Aware Super - Personal
Whether retirement is 2 or 20 years away, Aware Super has the investment expertise to deliver great retirement outcomes through their long-term returns and advice services. Aware Super promises to never forget whose money it is and whose future they're looking after with 1.1+ million Australians trusting them with their super. The fund has $175 billion under management, which makes them one of Australia's largest super funds.
As 2024 winners of Money magazine's Best MySuper Lifecycle award, Aware's MySuper Lifecycle approach is backed by a team of investment specialists who apply their expertise to grow members' savings into their best retirement, so they can look forward to life after work. Aware Super's MySuper Lifecycle will automatically tailor your investment mix over time to help you retire with more. Lifecycle aims to grow your savings as much as possible when you're young and progressively manage your investments as you get closer to and in retirement.
Aware Super also believes in the power of good help and advice. Whether it's a life moment that changes everything, or preparing for what's next, Aware Super's help and advice offering aims to guide and empower members with a range of services. Their Super Helpful Check-in is a 45-minute meeting with a retirement specialist offered to all members at no extra cost. It's a great starting point to figure out what's next, using their innovative My Retirement PlannerTM. This tool can show you how you can make your savings go the distance and plan for the lifestyle that you want to enjoy.
Product Size:
$10.93 Billion
Fund Size:
$163.93 Billion
Key Features
- Profit-for-member fund operated solely for the benefit of members.
- A MySuper Lifecycle approach that automatically adjusts your investment mix as you get older, to help balance risk and return that's best suited to your age.
- A choice of nine diversified and six single asset class investment options, members can select one investment option or combine investment options to create a strategy that suits their goals.
- Responsible Ownership is part of our investment approach, we integrate environmental, social and governance (ESG) considerations into our investment processes. This helps us better manage risk with the aim of generating strong long-term returns.
- We have a track record of delivering strong long-term returns for our members.
- Competitive fees to help grow your super, which can make a real difference to your super balance over time.
- Flexible insurance options including death, TPD and income protection insurance.
- Learn anytime, anywhere. We offer comprehensive financial education, including in-person seminars, webinars, online videos and online calculators and tools.
- Retirement transition and retirement income products available.
- Expert help and advice when you want it. We offer members personal advice on Aware's superannuation and pension accounts at no extra cost and comprehensive, personal and specialist advice on a fee-for-service basis.
Investment Option Performance
| Investment Performance | Growth Asset Weighting | 1 year | 3 years(pa) | 5 years(pa) | 10 years(pa) |
| High Growth | 88% | 15.62% | 6.02% | 8.56% | 9.03% |
| Balanced | 75% | 13.97% | 5.32% | 7.08% | 7.71% |
| Balanced Socially Conscious | 75% | 15.54% | 6.54% | 7.72% | 7.96% |
| Conservative Balanced | 59% | 11.24% | 4.22% | 5.20% | 6.18% |
| Conservative | 39% | 8.47% | 3.49% | 3.99% | 5.26% |
| Defensive | 25% | 7.17% | 3.06% | 2.85% | 3.98% |
Performance to 30 September 2024. Investment returns are calculated using a hard close method and after allowing for tax on investment income and investment management expenses, but before the deduction of administration fees. Past performance is not an indicator of future performance. For more information on current investment performance visit: www.aware.com.au.
Insurance Options
- Insurance - Death Only
- Insurance - Death and TPD
- Insurance - Income Protection
Financial Planning Available
- Financial Advice - Limited
- Financial Advice - Full Financial Planning
Extra Benefits Available
- Member Services
- Call Centre
- Website
- Mobile Website or App
- Social Media Presence
- Newsletters for Members
- Education Seminars
- Online Account Access
- Online Membership Application
- Investment Flexibility
- Investment Choice
- Multi-Manager Investment Choice(s)
- Age-Based Investment Choice
- Choice of Asset Allocation
- Ethical / SRI Investment Choice(s)
- Online Investment Switching
- Monthly or Quarterly Investment Reports
- Insurance Options
- Insurance - Death Only
- Insurance - Death and TPD
- Insurance - Income Protection
- Financial Advice
- Financial Advice - Limited
- Financial Advice - Full Financial Planning
- Account Flexibility
- Can Join Without Employer
- Spouse Accounts
- Retirement Products
- Transition to Retirement Facility
- EFT / BPAY Contributions
- Contribution Splitting
- Binding Death Benefit Nominations
Fees & Charges
| Fees | |
| Entry fee | Nil |
| Contribution fee | Nil |
| Exit fee | Nil |
| Administration fee | $52 per year plus 0.15% p.a. of account balance, capped at $750 p.a. |
| Buy-sell spread | Nil |
| Switching fee | Nil |
| Advice fee | Nil |
| Fee discounts | Nil |
Service Providers
| Service Providers | |
| Advice provider | Aware Financial Services Australia Limited |
| Asset Consultants | Willis Towers Watson |
| Lawyers | Various firms |
| Custodian | State Street Australia Limited |
| Insurer | TAL Life Limited |
| Administrator | Aware Super |
Contact Details
Member Telephone
1300 650 873
Member Fax
9238 2599
Address
Level 22, 388 George Street, Sydney NSW 2000 Australia
Member Email
[email protected]Website
https://aware.com.auAwards Achieved
Ultra Long-Term Performance
2024
Ultra Long-Term Performance
2023
Best-Value Super Fund for Young People
Best MySuper Lifecycle Product
Best Growth Super Product
Best Super Fund
2022
Best Innovation - Investment Leader
Consider your objectives, financial situation, or needs, which have not been accounted for in this information and read the PDS and TMD at aware.com.au/pds before acting. Aware Super financial planning services are provided by Aware Financial Services Australia Limited, ABN 86 003 742 756, AFSL No. 238430, wholly owned by Aware Super. Issued by Aware Super Pty Ltd ABN 11 118 202 672, AFSL 293340, the trustee of Aware Super ABN 53 226 460 365.
Visit aware.com.au/awards for awards information. Awards are only one factor to be considered when choosing a super fund.
