Best of the Best 2023: Best Value Personal Loans (Car)

Vehicle finance from a bank or other lender may give you more flexibility to negotiate with a dealer on your new set of wheels.

You can prepay part of the debt or the entire amount before the end of the loan duration.

Generally, you'll also get a lower interest rate if you choose a bank loan over dealership finance.

As for the best rate, it's hard to go past MOVE Bank's Green Car Loan. Kat W. Mohn, marketing manager, says: "We deliver great rates because it's important that we provide great value to our members, and we want to support our members in making sustainable choices."

Get stories like this in our newsletters.