020-08-27T11:45:15+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/08/financial_fail.jpg</image:loc><image:title>financial_fail</image:title><image:caption>financial fail</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/market-wrap-reporting-season</loc><lastmod>2020-08-27T11:45:15+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/05/asx-australian-sharemarket-sectors-election.jpg</image:loc><image:title>asx-australian-sharemarket-sectors-election</image:title><image:caption>asx australian sharemarket sectors election</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/terms</loc><lastmod>2023-07-11T14:02:43+10:00</lastmod></url><url><loc>https://www.moneymag.com.au/privacy</loc><lastmod>2025-02-28T10:32:06+11:00</lastmod></url><url><loc>https://www.moneymag.com.au/partnerships</loc><lastmod>2020-08-27T11:45:15+10:00</lastmod></url><url><loc>https://www.moneymag.com.au/disclaimer</loc><lastmod>2021-03-25T13:06:07+11:00</lastmod></url><url><loc>https://www.moneymag.com.au/newsletters/moneymag_newsletter</loc><lastmod>2021-04-07T10:25:35+10:00</lastmod></url><url><loc>https://www.moneymag.com.au/contact</loc><lastmod>2023-12-22T20:35:36+11:00</lastmod></url><url><loc>https://www.moneymag.com.au/competition_terms</loc><lastmod>2025-08-18T16:06:23+10:00</lastmod></url><url><loc>https://www.moneymag.com.au/comments_policy</loc><lastmod>2020-08-27T11:45:15+10:00</lastmod></url><url><loc>https://www.moneymag.com.au/advertise</loc><lastmod>2026-02-10T21:08:52+11:00</lastmod></url><url><loc>https://www.moneymag.com.au/fathers-day-gifts</loc><lastmod>2020-08-27T11:45:15+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/08/fathers-day-gifts.jpg</image:loc><image:title>fathers-day-gifts</image:title><image:caption><![CDATA[Forget clothes, booze and gift cards - there&#039;s one thing most dads would be thrilled with this Father&#039;s Day. It&#039;s just a little hard to gift-wrap...]]></image:caption></image:image></url><url><loc>https://www.moneymag.com.au/retirement-age-mortgage</loc><lastmod>2020-08-27T11:45:15+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/08/mortgage-in-retirement.jpg</image:loc><image:title>mortgage-in-retirement</image:title><image:caption><![CDATA[Australians are finding it harder to pay off their homes, with 28% of over 55s still making mortgage repayments, and it&#039;s only going to get worse.]]></image:caption></image:image></url><url><loc>https://www.moneymag.com.au/financial-advisers-cheat-unfaithful</loc><lastmod>2020-08-27T11:45:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/08/finance-cheats-infidelity.jpg</image:loc><image:title>finance-cheats-infidelity</image:title><image:caption>Financial advisers who engage in misconduct at work are more likely to be unfaithful in their marriage, according to a new study.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/smartgroup-salary-packaging-fleet</loc><lastmod>2020-08-27T11:45:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/08/nissan-dealership.jpg</image:loc><image:title>nissan-dealership</image:title><image:caption>High debt is forcing more Aussies to buy cheaper cars or refinance existing vehicles, so what does that mean for salary packaging and fleet management company Smartgroup?</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/cash-in-empty-parking-space</loc><lastmod>2020-08-27T11:45:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/08/parking-space.jpg</image:loc><image:title>parking-space</image:title><image:caption>If you live close to a train station or in the middle of the city and have a spare parking space, you could be making thousands of dollars a year.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-property-shares-or-cash</loc><lastmod>2020-08-27T11:45:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/08/paul-clitheroe-a-1.jpg</image:loc><image:title>paul-clitheroe-a-1</image:title><image:caption>With just $70,000 left on their mortgage, should Alicia and her husband buy an investment property, invest in shares or stockpile cash for the future?</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/give-child-first-phone</loc><lastmod>2023-02-17T16:06:51+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/08/kidsfirstphone-1.jpg</image:loc><image:title>kidsfirstphone-1</image:title><image:caption>giving kids their first phone when to give your child their first phone</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/selling-your-old-smartphone</loc><lastmod>2020-08-27T11:45:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/08/sell-your-old-smartphones.jpg</image:loc><image:title>sell-your-old-smartphones</image:title><image:caption><![CDATA[The nation's stash of old phones has grown to be worth $8.6 billion, and these unwanted handsets are just waiting to be traded for cash. Here&#039;s a guide to selling your old smartphone.]]></image:caption></image:image></url><url><loc>https://www.moneymag.com.au/switching-to-nbn</loc><lastmod>2020-08-27T11:45:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2016/08/data3laptop.jpg</image:loc><image:title>data3laptop</image:title><image:caption>switching to nbn</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/heritage-homes</loc><lastmod>2022-06-28T18:58:01+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/08/heritage-homes.jpg</image:loc><image:title>heritage-homes</image:title><image:caption>heritage homes</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/five-books-royal-commission</loc><lastmod>2020-08-27T11:45:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/08/books-royal-commission.jpg</image:loc><image:title>books-royal-commission</image:title><image:caption>books royal commission</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/cash-card-phone</loc><lastmod>2020-08-27T11:45:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/08/card-pub-payment.jpg</image:loc><image:title>card-pub-payment</image:title><image:caption>cash card pub payment</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/apps-save-make-manage-money</loc><lastmod>2022-06-18T18:40:09+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/08/moneyapps-1.jpg</image:loc><image:title>moneyapps-1</image:title><image:caption>top money apps money saving apps budgeting apps</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-sell-investment-properties-retirement</loc><lastmod>2020-08-27T11:45:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/08/paul-clitheroe-c.jpg</image:loc><image:title>paul-clitheroe-c</image:title><image:caption>Ask Paul: Should we sell investment properties to fund retirement?</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/universal-health-services</loc><lastmod>2020-08-27T11:45:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2017/05/budgethealthWP.jpg</image:loc><image:title>budgethealthWP</image:title><image:caption>health services stock</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/travel-money-save-more-than-100-and-dont-get-ripped-off</loc><lastmod>2020-08-27T11:45:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2017/11/travelawards2017.jpg</image:loc><image:title>travelawards2017</image:title><image:caption>travel money</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/taking-mobile-phone-overseas</loc><lastmod>2025-05-31T15:49:26+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/04/taking-your-phone-overseas.jpg</image:loc><image:title>taking-your-phone-overseas</image:title><image:caption>taking your phone overseas mobile</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/borrowing-money-for-a-mortgage-tighten-your-belt</loc><lastmod>2020-08-27T11:45:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/03/westpac-dividend-franking-credit.jpg</image:loc><image:title>westpac-dividend-franking-credit</image:title><image:caption>westpac mortgage court decision</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/where-theres-a-will-how-to-plan-around-disability-divorce-and-drugs</loc><lastmod>2023-03-24T12:22:33+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/08/estate-planning-blended-family.jpg</image:loc><image:title>estate-planning-blended-family</image:title><image:caption>A poorly constructed will that doesn't take advantage of tax benefits or overlooks super and insurance may be disadvantageous to beneficiaries.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-less-interest-mortgage</loc><lastmod>2020-08-27T11:45:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/08/paul-clitheroe-a.jpg</image:loc><image:title>paul-clitheroe-a</image:title><image:caption>Angus is keen to reduce the interest payable on his new home loan, but paying down a mortgage early is a trap for many property owners says Paul Clitheroe.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/will-healius-be-the-next-company-to-outperform</loc><lastmod>2020-08-27T11:45:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/08/health2.jpg</image:loc><image:title>health2</image:title><image:caption>healius health asx</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/private-tutoring-kids-worth-it</loc><lastmod>2020-08-27T11:45:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/08/tutors.jpg</image:loc><image:title>tutors</image:title><image:caption>Parents who can afford tutoring - and believe it will give their kids an edge - are signing them up for extra coaching, but is it really worth it?</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/sorry-tale-of-asx-top-10</loc><lastmod>2020-08-27T11:45:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/asx-banks.jpg</image:loc><image:title>asx-banks</image:title><image:caption>The blue chips in the ASX top 10 have proved to be resilient, even despite this week's sell-off. But apart from CSL, their share prices have barely budged.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/smsfs-wanted-close-last-year</loc><lastmod>2020-08-27T11:45:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/08/smsf-close-down-2019-1.jpg</image:loc><image:title>smsf-close-down-2019-1</image:title><image:caption>What drove one in five trustees to consider ditching their self-managed super fund in favour of an industry or retail fund this year?</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/boost-your-borrowing-capacity</loc><lastmod>2020-08-27T11:45:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/08/boost-your-borrowing-capacity.jpg</image:loc><image:title>boost-your-borrowing-capacity</image:title><image:caption><![CDATA[An insider&#039;s guide to boosting your borrowing capacity.]]></image:caption></image:image></url><url><loc>https://www.moneymag.com.au/seven-things-pain-tax-time</loc><lastmod>2026-02-19T14:32:53+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/08/pain-next-tax-time.jpg</image:loc><image:title>pain-next-tax-time</image:title><image:caption>Tax is your largest expense, and if you want to save as much as legitimately possible at tax time next year, you need to start now.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/thrill-seeking-stock-experience-co</loc><lastmod>2020-08-27T11:45:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/08/experience-co-hot-stock-skydiving.jpg</image:loc><image:title>experience-co-hot-stock-skydiving</image:title><image:caption>While the stock market has been a rollercoaster ride over the last few weeks, Experience Co shareholders have been on an adventure-filled ride for years.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-mining-town-investment-properties</loc><lastmod>2020-08-27T11:45:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/08/paul-clitheroe-c.jpg</image:loc><image:title>paul-clitheroe-c</image:title><image:caption>Ask Paul: Should we sell investment properties to fund retirement?</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/class-action-crime</loc><lastmod>2022-07-26T14:52:12+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/08/class-action-couple.jpg</image:loc><image:title>class-action-couple</image:title><image:caption>Investors who have been ripped off on a grand scale can take their case to court but a class action can come at a high financial and emotional cost.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/rba-cash-rate-august</loc><lastmod>2020-08-27T11:45:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/rba-rate-cut-1.jpg</image:loc><image:title>rba-rate-cut-1</image:title><image:caption>rba cash rate august</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/make-money-uber-driver</loc><lastmod>2020-08-27T11:45:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/uber.jpg</image:loc><image:title>uber</image:title><image:caption>how to make money driving for uber</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ato-checking-cryptocurrency-investments</loc><lastmod>2020-08-27T11:45:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/08/crypto-bitcoin-ato.jpg</image:loc><image:title>crypto-bitcoin-ato</image:title><image:caption>Of the hundreds of thousands of Australians who have invested in cryptocurrency, many have failed to report their profits.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/market-wrap-august-reporting-season</loc><lastmod>2020-08-27T11:45:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/08/rio-tinto-shares.jpg</image:loc><image:title>rio-tinto-shares</image:title><image:caption>Market wrap: what to expect from August reporting season</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/august-issue-money-2019</loc><lastmod>2020-08-27T11:45:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/08/august-2019-issue.jpg</image:loc><image:title>august-2019-issue</image:title><image:caption>The August issue of Money magazine is on sale now!</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/groceries-mistake-food-waste</loc><lastmod>2020-08-27T11:45:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/groceries-food-waste.jpg</image:loc><image:title>groceries-food-waste</image:title><image:caption>Aussies are throwing out $3800 worth of groceries a year on average. Here are five ways to spend less on groceries and send less food to landfill.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-inherited-mortgage-invest</loc><lastmod>2020-08-27T11:45:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/paul-clitheroe-c.jpg</image:loc><image:title>paul-clitheroe-c</image:title><image:caption><![CDATA[Linda and her husband have inherited $140,000 and are thinking of investing it. Paul Clitheroe has other ideas. &quot;Opportunities like this to reduce debt are rare.&quot;]]></image:caption></image:image></url><url><loc>https://www.moneymag.com.au/avoid-rock-star-trap</loc><lastmod>2022-11-11T08:29:54+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/rock-star-trap.jpg</image:loc><image:title>rock-star-trap</image:title><image:caption>rock star trap</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/australian-share-sectors-best-dividends</loc><lastmod>2020-08-27T11:45:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/best-dividends.jpg</image:loc><image:title>best-dividends</image:title></image:image></url><url><loc>https://www.moneymag.com.au/new-nab-ceo-ross-mcewan-shareholders</loc><lastmod>2025-07-03T12:32:29+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2016/11/nabbank.jpg</image:loc><image:title>nabbank</image:title><image:caption><![CDATA[Ross McEwan will take over as NAB CEO no later than April 2020, but it&#039;s difficult to see how he can change the bank&#039;s profitability problems.]]></image:caption></image:image></url><url><loc>https://www.moneymag.com.au/state-energy-rebate</loc><lastmod>2020-08-27T11:45:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/power-bill-rebate.jpg</image:loc><image:title>power-bill-rebate</image:title><image:caption><![CDATA[Do you qualify for energy rebates? If you meet the criteria, you could be entitled to hundreds of dollars off your power bill. Find out what&#039;s on offer in your state.]]></image:caption></image:image></url><url><loc>https://www.moneymag.com.au/hilda-survey-2019</loc><lastmod>2025-07-03T12:30:00+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/hilda-survey-financial-wellbeing.jpg</image:loc><image:title>hilda-survey-financial-wellbeing</image:title><image:caption>hilda survey financial wellbeing</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/win/20-must-ask-questions-for-every-property-investor</loc><lastmod>2020-08-27T11:44:45+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/20-must-ask-questions-for-every-property-investor.jpg</image:loc><image:title>20-must-ask-questions-for-every-property-investor</image:title><image:caption>20 Must Ask Questions for Every Property Investor</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/win/win-a-surfers-guide-to-property-investing</loc><lastmod>2020-08-27T11:44:45+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/02/surfers-guide-to-property-investing.jpg</image:loc><image:title>surfers-guide-to-property-investing</image:title><image:caption><![CDATA[win a surfer&#039;s guide to property investing]]></image:caption></image:image></url><url><loc>https://www.moneymag.com.au/damian-kernahan-service-design</loc><lastmod>2023-11-21T11:50:33+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/damian-kernahan.jpg</image:loc><image:title>damian-kernahan</image:title></image:image></url><url><loc>https://www.moneymag.com.au/sam-henderson-banned</loc><lastmod>2020-08-27T11:45:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/sam-henderson-banned.jpg</image:loc><image:title>sam-henderson-banned</image:title><image:caption>ASIC has banned high-profile financial adviser Sam Henderson, whose inappropriate financial advice was laid bare in the royal commission last year.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/home-loan-hack-save</loc><lastmod>2020-08-27T11:45:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/mortgage-hack.jpg</image:loc><image:title>mortgage-hack</image:title></image:image></url><url><loc>https://www.moneymag.com.au/manage-money-maternity-leave</loc><lastmod>2020-08-27T11:45:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/maternity-leave-finances.jpg</image:loc><image:title>maternity-leave-finances</image:title><image:caption>How to manage your money on maternity leave</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-larger-home</loc><lastmod>2020-08-27T11:45:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/paul-clitheroe-a-2.jpg</image:loc><image:title>paul-clitheroe-a-2</image:title><image:caption>Ask Paul: Are we doomed to a two-bedroom apartment forever?</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/peer-to-peer-rates</loc><lastmod>2020-08-27T11:45:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/peer-to-peer-lending-cash.jpg</image:loc><image:title>peer-to-peer-lending-cash</image:title><image:caption>peer-to-peer lending p2p</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/boston-scientific-medical-devices</loc><lastmod>2020-08-27T11:45:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/boston-scientific.jpg</image:loc><image:title>boston-scientific</image:title><image:caption>boston scientific</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/10-tax-deductions-wrong</loc><lastmod>2020-08-27T11:45:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/bmw-luxury-tax-deductions.jpg</image:loc><image:title>bmw-luxury-tax-deductions</image:title><image:caption><![CDATA[If you&#039;re claiming your commute to work or the cost of drycleaning your business shirts as tax deductions, you could land yourself in hot water with the ATO.]]></image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-the-experts-co-own-unit-prices</loc><lastmod>2020-08-27T11:45:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/elana-antonis.jpg</image:loc><image:title>elana-antonis</image:title><image:caption><![CDATA[Elena Antonis wants to leave Sydney for a more affordable retirement in Tamworth, but there&#039;s a glitch. The unit she co-owns with her daughter has fallen in value: should they sell or wait it out?]]></image:caption></image:image></url><url><loc>https://www.moneymag.com.au/iron-ore-aussie-dollar-market</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/iron-ore-iluka-resources.jpg</image:loc><image:title>iron-ore-iluka-resources</image:title><image:caption>market wrap iron ore</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/cannabis-stocks-growth</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/cannabis-stocks.jpg</image:loc><image:title>cannabis-stocks</image:title><image:caption>From budding ventures to high performers: the growth of cannabis stocks</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/get-mortgage-self-employed</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/how-to-get-a-mortgage-when-youre-self-employed.jpg</image:loc><image:title>how-to-get-a-mortgage-when-youre-self-employed</image:title></image:image></url><url><loc>https://www.moneymag.com.au/savvy-investors-etfs</loc><lastmod>2021-07-05T09:30:17+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/etfs-investors.jpg</image:loc><image:title>etfs-investors</image:title><image:caption>With more than 80% of active fund managers failing to beat the index, savvy investors are ditching risky stock picks in favour of a safer option: ETFs.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-best-investment-teen</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/paul-clitheroe-a-1.jpg</image:loc><image:title>paul-clitheroe-a-1</image:title><image:caption><![CDATA[Lea&#039;s 17-year-old has a part-time job and $2500 in savings. What is the best investment for a teen who would like to have a house deposit in 10 years?]]></image:caption></image:image></url><url><loc>https://www.moneymag.com.au/iluka-resources-and-its-iron-ore-royalty</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/iluka-iron-ore-royalty.jpg</image:loc><image:title>iluka-iron-ore-royalty</image:title><image:caption>Not often mentioned despite being in the ASX100, Iluka Resources receives an extremely lucrative royalty rate on iron ore revenue generated from BHP's Area C mine.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/seven-year-property-myth</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/seven-year-property-myth.jpg</image:loc><image:title>seven-year-property-myth</image:title><image:caption>heritage home</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/netflix-gym-finances</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2016/12/011216netflixWP.jpg</image:loc><image:title>011216netflixWP</image:title><image:caption>netflix subscription fees</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/afca-extension-complaints</loc><lastmod>2022-07-06T10:30:32+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/06/manhomeoffice-1.jpg</image:loc><image:title>manhomeoffice-1</image:title><image:caption>Thousands more customers ripped off by banks, insurers, financial planners and superannuation funds will be able to claw back money now that the Australian Financial Complaints Authority (AFCA) has broadened its scope of complaints.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/church-giving-digital-pushpay</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/digital-donations-pushpay.jpg</image:loc><image:title>digital-donations-pushpay</image:title><image:caption>The collections plate is becoming a thing of the past, with New Zealand-born app Pushpay processing $US4.2 billion in church tithing in 12 months.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/questions-mortgage-broker</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/09/mortgage-myths-keys.jpg</image:loc><image:title>mortgage-myths-keys</image:title><image:caption>mortgage myths mortgage broker</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-afford-retire-comfortably</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/05/paul-clitheroe-a-3.jpg</image:loc><image:title>paul-clitheroe-a-3</image:title><image:caption>Ask Paul Paul Clitheroe Can we afford to retire comfortably?</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/insurer-of-the-year-2019</loc><lastmod>2020-08-27T11:45:20+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/CFA-728-x-410_web12.jpg</image:loc><image:title>CFA-728-x-410_web12</image:title><image:caption>Budget Direct named Insurer of the Year 2019</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/money-consumer-finance-awards</loc><lastmod>2023-10-09T12:08:40+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/cfa-michelle-baltazar.jpg</image:loc><image:title>cfa-michelle-baltazar</image:title><image:caption><![CDATA[Money editor-in-chief Michelle Baltazar reflects on the fuutre of Money at the magazine&#039;s Consumer Finance Awards and 20th anniversary celebration.]]></image:caption></image:image></url><url><loc>https://www.moneymag.com.au/july-issue-money-2019</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/CFA_hero_-28-x-410.jpg</image:loc><image:title>CFA_hero_-28-x-410</image:title><image:caption>From the Consumer Finance Awards to 20 years of the magazine, there is a lot to celebrate in the July issue of Money.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/bank-year-2019</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/july-2019-cover.jpg</image:loc><image:title>july-2019-cover</image:title></image:image></url><url><loc>https://www.moneymag.com.au/bank-of-the-year-2019</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/bank-of-the-year-2019.jpg</image:loc><image:title>bank-of-the-year-2019</image:title><image:caption>A focus on company culture and customer experience has kept Suncorp on top of its game, as it takes out the Bank of the Year award for 2019.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/tips-winter-energy-bill</loc><lastmod>2022-07-29T10:19:36+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/five-tips-to-keep-your-winter-energy-bill-down-socks.jpg</image:loc><image:title>five-tips-to-keep-your-winter-energy-bill-down-socks</image:title></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-start-investing-etfs</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/paul-clitheroe-a.jpg</image:loc><image:title>paul-clitheroe-a</image:title><image:caption>Emily wants to diversify into ETFs, but feels guilty that she didn't do it in 2018 because they have jumped so much in price.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/cheaper-insurance</loc><lastmod>2021-07-05T12:00:18+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/cheaper-insurance-health-car-home.jpg</image:loc><image:title>cheaper-insurance-health-car-home</image:title><image:caption>You could be saving 25% on your car, home and contents insurance from July 1 as a simple change alerts you if your insurance company has increased your premium.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/agl-vocus-shares</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/vocus-data.jpg</image:loc><image:title>vocus-data</image:title><image:caption>It took only days for AGL to ditch plans to buy Vocus.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/unexpected-retirement</loc><lastmod>2025-10-07T10:07:06+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/redundancy-unexpected-retirement.jpg</image:loc><image:title>redundancy-unexpected-retirement</image:title><image:caption>Even if your job seems safe, it pays to have a fallback plan in case you are forced into unexpected retirement.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/unexpected-retirement</loc><lastmod>2025-10-07T10:07:06+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/redundancy-unexpected-retirement.jpg</image:loc><image:title>redundancy-unexpected-retirement</image:title><image:caption>Even if your job seems safe, it pays to have a fallback plan in case you are forced into unexpected retirement.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/win/win-danger-close-tickets</loc><lastmod>2020-08-27T11:44:45+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/long-tan.jpg</image:loc><image:title>long-tan</image:title><image:caption>Danger Close: The Battle of Long Tan.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/rba-july-2019-rate-cut</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/rba-rate-cut-1.jpg</image:loc><image:title>rba-rate-cut-1</image:title><image:caption>rba cash rate august</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/win/win-20-money-subscriptions</loc><lastmod>2021-04-26T09:31:40+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/07/20-subscriptions.jpg</image:loc><image:title>20-subscriptions</image:title><image:caption><![CDATA[To celebrate 20 years of Money magazine, we&#039;re giving you the chance to win one of 20 subscriptions!]]></image:caption></image:image></url><url><loc>https://www.moneymag.com.au/win/win-starting-out-book</loc><lastmod>2020-11-02T09:40:24+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/06/startingoutstartingover.jpg</image:loc><image:title>startingoutstartingover</image:title><image:caption>Win Starting Out Starting Over book</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/tax-time-june-30</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/06/june-30-tax-time.jpg</image:loc><image:title>june-30-tax-time</image:title><image:caption>With June 30 almost upon us, here are some last-minute changes you can make to improve your financial position.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/qantas-frequent-flyer-changes</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/06/qantas-frequent-flyer-program-changes.jpg</image:loc><image:title>qantas-frequent-flyer-program-changes</image:title><image:caption><![CDATA[Qantas announced last week there will be sweeping changes to its frequent flyer program. Here&#039;s how you can cash in on the new perks.]]></image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-disability-super-fees</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/06/paul-clitheroe-a-3.jpg</image:loc><image:title>paul-clitheroe-a-3</image:title><image:caption>ask paul clitheroe Ask Paul: My daughter has a learning disability, how much should she put into super?</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/first-home-schemes</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/06/first-house-affordability.jpg</image:loc><image:title>first-house-affordability</image:title><image:caption><![CDATA[The First Home Super Saver Scheme and First Home Deposit Scheme could help you buy property sooner. Here&#039;s how.]]></image:caption></image:image></url><url><loc>https://www.moneymag.com.au/genetic-testing-insurance</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/06/genetic-testing-mouth-swab.jpg</image:loc><image:title>genetic-testing-mouth-swab</image:title><image:caption>FSA says people can receive up to $500,000 of life and total and permanent disability cover without having to disclose adverse genetic test result. Australians can disclose favourable genetic testing results. The other limits on lump sum payouts are $200,</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/global-insurer-ajg</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/06/ajg-insurance-shares.jpg</image:loc><image:title>ajg-insurance-shares</image:title><image:caption>Established in 1927, AJG is a US-based global insurance brokerage and risk management services firm headquartered at in Rolling Meadows, Illinois.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/eofy-sale-gym-membership</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/06/eofy-sales-gym.jpg</image:loc><image:title>eofy-sales-gym</image:title><image:caption>As I walked across to the coffee shop on a recent morning, I noticed that the gym next door had an end of financial year (EOFY) sale. That set me wondering: why on earth would a gym have an EOFY sale?</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/rights-apartment-defective</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/06/mascot-towers.jpg</image:loc><image:title>mascot-towers</image:title><image:caption>A whopping 85% of apartments built since 2000 have defects, including high-profile failures such as Mascot Towers and Opal Tower. So what are your rights if your new apartment is a lemon?</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/market-wrap-shares-higher</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/06/asx-australian-sharemarket-sectors-election-1.jpg</image:loc><image:title>asx-australian-sharemarket-sectors-election-1</image:title><image:caption>asx all ords all ordinaries asx 200</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/july-1-super-changes</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/06/july-1-super-changes-letter.jpg</image:loc><image:title>july-1-super-changes-letter</image:title><image:caption>Mothers taking a break work, Australians employed overseas, part-time workers, and the self-employed could all be affected by the July 1 super changes.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/tax-office-spotlight-2019</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/06/uber-driver-ato.jpg</image:loc><image:title>uber-driver-ato</image:title><image:caption><![CDATA[Who is in the ATO&#039;s sights this tax time? They're looking at two main areas: work-related expenses and claims made by investment property owners.]]></image:caption></image:image></url><url><loc>https://www.moneymag.com.au/elderly-aged-care</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/06/paul-clitheroe-a-2.jpg</image:loc><image:title>paul-clitheroe-a-2</image:title><image:caption>paul clitheroe aged care</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/tax-bloggers-influencers</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/06/instagram-beauty-blogger.jpg</image:loc><image:title>instagram-beauty-blogger</image:title><image:caption>As we edge closer to tax time, here are five tips for influencers to help you determine what the ATO could consider leisure and business expenses, as sometimes, the lines can be blurred.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/home-renovation-tips</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/06/renovation-hell-couple.jpg</image:loc><image:title>renovation-hell-couple</image:title><image:caption>home renovation hell</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/bingo-hot-stock</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/06/bingo-hot-stock.jpg</image:loc><image:title>bingo-hot-stock</image:title><image:caption>That Bingo Industries (ASX: BIN) is up more than 85% in four months is testament to its desirability as a long-term investment.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/june-issue-money-2019</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/06/money-magazine-june-2019-e1559787426146.jpg</image:loc><image:title>money-magazine-june-2019-e1559787426146</image:title><image:caption>money magazine june 2019</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/market-wrap-all-ordinaries</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/06/asx-australian-sharemarket-sectors-election-1.jpg</image:loc><image:title>asx-australian-sharemarket-sectors-election-1</image:title><image:caption>asx all ords all ordinaries asx 200</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/save-hundreds-entertainment-book</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/06/how-i-save-entertainment-book.jpg</image:loc><image:title>how-i-save-entertainment-book</image:title><image:caption>how i save hundreds with an entertainment book</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/kid-entrepreneurs-business</loc><lastmod>2022-08-10T16:24:05+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/06/scrunchieskate.jpg</image:loc><image:title>scrunchieskate</image:title><image:caption>scrunchies child entrepreneurs kid entrepreneurs</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-investment-fallen-sell</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/06/paul-clitheroe-a-1.jpg</image:loc><image:title>paul-clitheroe-a-1</image:title><image:caption>ask paul investment property fallen value sell value cut my losses</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/pension-loans-scheme-expanded</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/06/pensions-loan-scheme.jpg</image:loc><image:title>pensions-loan-scheme</image:title><image:caption>pension loans scheme expanded</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/how-japans-warren-buffett-chooses-tech-companies-to-invest-in</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/06/Masayoshi-Son.jpg</image:loc><image:title>Masayoshi-Son</image:title><image:caption><![CDATA[Masayoshi Son, Japan&#039;s Warren Buffett]]></image:caption></image:image></url><url><loc>https://www.moneymag.com.au/tech-stock-citadel</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/06/citadel-hot-stock.jpg</image:loc><image:title>citadel-hot-stock</image:title><image:caption>citadel hot stock afterpay</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/protect-super-june-30</loc><lastmod>2020-08-27T11:45:18+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/june-30-super-changes.jpg</image:loc><image:title>june-30-super-changes</image:title><image:caption>june-30-super-changes.jpg</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/market-wrap-interest-rates</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/06/market-wrap-economy-interest-rates.jpg</image:loc><image:title>market-wrap-economy-interest-rates</image:title><image:caption>market wrap economy interest rates</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/cash-in-home-loan-rates</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/06/cash-in-record-low-home-loan-rate.jpg</image:loc><image:title>cash-in-record-low-home-loan-rate</image:title><image:caption>cash in on record low home loan rates</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/entitled-airline-refund</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/06/jetstar-airline-refunds.jpg</image:loc><image:title>jetstar-airline-refunds</image:title><image:caption>airline refund airfare</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-sell-rent-home-interstate</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/06/paul-clitheroe-a.jpg</image:loc><image:title>paul-clitheroe-a</image:title><image:caption>ask paul clitheroe sell family home or rent out</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/depression-insurance-superannuation</loc><lastmod>2021-07-05T07:39:32+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/06/depression-tpd.jpg</image:loc><image:title>depression-tpd</image:title><image:caption>depression tpd superannuation mental illness</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/hold-soul-patts</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/06/soul-patts-shares.jpg</image:loc><image:title>soul-patts-shares</image:title><image:caption>soul patts shares soul pattinson sol</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/long-weekend-petrol-prices</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/06/long-weekend-petrol-prices-1.jpg</image:loc><image:title>long-weekend-petrol-prices-1</image:title><image:caption>long weekend petrol prices</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/rba-cuts-interest-rate</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/06/rba-rate-cut.jpg</image:loc><image:title>rba-rate-cut</image:title><image:caption>rba cash rate interest rates</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/win/win-nail-your-renovation-book</loc><lastmod>2020-08-27T11:44:45+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/06/win-nail-your-renovation.jpg</image:loc><image:title>win-nail-your-renovation</image:title><image:caption>Win Nail Your Renovation Without Getting Screwed</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/mad-mex-founder-clovis-young</loc><lastmod>2025-07-03T12:30:24+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/05/clovis-young-mad-mex.jpg</image:loc><image:title>clovis-young-mad-mex</image:title><image:caption>Mad Mex founder Clovis Young</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/age-pension-super</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/05/super-asfa-sg-1.jpg</image:loc><image:title>super-asfa-sg-1</image:title><image:caption>age pension super</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/market-wrap-up-investors-rba</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/03/market-wrap-up.jpg</image:loc><image:title>market-wrap-up</image:title><image:caption>market wrap-up financial sector all ordinaries sharemarket</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/co-working-hubs-office</loc><lastmod>2023-11-19T21:04:12+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/05/brad-krauskopf-hub.jpg</image:loc><image:title>brad-krauskopf-hub</image:title><image:caption>Brad Krauskopf is the founder of Hub Australia.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/netflix-for-cars-subscription</loc><lastmod>2025-07-03T12:31:30+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/05/audi-q5-netflix-car-subscription-services.jpg</image:loc><image:title>audi-q5-netflix-car-subscription-services</image:title><image:caption>netflix car subscription services</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/etfs-bonds-term-deposits</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/05/etfs-bonds-term-deposits.jpg</image:loc><image:title>etfs-bonds-term-deposits</image:title><image:caption>alternative to term deposits</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-invest-28000-retirement</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/05/paul-clitheroe-a-5.jpg</image:loc><image:title>paul-clitheroe-a-5</image:title><image:caption>Ask Paul: Where should I invest $28,000 for my retirement?</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/when-rewards-cards-arent-actually-rewarding</loc><lastmod>2021-07-05T07:57:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/05/rewards-credit-cards-wallet.jpg</image:loc><image:title>rewards-credit-cards-wallet</image:title><image:caption>rewards credit cards</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/going-for-gold</loc><lastmod>2026-03-20T09:58:01+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/05/gold-bars.jpg</image:loc><image:title>gold-bars</image:title><image:caption>gold</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/broadridge-financial</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/05/broadridge.jpg</image:loc><image:title>broadridge</image:title><image:caption>broadridge financial shares</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/infrastructure-suburbs-investor</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/05/rezoning-suburbs-infrastructure-1.jpg</image:loc><image:title>rezoning-suburbs-infrastructure-1</image:title><image:caption>rezoning suburbs investment infrastructure</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/struggling-save-money-brain</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/05/spending-brain-retraining.jpg</image:loc><image:title>spending-brain-retraining</image:title><image:caption>struggling to save money blame brain</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/invest-commercial-property-5000</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/05/commercial-property-invest.jpg</image:loc><image:title>commercial-property-invest</image:title><image:caption>invest in commercial property with $5000</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/victim-financial-abuse</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/05/financial-abuse.jpg</image:loc><image:title>financial-abuse</image:title><image:caption>financial abuse</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/cost-outsourcing</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/05/outsourcing-ironing.jpg</image:loc><image:title>outsourcing-ironing</image:title><image:caption>outsourcing chores ironing cleaner</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/market-wrap-election</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/05/scott-morrison-josh-frydenberg.jpg</image:loc><image:title>scott-morrison-josh-frydenberg</image:title><image:caption>scott morrison market wrap election</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/july-1-super-changes-young-aussies</loc><lastmod>2021-09-06T13:02:38+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/july-1-super--changes.jpg</image:loc><image:title>july-1-super--changes</image:title><image:caption>july-1-super--changes.jpg</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/tax-cuts</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/05/tax-cuts-july-1.jpg</image:loc><image:title>tax-cuts-july-1</image:title></image:image></url><url><loc>https://www.moneymag.com.au/sectors-perform-election</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/05/asx-australian-sharemarket-sectors-election.jpg</image:loc><image:title>asx-australian-sharemarket-sectors-election</image:title><image:caption>asx australian sharemarket sectors election</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/invest-like-warren-buffett</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/05/warren-buffett.jpg</image:loc><image:title>warren-buffett</image:title><image:caption>how to invest like warren buffett berkshire hathaway</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/three-telcos-telstra-cost</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/05/big-three-telcos-phone-plans.jpg</image:loc><image:title>big-three-telcos-phone-plans</image:title><image:caption>big three telcos costing you money telstra optus vodafone phone plans</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/avita-medical-stock</loc><lastmod>2020-08-27T11:45:13+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/05/avita-medical.jpg</image:loc><image:title>avita-medical</image:title><image:caption>avita medical avh stock shares asx</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-stamp-duty-smsf</loc><lastmod>2024-05-28T09:21:00+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/05/paul-clitheroe-a-4.jpg</image:loc><image:title>paul-clitheroe-a-4</image:title><image:caption>ask paul clitheroe stamp duty property 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action</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/best-advice-never-rely-man-money</loc><lastmod>2020-08-27T11:45:11+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/02/shivani-gopal.jpg</image:loc><image:title>shivani-gopal</image:title><image:caption><![CDATA[Shivan Gopal, founder and CEO of The Remarkable Woman, shares the best money advice she&#039;s ever received.]]></image:caption></image:image></url><url><loc>https://www.moneymag.com.au/why-regional-real-estate-is-the-new-black</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/11/newcastle-regional-property.jpg</image:loc><image:title>newcastle-regional-property</image:title><image:caption>newcastle nsw regional property mcgrath report</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/bhp-buyback</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/11/bhp-buyback.jpg</image:loc><image:title>bhp-buyback</image:title><image:caption>bhp buyback</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/save-money-environment</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/11/recyling-planet-ark.jpg</image:loc><image:title>recyling-planet-ark</image:title><image:caption>recycling environment planet ark</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/will-cover-facebook-account</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/facebook-cemetery-1.jpg</image:loc><image:title>facebook-cemetery-1</image:title><image:caption>facebook will estate</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/challenger-annuities</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/11/annuities.jpg</image:loc><image:title>annuities</image:title><image:caption>challenger annuities</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-where-should-i-invest-1-million-for-adult-kids</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/11/paul-clitheroe-a.jpg</image:loc><image:title>paul-clitheroe-a</image:title><image:caption>ask paul clitheroe $1 million</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/rba-november-cash-rate</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/rba-october.jpg</image:loc><image:title>rba-october</image:title><image:caption>rba interest rates</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/cheapest-way-access-1000-christmas-credit-card-v-personal-loan-v-afterpay</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/11/cheapest-way-to-borrow-1000-christmas.jpg</image:loc><image:title>cheapest-way-to-borrow-1000-christmas</image:title><image:caption>cheapest way to borrow $1000 for christmas</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/6-things-i-hate-about-credit-cards</loc><lastmod>2021-07-05T10:18:54+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/11/effiezahosseated.jpg</image:loc><image:title>effiezahosseated</image:title><image:caption>effie zahos credit cards</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/franking-credits-padley</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/11/padley-franking-credits.jpg</image:loc><image:title>padley-franking-credits</image:title><image:caption>marcus padley franking credits</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/how-to-deal-with-credit-card-fraud</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2016/11/credit-card-fraud.jpg</image:loc><image:title>credit-card-fraud</image:title><image:caption>credit card fraud</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/best-credit-cards-christmas-shopping</loc><lastmod>2021-07-05T07:56:04+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/11/christmas-credit-cards.jpg</image:loc><image:title>christmas-credit-cards</image:title><image:caption>credit cards christmas shopping</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/credit-card-points</loc><lastmod>2026-02-19T14:25:31+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/11/credit-card-points.jpg</image:loc><image:title>credit-card-points</image:title><image:caption>rewards credit card points</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/whats-inside-november-issue-money-magazine</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/11/NovemberCoverWeb.jpg</image:loc><image:title>NovemberCoverWeb</image:title><image:caption>november issue money magazine</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/invest-income-yield</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/05/investing-for-yield.jpg</image:loc><image:title>investing-for-yield</image:title><image:caption>investing for yield investing income</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/the-best-and-worst-super-funds-in-australia</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/anz-super-sign.jpg</image:loc><image:title>anz-super-sign</image:title><image:caption>anz super best and worst super funds</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/big-beautiful-wedding-under-5000</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/serina-bird-wedding-on-a-budget-3.jpg</image:loc><image:title>serina-bird-wedding-on-a-budget-3</image:title><image:caption>serina bird the joyful frugalista wedding budget</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-avoid-cgt-stamp-duty</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/paul-clitheroe-c-2.jpg</image:loc><image:title>paul-clitheroe-c-2</image:title><image:caption>ask paul clitheroe stamp duty</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/bargain-shares-bear-market</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/bargain-shares.jpg</image:loc><image:title>bargain-shares</image:title><image:caption>bargain shares bear market</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/november-1-afca</loc><lastmod>2022-07-06T10:29:09+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/afca.jpg</image:loc><image:title>afca</image:title><image:caption>australian financial complaints authority afca complaint</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/trick-treat-scariest-money-mistakes</loc><lastmod>2026-01-13T14:16:23+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2017/10/halloween.jpg</image:loc><image:title>halloween</image:title><image:caption>halloween scary money mistakes</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/p2pquestions</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/p2p-handshake.jpg</image:loc><image:title>p2p-handshake</image:title><image:caption>peer-to-peer lending p2p</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/win/ask-a-manager</loc><lastmod>2020-08-27T11:44:45+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/ask-a-manager.jpg</image:loc><image:title>ask-a-manager</image:title><image:caption>ask a manager alison green</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/suburbs-300k</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/top-20-suburbs-300k.jpg</image:loc><image:title>top-20-suburbs-300k</image:title><image:caption>300k suburbs</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/save-on-groceries</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/save-on-groceries-1.jpg</image:loc><image:title>save-on-groceries-1</image:title><image:caption>save on groceries</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/wealthy-investors-compare</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/wealthy-aussies.jpg</image:loc><image:title>wealthy-aussies</image:title><image:caption>wealthy aussies invest compare</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/westpac-bank-shares</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/westpac-bank.jpg</image:loc><image:title>westpac-bank</image:title><image:caption>westpac bank shares</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/how-to-pet-proof-your-rental-property</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/how-to-pet-proof-rental-property.jpg</image:loc><image:title>how-to-pet-proof-rental-property</image:title><image:caption>how to pet proof your rental property</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-smsf-shares</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/paul-clitheroe-b.jpg</image:loc><image:title>paul-clitheroe-b</image:title><image:caption>ask paul clitheroe smsf</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/travel-poland</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/04/krakow-old-town-poland.jpg</image:loc><image:title>krakow-old-town-poland</image:title><image:caption>krakow old town poland</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ditch-debt</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/debt-action-plan.jpg</image:loc><image:title>debt-action-plan</image:title><image:caption>debt</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/use-robo-adviser-trust</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/lara-jordan-1.jpg</image:loc><image:title>lara-jordan-1</image:title><image:caption>robo advice lara jordan</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/win/robin-hood</loc><lastmod>2020-08-27T11:44:45+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/robin-hood.jpg</image:loc><image:title>robin-hood</image:title><image:caption>win tickets to robin hood</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/buy-nothing-new</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/tamara-demattina-with-leopold.jpg</image:loc><image:title>tamara-demattina-with-leopold</image:title><image:caption>Buy Nothing New founder Tamara DeMattina with Leopold.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-paid-house-invest-savings</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/paul-clitheroe-a-1.jpg</image:loc><image:title>paul-clitheroe-a-1</image:title><image:caption>ask paul clitheroe where to invest</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/international-money-transfers</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/foreign-currency-exchange.jpg</image:loc><image:title>foreign-currency-exchange</image:title><image:caption>foreign currency exchange money transfer</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/old-women-poorer-men</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/women-super.jpg</image:loc><image:title>women-super</image:title><image:caption>women super</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/age-suburbs-gentrification</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/age-suburbs.jpg</image:loc><image:title>age-suburbs</image:title><image:caption>suburbs age suburb gentrification</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/viper-energy-vnom</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/viper-vnom.jpg</image:loc><image:title>viper-vnom</image:title><image:caption>viper energy vnom</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/win/beautiful-boy</loc><lastmod>2020-08-27T11:44:45+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/beautiful-boy.jpg</image:loc><image:title>beautiful-boy</image:title><image:caption>win tickets to beautiful boy</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/aussie-women-cashback-revolution</loc><lastmod>2022-06-18T18:34:47+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/rachelleech.jpg</image:loc><image:title>rachelleech</image:title><image:caption>cashback website</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/use-robo-adviser-fees</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/matt-campbell.jpg</image:loc><image:title>matt-campbell</image:title><image:caption>matt campbell robo adviser</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/market-report-banks</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/asx-banks.jpg</image:loc><image:title>asx-banks</image:title><image:caption>The blue chips in the ASX top 10 have proved to be resilient, even despite this week's sell-off. But apart from CSL, their share prices have barely budged.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/point-hack-holiday</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/point-hack.jpg</image:loc><image:title>point-hack</image:title><image:caption>point hack travel holiday flights</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-inheritance-now</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/paul-clitheroe-c-1.jpg</image:loc><image:title>paul-clitheroe-c-1</image:title><image:caption>ask paul clitheroe early inheritance</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/declare-bankruptcy</loc><lastmod>2023-09-15T10:58:55+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/bankruptcy-wallet.jpg</image:loc><image:title>bankruptcy-wallet</image:title></image:image></url><url><loc>https://www.moneymag.com.au/superannuation-shake-up</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/superannuation-shake-up.jpg</image:loc><image:title>superannuation-shake-up</image:title><image:caption>superannuation</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/freightways-hot-stock</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/freightways.jpg</image:loc><image:title>freightways</image:title><image:caption>freightways</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/how-to-protect-your-smsf-against-stroke-and-dementia</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/smsf-dementia.jpg</image:loc><image:title>smsf-dementia</image:title><image:caption>smsf dementia stroke</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/600k-suburbs-boom</loc><lastmod>2023-11-17T11:44:52+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/600k-suburbs.jpg</image:loc><image:title>600k-suburbs</image:title><image:caption>600k suburbs</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/five-ways-sell-home</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/five-ways-to-sell-1.jpg</image:loc><image:title>five-ways-to-sell-1</image:title><image:caption>five ways to sell your home</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/presenting-house-sale</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/sell-your-home.jpg</image:loc><image:title>sell-your-home</image:title><image:caption>sell your home</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/house-land-packages</loc><lastmod>2020-08-27T11:45:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/house-and-land-package-1.jpg</image:loc><image:title>house-and-land-package-1</image:title><image:caption>house and land 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2022</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/bhp-high</loc><lastmod>2020-08-27T11:45:08+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/08/dumptrucksgoldmine.jpg</image:loc><image:title>dumptrucksgoldmine</image:title><image:caption>bhp</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/credit-report-faqs</loc><lastmod>2020-08-27T11:45:08+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/08/creditreportphonebill.jpg</image:loc><image:title>creditreportphonebill</image:title><image:caption>credit score credit report phone bill</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/fhssquestions</loc><lastmod>2020-08-27T11:45:08+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/08/fhsswhatyouneedtoknow.jpg</image:loc><image:title>fhsswhatyouneedtoknow</image:title><image:caption>first home super saver scheme</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/win/top-world-stocks</loc><lastmod>2020-08-27T11:44:45+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/08/topworldstocks.jpg</image:loc><image:title>topworldstocks</image:title><image:caption>win a copy of top world stocks</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/early-retirement-fire</loc><lastmod>2020-08-27T11:45:08+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/07/katecampbell2.jpg</image:loc><image:title>katecampbell2</image:title><image:caption>early retirement FIRE mr money mustache</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/five-assets-smsf-invest</loc><lastmod>2024-05-14T11:48:09+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/07/ferraritestarossa.jpg</image:loc><image:title>ferraritestarossa</image:title></image:image></url><url><loc>https://www.moneymag.com.au/bank-cba-comeback</loc><lastmod>2020-08-27T11:45:08+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2016/12/081216CBAWP.jpg</image:loc><image:title>081216CBAWP</image:title><image:caption>cba home loan commonwealth bank share price</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/trumps-trade-war-australia</loc><lastmod>2020-08-27T11:45:08+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/07/trump.jpg</image:loc><image:title>trump</image:title><image:caption>us president donald trump economic outlook</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-sydney-property</loc><lastmod>2020-08-27T11:45:08+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/07/paul-clitheroe-a.jpg</image:loc><image:title>paul-clitheroe-a</image:title><image:caption>ask paul clitheroe sydney property investment loans shares deposit interest rates</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/high-dividend-funds</loc><lastmod>2020-08-27T11:45:09+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/yield-funds.jpg</image:loc><image:title>yield-funds</image:title><image:caption>yield funds</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/bizzare-deductions-claim</loc><lastmod>2020-08-27T11:45:08+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/07/bizarretax.jpg</image:loc><image:title>bizarretax</image:title><image:caption>weird tax deductions</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/parents-bank-of-mum-and-dad</loc><lastmod>2023-02-06T12:37:12+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2017/11/termdepositcouple.jpg</image:loc><image:title>termdepositcouple</image:title><image:caption>bank of mum and dad pension effie zahos</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/evolution-mining-value-tripled</loc><lastmod>2020-08-27T11:45:08+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/07/goldnugget.jpg</image:loc><image:title>goldnugget</image:title><image:caption>evolution mining gold</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/tampon-tax-bloody-annoying</loc><lastmod>2023-10-10T12:23:14+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/07/tampon-tax-gst.jpg</image:loc><image:title>tampon-tax-gst</image:title><image:caption><![CDATA[Australian women are still paying a monthly tax for being female almost 20 years after the introduction of the GST, writes Sharyn McCowen. And it&#039;s bloody annoying.]]></image:caption></image:image></url><url><loc>https://www.moneymag.com.au/hard-choice-tampon-tax-australians</loc><lastmod>2020-08-27T11:45:08+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/06/reactions-tampon-tax.jpg</image:loc><image:title>reactions-tampon-tax</image:title><image:caption><![CDATA[Here&#039;s what Australians have to say about the tampon tax, writes Sharyn McCowen]]></image:caption></image:image></url><url><loc>https://www.moneymag.com.au/best-personal-loan</loc><lastmod>2020-08-27T11:45:08+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/05/homeloanlender.jpg</image:loc><image:title>homeloanlender</image:title><image:caption>what lenders are looking for</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-paralysed-mortgage</loc><lastmod>2020-08-27T11:45:08+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/07/paul-clitheroe-c.jpg</image:loc><image:title>paul-clitheroe-c</image:title><image:caption>ask paul clitheroe disability pension disabled unemployed mortgage credit card debt margin loan paralysed</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/luke-pearson-indigenous-x</loc><lastmod>2023-11-21T12:07:00+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/07/lukepearson.jpg</image:loc><image:title>lukepearson</image:title><image:caption>luke pearson indigenousx</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/dont-overlook-digital-assets</loc><lastmod>2020-08-27T11:45:08+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/01/facebook-stock.jpg</image:loc><image:title>facebook-stock</image:title><image:caption>facebook stock facebook shares</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/real-estate-origin-nsw-qld</loc><lastmod>2020-08-27T11:45:08+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/07/bluesmaroons.jpg</image:loc><image:title>bluesmaroons</image:title></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-save-deposit</loc><lastmod>2020-08-27T11:45:08+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/05/paulclitheroeclose-1.jpg</image:loc><image:title>paulclitheroeclose-1</image:title><image:caption>ask paul clitheroe sydney property investment loans shares deposit interest rates</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/tax-deduction-forgetting</loc><lastmod>2020-08-27T11:45:08+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/07/sydneycab.jpg</image:loc><image:title>sydneycab</image:title><image:caption>sydney cab taxi tax return</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/avoid-global-roaming-fees</loc><lastmod>2026-02-19T14:15:58+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/07/globalroamingtravel.jpg</image:loc><image:title>globalroamingtravel</image:title><image:caption>global roaming fees phone bill</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/kids-first-job</loc><lastmod>2020-08-27T11:45:08+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/07/jobinterviewresume.jpg</image:loc><image:title>jobinterviewresume</image:title></image:image></url><url><loc>https://www.moneymag.com.au/why-australias-tech-darling-snubbed-the-asx-to-list-in-the-us</loc><lastmod>2023-06-28T20:12:33+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/07/nasdaq.jpg</image:loc><image:title>nasdaq</image:title><image:caption>nasdaq</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/score-pay-rise</loc><lastmod>2020-08-27T11:45:08+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/how-to-score-the-payrise.jpg</image:loc><image:title>how-to-score-the-payrise</image:title><image:caption>how to score a pay rise</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/resolutions-new-financial-year</loc><lastmod>2020-08-27T11:45:08+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/07/budgetingnewyear.jpg</image:loc><image:title>budgetingnewyear</image:title><image:caption>budgeting new financial year resolutions</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/july-1-changes</loc><lastmod>2020-08-27T11:45:08+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/06/july1.jpg</image:loc><image:title>july1</image:title><image:caption>july 1 changes transition to retirement</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/what-to-do-tax-refund</loc><lastmod>2020-08-27T11:45:08+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/07/cashcoinsnotes.jpg</image:loc><image:title>cashcoinsnotes</image:title><image:caption>Irregular cash flow shouldn</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/outlook-what-to-expect</loc><lastmod>2020-08-27T11:45:08+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/07/trump.jpg</image:loc><image:title>trump</image:title><image:caption>us president donald trump economic outlook</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/stick-to-new-year-resolutions</loc><lastmod>2023-07-06T14:41:30+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/06/settinggoals.jpg</image:loc><image:title>settinggoals</image:title><image:caption>new year resolutions goals</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/royal-commission-death-financial-advice</loc><lastmod>2020-08-27T11:45:08+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/04/amp.jpg</image:loc><image:title>amp</image:title><image:caption>amp financial planning royal commission into banks banking financial advice</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/july-issue-money-2018</loc><lastmod>2020-08-27T11:45:08+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/08/moneyjuly2018.jpg</image:loc><image:title>moneyjuly2018</image:title><image:caption>july issue july 2018 issue money</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/win/pay-day-board-game</loc><lastmod>2020-08-27T11:44:45+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/06/Payday_web.jpg</image:loc><image:title>Payday_web</image:title><image:caption>win pay day payday boardgame board game prize</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/win/how-to-build-an-online-business</loc><lastmod>2020-08-27T11:44:45+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/06/Online_web.jpg</image:loc><image:title>Online_web</image:title><image:caption>online business</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/win/the-great-20-adventure</loc><lastmod>2020-08-27T11:44:45+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/06/great20web-1.jpg</image:loc><image:title>great20web-1</image:title><image:caption><![CDATA[the great $20 adventure effie&#039;s book effie zahos]]></image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-sell-property-100k-debt</loc><lastmod>2020-08-27T11:45:08+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/05/paulclitheroeclose-1.jpg</image:loc><image:title>paulclitheroeclose-1</image:title><image:caption>ask paul clitheroe sydney property investment loans shares deposit interest rates</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/top-affordable-suburbs-for-first-home-buyers</loc><lastmod>2020-08-27T11:45:08+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/07/australianhousefragment.jpg</image:loc><image:title>australianhousefragment</image:title></image:image></url><url><loc>https://www.moneymag.com.au/investing-etfs-first-time</loc><lastmod>2024-03-21T09:55:54+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/07/investing-in-etfs-for-the-first-time.jpg</image:loc><image:title>investing-in-etfs-for-the-first-time</image:title><image:caption>etfs exchange traded funds shares shop online investing in etfs for first time</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/talk-kids-money</loc><lastmod>2020-08-27T11:45:08+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/07/boyipad.jpg</image:loc><image:title>boyipad</image:title></image:image></url><url><loc>https://www.moneymag.com.au/bunnings-wesfarmers</loc><lastmod>2020-08-27T11:45:08+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/03/bunnings2.jpg</image:loc><image:title>bunnings2</image:title><image:caption>Wesfarmers, which also owns Bunnings and Officeworks, has announced plans to spin off its Coles supermarkets and Liquorland stores.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/starting-smsf</loc><lastmod>2020-08-27T11:45:08+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/07/smsfman.jpg</image:loc><image:title>smsfman</image:title><image:caption>starting an smsf</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/goldquestions</loc><lastmod>2026-03-20T09:57:50+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/06/goldscales.jpg</image:loc><image:title>goldscales</image:title><image:caption>invest in gold</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/rba-cash-rate-july</loc><lastmod>2020-08-27T11:45:08+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2017/06/rba2WP.jpg</image:loc><image:title>rba2WP</image:title><image:caption>reserve bank of australia rba cash rate corelogic interest rates interest rate</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/go-green-on-a-budget</loc><lastmod>2020-08-27T11:45:08+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/06/plasticbagban.jpg</image:loc><image:title>plasticbagban</image:title><image:caption>plastic bag ban going green budget</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/win/the-escape-room</loc><lastmod>2020-08-27T11:44:45+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/07/Escape-room_web.jpg</image:loc><image:title>Escape-room_web</image:title><image:caption>the escape room</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/win/breakfast-club-for-40-somethings</loc><lastmod>2020-08-27T11:44:45+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/06/breakfastclubweb.jpg</image:loc><image:title>breakfastclubweb</image:title><image:caption>breakfast club for 40-somethings book</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/cba-demerger</loc><lastmod>2020-08-27T11:45:08+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2017/08/cba.jpg</image:loc><image:title>cba</image:title><image:caption>cba commonwealth bank of australia ian narev commbank netbank money laundering shares asx stockmarket share price invest banks banking banks home loans</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/headlines-peer-to-peer</loc><lastmod>2020-08-27T11:45:08+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/09/peer-to-peer-lending.jpg</image:loc><image:title>peer-to-peer-lending</image:title><image:caption>peer-to-peer lending</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-parents-estate</loc><lastmod>2020-08-27T11:45:08+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/03/clitheroeseriousarms-1.jpg</image:loc><image:title>clitheroeseriousarms-1</image:title><image:caption>paul clitheroe paul ask paul askpaul money magazine advice disability pension term deposit invest divorce women super 600,000 mortgage estate savings investor financial 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prices</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/telcos-super-fund-beats-benchmark</loc><lastmod>2020-08-27T11:44:58+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2016/09/Tesltra-sharebuyback.jpg</image:loc><image:title>Tesltra-sharebuyback</image:title><image:caption>telstra</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/protect-your-online-privacy</loc><lastmod>2026-02-19T14:18:24+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2016/09/protect-identity-online.jpg</image:loc><image:title>protect-identity-online</image:title><image:caption>protect privacy 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investing</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/best-value-plans-new-iphone-6s</loc><lastmod>2020-08-27T11:44:53+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/09/EDM-for-web-iPhone.jpg</image:loc><image:title>EDM-for-web-iPhone</image:title><image:caption>iPhone 6s</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/likely-outcome-pm-malcolm-turnbull</loc><lastmod>2020-08-27T11:44:53+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/09/parliament-house-web.jpg</image:loc><image:title>parliament-house-web</image:title><image:caption>Malcolm 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storage</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/headed-another-gfc</loc><lastmod>2020-08-27T11:44:53+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/09/GFC2.jpg</image:loc><image:title>GFC2</image:title><image:caption>GFC</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/will-the-australian-dollar-drop-to-50%c2%a2</loc><lastmod>2020-08-27T11:44:53+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/08/will-dollar.jpg</image:loc><image:title>will-dollar</image:title><image:caption>Will dollar go down to 50 cents?</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/apple-bonds-offer-low-risk-opportunity</loc><lastmod>2020-08-27T11:44:53+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/09/apple-bonds.jpg</image:loc><image:title>apple-bonds</image:title><image:caption>Apple bonds</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/how-to-save-for-a-renovation</loc><lastmod>2020-08-27T11:44:53+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/09/reno-savings.jpg</image:loc><image:title>reno-savings</image:title><image:caption>Saving for a renovation</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/weeks-hot-stock-pick-anz</loc><lastmod>2020-08-27T11:44:53+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/09/ANZ-bank.jpg</image:loc><image:title>ANZ-bank</image:title><image:caption>anz shares</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/understanding-housing-market-trends</loc><lastmod>2020-08-27T11:44:53+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/09/housing-market-trends.jpg</image:loc><image:title>housing-market-trends</image:title><image:caption>housing market trends</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/pension-assets-test-explained</loc><lastmod>2020-08-27T11:44:53+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/08/assets.jpg</image:loc><image:title>assets</image:title><image:caption>pension assets test</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/five-things-san-francisco</loc><lastmod>2020-08-27T11:44:53+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/08/san-fran.jpg</image:loc><image:title>san-fran</image:title><image:caption>5 things to do in San Francisco</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/share-portfolio-home-deposit</loc><lastmod>2020-08-27T11:44:53+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/08/hoffman-sep.jpg</image:loc><image:title>hoffman-sep</image:title><image:caption>House deposit</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/amazon-com-launches-launchpad</loc><lastmod>2020-08-27T11:44:53+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/05/whats-new.jpg</image:loc><image:title>whats-new</image:title><image:caption>pay rent using credit card</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/improvements-ato-online</loc><lastmod>2020-08-27T11:44:53+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/08/tax-online.jpg</image:loc><image:title>tax-online</image:title><image:caption>ATO online</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/off-the-plan-buyers-beware</loc><lastmod>2021-07-06T09:10:43+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/08/off-the-plan.jpg</image:loc><image:title>off-the-plan</image:title><image:caption>Buying off the plan 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fund</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/hot-stock-pick-qbe-insurance</loc><lastmod>2020-08-27T11:44:53+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/08/QBE.jpg</image:loc><image:title>QBE</image:title><image:caption>QBE insurance</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/food-wastage-costing-hundreds</loc><lastmod>2020-08-27T11:44:53+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/08/food-waste.jpg</image:loc><image:title>food-waste</image:title><image:caption>food wastage</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/should-i-get-nbn</loc><lastmod>2021-07-05T18:45:45+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/07.July/nbn.jpg</image:loc><image:title>nbn</image:title><image:caption>should i get the nbn</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/benefits-of-student-exchange</loc><lastmod>2020-08-27T11:44:53+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2017/01/200117studyWP.jpg</image:loc><image:title>200117studyWP</image:title></image:image></url><url><loc>https://www.moneymag.com.au/five-things-to-do-in-mykonos</loc><lastmod>2020-08-27T11:44:53+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/07/mykonos.jpg</image:loc><image:title>mykonos</image:title><image:caption>mykonos</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/valuable-stock-insights-for-investors</loc><lastmod>2020-08-27T11:44:53+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/07/hoffman.jpg</image:loc><image:title>hoffman</image:title><image:caption><![CDATA[Hoffman&#039;s best and worst calls]]></image:caption></image:image></url><url><loc>https://www.moneymag.com.au/what-is-an-income-stream-review</loc><lastmod>2020-08-27T11:44:53+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/07/free-money.jpg</image:loc><image:title>free-money</image:title><image:caption>income stream review</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/verdict-on-bts-new-go-invest-portfolio</loc><lastmod>2020-08-27T11:44:53+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/08/bt-go-invest.jpg</image:loc><image:title>bt-go-invest</image:title><image:caption>bt go-invest</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/what-should-i-do-with-my-fhsa-funds</loc><lastmod>2025-04-28T16:06:57+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/08/fhsa-account.jpg</image:loc><image:title>fhsa-account</image:title><image:caption>first home saver</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/hot-stock-pick-bank-queensland</loc><lastmod>2020-08-27T11:44:53+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/08/Bank-of-Queensland-HQ.jpg</image:loc><image:title>Bank-of-Queensland-HQ</image:title><image:caption>Bank-of-Queensland-HQ</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/credit-card-holders-pay-extra-281</loc><lastmod>2021-07-05T18:38:47+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/07/credit-card-interest-rates.jpg</image:loc><image:title>credit-card-interest-rates</image:title><image:caption>credit card interest rates</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/novacare-solutions-partnership-bonds</loc><lastmod>2020-08-27T11:44:53+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/08/annuities.jpg</image:loc><image:title>annuities</image:title><image:caption>Novacare Solutions Partnership bonds</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/retirement-needs</loc><lastmod>2020-08-27T11:44:53+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/08/super-how-much-is-enough2.jpg</image:loc><image:title>super-how-much-is-enough2</image:title><image:caption>how much will i need in retirement</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/cost-living-concerns-aussies</loc><lastmod>2020-08-27T11:44:53+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/08/cost-of-living.jpg</image:loc><image:title>cost-of-living</image:title><image:caption>Cost of living</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/2015-super-guide</loc><lastmod>2020-08-27T11:44:53+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/08/2015-super-guide.jpg</image:loc><image:title>2015-super-guide</image:title><image:caption>Your 2015 Super Guide</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ask-paul-manage-money</loc><lastmod>2021-07-05T18:39:36+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/paul-clitheroe-c.jpg</image:loc><image:title>paul-clitheroe-c</image:title><image:caption>ask paul clitheroe fiance mortgage marriage divorce</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/etsy-trials-crowdfunding</loc><lastmod>2020-08-27T11:44:53+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/07/etsy-crowdfunding.jpg</image:loc><image:title>etsy-crowdfunding</image:title><image:caption>etsy crowdfunding</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/should-i-lock-in-my-mortgage</loc><lastmod>2021-07-05T18:40:01+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/07/lock-in-interest-rates.jpg</image:loc><image:title>lock-in-interest-rates</image:title><image:caption>lock in mortgage rate</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/claim-expenses-working-from-home</loc><lastmod>2021-07-05T18:40:38+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/08/ato-claims2.jpg</image:loc><image:title>ato-claims2</image:title><image:caption>Work deductions</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/australia-wrong-side-global-growth</loc><lastmod>2020-08-27T11:44:53+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/07/global-growth.jpg</image:loc><image:title>global-growth</image:title><image:caption>Global growth</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/kylie-retirement</loc><lastmod>2020-08-27T11:44:53+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/06/pauls-verdict-July.jpg</image:loc><image:title>pauls-verdict-July</image:title><image:caption>ask paul we had kids in our 40s</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/centuria-growth-bond</loc><lastmod>2020-08-27T11:44:53+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/07/centuriapig.jpg</image:loc><image:title>centuriapig</image:title><image:caption>Centuria grwoth bond</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/rise-gen-y-shareholder</loc><lastmod>2020-08-27T11:44:53+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/07/geny.jpg</image:loc><image:title>geny</image:title><image:caption>Gen Y money</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/should-you-buy-an-annuity</loc><lastmod>2020-08-27T11:44:53+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/06/Annuity.jpg</image:loc><image:title>Annuity</image:title><image:caption>Annuity</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/hot-stock-pick-rea-group</loc><lastmod>2023-08-15T12:27:32+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2023/08._August/rea_group_shares-0001.jpg</image:loc><image:title>rea_group_shares-0001</image:title><image:caption>should you buy, hold or sell rea group shares?</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/tough-times-property-investors</loc><lastmod>2020-08-27T11:44:53+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/07/interestratehike2.jpg</image:loc><image:title>interestratehike2</image:title><image:caption>foreign investors</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/how-to-come-up-with-a-house-deposit</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/07/house-deposit.jpg</image:loc><image:title>house-deposit</image:title><image:caption>deposit for home</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/the-future-of-our-economic-growth</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/06/GettyImages-450751207.jpg</image:loc><image:title>GettyImages-450751207</image:title><image:caption>Bond yields</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/cheap-flight</loc><lastmod>2021-07-05T18:35:55+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/07.July/the-website-that-helps-you-find-super-cheap-flights.jpg</image:loc><image:title>the-website-that-helps-you-find-super-cheap-flights</image:title><image:caption>the website that helps you find super cheap flights</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/property-and-your-retirement-strategy</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/07/property-ownership-in-retirement.jpg</image:loc><image:title>property-ownership-in-retirement</image:title><image:caption>home property ownership in retirement</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/skaffolds-hot-stock-apple</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/07/apple.jpg</image:loc><image:title>apple</image:title><image:caption>Apple shares</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/bt-property-securities-fund</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/07/reit.jpg</image:loc><image:title>reit</image:title><image:caption>property fund</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/claim-tax-deduction-mobile</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/07/taxphone.jpg</image:loc><image:title>taxphone</image:title><image:caption>Work related claims phone plans</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/reduce-mortgage-stress</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2020/_March/coronavirus_10_questions_household_finances.jpg</image:loc><image:title>coronavirus_10_questions_household_finances</image:title><image:caption>how the coronavirus will affect your household finances</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/negative-gearing-abolished</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/08/negative-gearing.jpg</image:loc><image:title>negative-gearing</image:title><image:caption>negative gearing</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/an-idiots-guide-to-rating-investments</loc><lastmod>2022-05-12T11:47:27+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/07/rort-investment.jpg</image:loc><image:title>rort-investment</image:title><image:caption>rating investments</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/credit-card-interest-rates-remain-high</loc><lastmod>2021-07-05T18:37:07+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/07/credit-card-interest-rates.jpg</image:loc><image:title>credit-card-interest-rates</image:title><image:caption>credit card interest rates</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/tough-market-first-home-buyers</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/07/house-affordability.jpg</image:loc><image:title>house-affordability</image:title><image:caption>Housing affordabililty</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/mobile-device-fraud-rise</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/07/mobile-fraud.jpg</image:loc><image:title>mobile-fraud</image:title><image:caption>mobile fraud</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/hot-stock-pick-astro-japan-property</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/07/yen.jpg</image:loc><image:title>yen</image:title><image:caption>Astro Japan Property Group</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/dont-skimp-on-travel-insurance</loc><lastmod>2026-02-04T16:41:55+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/07/bali-story.jpg</image:loc><image:title>bali-story</image:title><image:caption>Travel insurance</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ellerston-australian-market-neutral-fund</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/07/flying-pig.jpg</image:loc><image:title>flying-pig</image:title><image:caption>Ellerston Australian Market Neutral Fund</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/marketing-strategies-for-your-business</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/07/marketing-small-business.jpg</image:loc><image:title>marketing-small-business</image:title><image:caption>marketing small business</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/five-point-checklist-new-tax-year</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/07/checklist.jpg</image:loc><image:title>checklist</image:title><image:caption>checklist</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/chinese-sharemarket-chaos</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/10/shanghai.jpg</image:loc><image:title>shanghai</image:title><image:caption>Shanghai Stock Exchange</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/tenants-need-contents-insurance</loc><lastmod>2021-07-05T16:24:19+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/07/renters-insurance.jpg</image:loc><image:title>renters-insurance</image:title><image:caption>renters contents insurance</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/sydney-airport-bonds-low-risk-investment</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/07/airport.jpg</image:loc><image:title>airport</image:title><image:caption>Sydney airport</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/hot-stock-pick-greencross-limited</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/07/greencrossvetcattledog.jpg</image:loc><image:title>greencrossvetcattledog</image:title><image:caption>greencross cattle dog investing asx hot stock shares stocks</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ato-issues-phone-scam-warning</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/02/taxscam.jpg</image:loc><image:title>taxscam</image:title><image:caption>tax scams to avoid smsf self-managed super ato</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/comparing-notebooks-pcs</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/06/dkkdT.jpg</image:loc><image:title>dkkdT</image:title><image:caption>notebooks</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/considerations-aged-care</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/06/cuppatea.jpg</image:loc><image:title>cuppatea</image:title><image:caption>retirement</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/four-things-washington-dc</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/06/washingtondc.jpg</image:loc><image:title>washingtondc</image:title><image:caption>washington dc</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/where-to-invest-low-interest-rates</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/07/woolworths-sign.jpg</image:loc><image:title>woolworths-sign</image:title><image:caption>woolworths where to invest in times of low interest rates</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/charity-muscular-dystrophy-nsw</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/07/giving.jpg</image:loc><image:title>giving</image:title><image:caption>giving</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/whats-new-paypals-one-touch</loc><lastmod>2021-07-05T16:28:34+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/07.July/robinhood-start-up-lets-investors-trade-without-brokerage.jpg</image:loc><image:title>robinhood-start-up-lets-investors-trade-without-brokerage</image:title><image:caption>robinhood start up lets investors trade without brokerage</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/app-that-converts-your-notes</loc><lastmod>2021-07-05T18:30:44+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/07.July/carbo-app.jpg</image:loc><image:title>carbo-app</image:title><image:caption>carbo app</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ato-target-property-deductions</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/07/houseATO.jpg</image:loc><image:title>houseATO</image:title><image:caption>House</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/a-change-in-the-lending-market</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/07/changes-to-lending.jpg</image:loc><image:title>changes-to-lending</image:title><image:caption>The days of cheap lending for investors is over</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/ato-targets-property-deductions</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/07/houseATO.jpg</image:loc><image:title>houseATO</image:title><image:caption>House</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/greek-debt-crisis-now</loc><lastmod>2021-07-05T16:38:40+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/07.July/greek-debt-crisis.jpg</image:loc><image:title>greek-debt-crisis</image:title><image:caption>greek debt crisis</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/new-anti-piracy-bill-means</loc><lastmod>2021-07-05T18:46:28+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/07/piracy3.jpg</image:loc><image:title>piracy3</image:title><image:caption>New anti-piracy laws</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/paul-clitheroe-new-year-tips</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/07/paul-clitheroe-a.jpg</image:loc><image:title>paul-clitheroe-a</image:title><image:caption>paul clitheroe tips for new financial year</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/invest-p2p-lending</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/03/wallet.jpg</image:loc><image:title>wallet</image:title><image:caption>P2P</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/setting-up-a-self-managed-super-fund</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/06/SMSFproscons.jpg</image:loc><image:title>SMSFproscons</image:title><image:caption>SMSF pros and cons</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/dont-neglect-your-superannuation</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/06/super.jpg</image:loc><image:title>super</image:title><image:caption>superannuation greywater</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/a-new-kids-account-on-the-market</loc><lastmod>2021-07-05T16:22:31+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/06/kids-saving.jpg</image:loc><image:title>kids-saving</image:title><image:caption><![CDATA[kid&#039;s saving account]]></image:caption></image:image></url><url><loc>https://www.moneymag.com.au/what-budget-didnt-say</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/06/greenwood1.jpg</image:loc><image:title>greenwood1</image:title><image:caption><![CDATA[What the budget didn&#039;t say federal budget]]></image:caption></image:image></url><url><loc>https://www.moneymag.com.au/5-ways-to-maximise-your-superannuation</loc><lastmod>2026-02-19T14:16:41+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/06/five-ways-to-maximise-your-super.jpg</image:loc><image:title>five-ways-to-maximise-your-super</image:title><image:caption>five ways to maximise your superannuation</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/property-inspections-for-beginners</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/06/propertyimers.jpg</image:loc><image:title>propertyimers</image:title><image:caption>Property inspections</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/what-are-bull-and-bear-markets</loc><lastmod>2021-07-05T16:23:09+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/06/bulland-bear.jpg</image:loc><image:title>bulland-bear</image:title><image:caption>bull and bear market</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/time-rethink-interest-loan</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/06/loans-edm.jpg</image:loc><image:title>loans-edm</image:title><image:caption>interest-only loan</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/six-things-you-need-to-know-about-greek-debt-crisis</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/06/greek-debt-crisis.jpg</image:loc><image:title>greek-debt-crisis</image:title><image:caption>Greek debt crisis</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/crowdfunding-housing-affordability</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/06/crowd.jpg</image:loc><image:title>crowd</image:title><image:caption>crowdfunding</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/tools-sharemarket-valuations</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/06/price-earning-ratio.jpg</image:loc><image:title>price-earning-ratio</image:title><image:caption>Price-earnings ratio don't tell the whole story on sharemarket valuations</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/recontribution-stratety-reduce-tax</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2019/recontributing-to-super.jpg</image:loc><image:title>recontributing-to-super</image:title><image:caption>recontributing to super could help you pay less tax</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/self-managed-super-mistakes-avoid</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/06/self-managed-super-mistakes.jpg</image:loc><image:title>self-managed-super-mistakes</image:title><image:caption>self-managed super</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/seven-things-need-june-30</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/06/bigtaxtimepig.jpg</image:loc><image:title>bigtaxtimepig</image:title><image:caption>tax time</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/should-i-pay-off-my-debt</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/06/ask-paul.jpg</image:loc><image:title>ask-paul</image:title><image:caption><![CDATA[Pauls&#039; verdict June]]></image:caption></image:image></url><url><loc>https://www.moneymag.com.au/are-budgeting-specialist-the-answer</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/06/budget.jpg</image:loc><image:title>budget</image:title><image:caption>budget</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/keep-your-small-business-connected</loc><lastmod>2022-06-18T18:15:05+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/06/small-biz.jpg</image:loc><image:title>small-biz</image:title><image:caption>small business</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/shares-investors-avoid</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/06/moron-portfolio.jpg</image:loc><image:title>moron-portfolio</image:title><image:caption>marcus padley the moron portfolio</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/investing-in-shares-for-beginners</loc><lastmod>2024-03-21T09:52:47+11:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/02/ASX.jpg</image:loc><image:title>ASX</image:title><image:caption>ASX investing beginners</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/help-debt-may-reach-13-billion-2017</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/06/uni-hecs-help-debt.jpg</image:loc><image:title>uni-hecs-help-debt</image:title><image:caption>uni fees hecs help debt</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/buying-shared-economy</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/06/share-economy.jpg</image:loc><image:title>share-economy</image:title><image:caption>shared economy airbnb</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/negative-gearing-scrapped</loc><lastmod>2024-10-01T10:26:28+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/06/shaneoliver2.jpg</image:loc><image:title>shaneoliver2</image:title><image:caption>negative gearing</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/insurance-for-beginners</loc><lastmod>2023-09-26T12:09:26+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/06/lifeinsurance.jpg</image:loc><image:title>lifeinsurance</image:title><image:caption>life insurance tpd trauma insurance income protection insurance disability insurance</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/how-charting-helps-your-trading-decisions</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/06/charting-1.jpg</image:loc><image:title>charting-1</image:title><image:caption>charting</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/trading-in-foreign-currency</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/06/foreign-currency.jpg</image:loc><image:title>foreign-currency</image:title><image:caption>foreign-currency</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/take-your-position-with-cfds</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/06/cfds.jpg</image:loc><image:title>cfds</image:title><image:caption>cfds</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/global-funds-that-pay-strong-dividends</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/05/global-funds2.jpg</image:loc><image:title>global-funds2</image:title><image:caption>Investing in global funds</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/dont-miss-out-on-family-tax-benefits</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/06/shareskids.jpg</image:loc><image:title>shareskids</image:title><image:caption>family tax benefit a</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/is-pinnacle-the-next-success-story</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/06/hoffman.jpg</image:loc><image:title>hoffman</image:title><image:caption>treasury group</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/five-must-dos-in-new-york</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/05/highline-ny.jpg</image:loc><image:title>highline-ny</image:title><image:caption>Highline New York</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/whats-new-in-june</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/05/whats-new.jpg</image:loc><image:title>whats-new</image:title><image:caption>pay rent using credit card</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/st-vinnies-ceo-sleepout</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/06/9R4A87901.jpg</image:loc><image:title>9R4A87901</image:title><image:caption>vinnies ceo sleepout</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/how-to-find-your-lost-superannuation</loc><lastmod>2021-07-05T16:21:06+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/06/how-to-find-your-lost-super.jpg</image:loc><image:title>how-to-find-your-lost-super</image:title><image:caption>how to find your lost super</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/switch-low-fee-credit-card</loc><lastmod>2021-07-05T16:21:45+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/06/creditstory-3-june.jpg</image:loc><image:title>creditstory-3-june</image:title><image:caption>reward cards credit cards low-fee credit card</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/is-the-property-market-softening</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/06/rpdata.jpg</image:loc><image:title>rpdata</image:title><image:caption>Property slump</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/what-is-the-role-of-ethical-investing</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2017/01/081216superWP-1.jpg</image:loc><image:title>081216superWP-1</image:title></image:image></url><url><loc>https://www.moneymag.com.au/housing-affordability-dilemma</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/06/housing.jpg</image:loc><image:title>housing</image:title><image:caption>housing affordability</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/building-the-right-image-for-your-business</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/06/186564845.jpg</image:loc><image:title>186564845</image:title><image:caption>small business</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/is-myer-a-good-investment</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/06/myer.jpg</image:loc><image:title>myer</image:title><image:caption>Myer store</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/scott-morrison-says-spend-your-super</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/05/spend-your-super.jpg</image:loc><image:title>spend-your-super</image:title><image:caption>spend your super</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/hard-landing-for-china-will-rock-australia</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/05/china.jpg</image:loc><image:title>china</image:title><image:caption>Chinese economy</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/sell-in-may-and-go-away-a-good-idea</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/05/sell-in-may.jpg</image:loc><image:title>sell-in-may</image:title><image:caption>sell in may and go away</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/how-to-get-discounted-or-free-apps</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/05/free-apps.jpg</image:loc><image:title>free-apps</image:title><image:caption>free apps</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/federal-budget-impact-on-age-pension</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/05/pension.jpg</image:loc><image:title>pension</image:title><image:caption>pension</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/financial-literacy-in-australia</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/05/women-financial-literacy.jpg</image:loc><image:title>women-financial-literacy</image:title><image:caption>financial literacy</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/gfc-leaves-brent-in-a-difficult-situation</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/04/Brent-Rowley.jpg</image:loc><image:title>Brent-Rowley</image:title><image:caption>margin loan mortgage gfc</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/centrelink-rules-and-granny-flats</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/05/granny-flat-door.jpg</image:loc><image:title>granny-flat-door</image:title><image:caption>granny flats centrelink pension</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/travel-blue-mountains-get-away</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/05/142088957.jpg</image:loc><image:title>142088957</image:title><image:caption>Blue mountains</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/dont-let-tax-advantages-influence-you</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/05/tax1.jpg</image:loc><image:title>tax1</image:title><image:caption>tax file</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/deposit-guarantee-offset-accounts</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/05/buring05.jpg</image:loc><image:title>buring05</image:title><image:caption>Cash</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/2015-federal-budget-highlights</loc><lastmod>2021-07-05T16:18:32+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/07.July/federal-budget-2015-winners-and-losers.jpg</image:loc><image:title>federal-budget-2015-winners-and-losers</image:title><image:caption>federal budget 2015 winners and 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charities</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/understanding-funeral-insurance</loc><lastmod>2021-07-05T11:16:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/05/funeral-insurance-casket.jpg</image:loc><image:title>funeral-insurance-casket</image:title><image:caption>funeral insurance</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/how-to-save-tax-and-boost-your-smsf</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/05/bigstock-217759543.jpg</image:loc><image:title>bigstock-217759543</image:title><image:caption>smsf ttr</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/time-to-review-australias-tax-system</loc><lastmod>2020-08-27T11:44:52+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/05/tax-reform.jpg</image:loc><image:title>tax-reform</image:title><image:caption>tax system reform tax bill</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/understanding-capital-works-deductions</loc><lastmod>2021-07-05T16:10:00+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/07.July/investment-property-capital-works-deductions.jpg</image:loc><image:title>investment-property-capital-works-deductions</image:title><image:caption>investment property capital works 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business</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/five-things-to-do-in-hobart</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/04/hobart.jpg</image:loc><image:title>hobart</image:title><image:caption>hobart</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/deeming-and-centrelink-payments</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/03/assets.jpg</image:loc><image:title>assets</image:title><image:caption>assets</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/happy-returns-for-investors</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/04/reporting-season.jpg</image:loc><image:title>reporting-season</image:title><image:caption>reporting 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losses</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/the-economic-future-is-less-certain</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/04/greenwood.jpg</image:loc><image:title>greenwood</image:title><image:caption>economic crisis</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/first-aid-app-could-save-life</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/03/firstaidkit.jpg</image:loc><image:title>firstaidkit</image:title><image:caption>first aid kit medicine health family bandaids saving money pharmacist pharmacy chemist app apps</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/will-you-outlive-your-retirement-savings</loc><lastmod>2021-07-05T15:47:29+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2016/03/stretch-retirement-savings.jpg</image:loc><image:title>stretch-retirement-savings</image:title><image:caption>how to stretch your retirement savings</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/crowdfunding-helps-launch-new-products</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/03/crowdfunding.jpg</image:loc><image:title>crowdfunding</image:title><image:caption>crowdfunding</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/spread-the-risk-global-property-funds</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/04/property-funds.jpg</image:loc><image:title>property-funds</image:title><image:caption>property-funds</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/bond-funds-investing-with-less-volatility</loc><lastmod>2021-07-05T15:29:14+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/07.July/bond-funds-low-volatility.jpg</image:loc><image:title>bond-funds-low-volatility</image:title><image:caption>bond funds</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/how-to-get-the-best-returns-on-your-cash</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/03/smsf1.jpg</image:loc><image:title>smsf1</image:title><image:caption>Yield hungry</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/with-rates-down-are-you-paying-too-much</loc><lastmod>2021-07-06T09:09:18+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/07.July/are_you_paying_too_much_for_your_banking.jpg</image:loc><image:title>are_you_paying_too_much_for_your_banking</image:title><image:caption>are you paying too much for your banking</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/funds-avoid-tobacco-controversial-weapons</loc><lastmod>2023-06-28T09:26:29+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2023/06._June/etfs-that-dont-invest-in-tobacco-0001.jpg</image:loc><image:title>etfs-that-dont-invest-in-tobacco-0001</image:title><image:caption>etfs that don't invest in tobacco</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/australian-sharemarket-boom-or-bust</loc><lastmod>2021-07-05T15:31:10+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2021/07.July/asx-australian-sharemarket-sectors.jpg</image:loc><image:title>asx-australian-sharemarket-sectors</image:title><image:caption>how to profit from the asx's holding pattern</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/this-month-in-money-april</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/04/april15.jpg</image:loc><image:title>april15</image:title><image:caption>Money Find out how to reduce your tax by $167 per week in the April 2015 issue of Money magazine.</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/interest-rate-1-mean</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/03/percentage-one-percent-interest-rates.jpg</image:loc><image:title>percentage-one-percent-interest-rates</image:title><image:caption>rba cash rate 1%</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/product-review-websites-save-money</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/03/product1.jpg</image:loc><image:title>product1</image:title><image:caption>Online shopping</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/experts-invest-money</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/03/where-experts-invest.jpg</image:loc><image:title>where-experts-invest</image:title><image:caption>where experts invest</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/owning-small-business</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/03/small-biz.jpg</image:loc><image:title>small-biz</image:title><image:caption>Business owner</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/secure-property-auction</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/03/auction.jpg</image:loc><image:title>auction</image:title></image:image></url><url><loc>https://www.moneymag.com.au/invest-100000</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/03/paul-clitheroe-a.jpg</image:loc><image:title>paul-clitheroe-a</image:title><image:caption>ask paul clitheroe saved $100,000 where to invest conrad</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/bank-of-the-year-2014</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/03/BOY14.jpg</image:loc><image:title>BOY14</image:title><image:caption>Bank of the year 2014</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/bank-of-the-year-2013</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/03/BOY13.jpg</image:loc><image:title>BOY13</image:title><image:caption>Bank of the year 2013</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/bank-of-the-year-2012</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/03/BOY12.jpg</image:loc><image:title>BOY12</image:title><image:caption>Bank of the year 2012</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/bank-of-the-year-2011</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/03/BOY11.jpg</image:loc><image:title>BOY11</image:title><image:caption>Bank of the year 2011</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/australias-best-banks-revealed</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/02/BOY10.jpg</image:loc><image:title>BOY10</image:title><image:caption>Bank of the year 2010</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/bank-of-the-year-2009</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/03/BOY09.jpg</image:loc><image:title>BOY09</image:title><image:caption>Bank of the Year 2009</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/bank-of-the-year-2008</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/03/BOY08.jpg</image:loc><image:title>BOY08</image:title><image:caption>Bank of the Year 2008</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/bank-of-the-year-2007</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/02/BOY07.jpg</image:loc><image:title>BOY07</image:title><image:caption>bank of the year 2007</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/bank-of-the-year-2006</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/03/boy06.jpg</image:loc><image:title>boy06</image:title><image:caption>Bank of the year 2006</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/changes-deeming-rules</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2017/02/centrelink-1.jpg</image:loc><image:title>centrelink-1</image:title><image:caption>centrelink deeming rules</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/five-fun-things-canberra</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/03/canberra.jpg</image:loc><image:title>canberra</image:title><image:caption>Parliament house</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/surprise-interest-rate-cut</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/03/172788215.jpg</image:loc><image:title>172788215</image:title><image:caption>interest rate cut</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/2014-money-awards-best-best-categories-winners</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/03/bob15.jpg</image:loc><image:title>bob15</image:title><image:caption>Best of the Best 2015</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/best-of-the-best-issue</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/03/bob14.jpg</image:loc><image:title>bob14</image:title><image:caption>Best of the best 2014</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/best-of-the-best-2012</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/03/BOB12v.jpg</image:loc><image:title>BOB12v</image:title><image:caption>Best of the Best 2012</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/choose-life-insurance</loc><lastmod>2021-07-05T15:29:40+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/03/how-to-choose-a-life-insurance-policy.jpg</image:loc><image:title>how-to-choose-a-life-insurance-policy</image:title><image:caption>how to choose a life insurance policy trauma insurance tpd income protection</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/new-hedged-etfs-take-away-currency-risk</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/03/mm1114_coverstory2.jpg</image:loc><image:title>mm1114_coverstory2</image:title><image:caption>Nest egg</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/deflation-good-bad</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/03/deflation-1.jpg</image:loc><image:title>deflation-1</image:title><image:caption>deflation</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/dividends-changes-imputation-system</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2017/10/rossgreenwood.jpg</image:loc><image:title>rossgreenwood</image:title><image:caption>ross greenwood money minute channel nine 9 today show investors</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/beware-fake-ato-emails</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/03/email-fake.jpg</image:loc><image:title>email-fake</image:title><image:caption>Internet security</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/turboscan</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/03/apps.jpg</image:loc><image:title>apps</image:title><image:caption>Smartphone 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save</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/take-financial-risk-old-age</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/03/retirement-ahead-web.jpg</image:loc><image:title>retirement-ahead-web</image:title><image:caption>Retirement</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/bull-bear-sharemarkets</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/02/bullbear.jpg</image:loc><image:title>bullbear</image:title><image:caption>Bull and 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liability</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/sell-shares-never-bought</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/02/ASX.jpg</image:loc><image:title>ASX</image:title><image:caption>ASX investing beginners</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/first-home-purchase</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/03/goldhouse.jpg</image:loc><image:title>goldhouse</image:title><image:caption>Property</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/banking-back-basics</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/03/nabbank.jpg</image:loc><image:title>nabbank</image:title><image:caption>nab financial products market wrap 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Fund</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/charting-helps-trading-decisions</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/02/charting.jpg</image:loc><image:title>charting</image:title><image:caption>Charting</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/self-managed-super-funds-reality-check</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2015/03/SMSF3_web.jpg</image:loc><image:title>SMSF3_web</image:title><image:caption>Pension</image:caption></image:image></url><url><loc>https://www.moneymag.com.au/the-bottom-line-heres-a-tasty-home-loan-package</loc><lastmod>2020-08-27T11:44:51+10:00</lastmod><image:image><image:loc>https://media.moneymag.com.au/prod/media/library/Money_Mag/2018/05/australiacashmoney-0001.jpg</image:loc><image:title>australiacashmoney-0001</image:title><image:caption>tax 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