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Aware Super - Personal

Whether retirement is 2 or 20 years away, Aware Super has the investment expertise to deliver great retirement outcomes through their long-term returns and advice services. Aware Super promises to never forget whose money it is and whose future they're looking after with 1.1+ million Australians trusting them with their super. The fund has $175 billion under management, which makes them one of Australia's largest super funds.

As 2024 winners of Money magazine's Best MySuper Lifecycle award, Aware's MySuper Lifecycle approach is backed by a team of investment specialists who apply their expertise to grow members' savings into their best retirement, so they can look forward to life after work. Aware Super's MySuper Lifecycle will automatically tailor your investment mix over time to help you retire with more. Lifecycle aims to grow your savings as much as possible when you're young and progressively manage your investments as you get closer to and in retirement.

Aware Super also believes in the power of good help and advice. Whether it's a life moment that changes everything, or preparing for what's next, Aware Super's help and advice offering aims to guide and empower members with a range of services. Their Super Helpful Check-in is a 45-minute meeting with a retirement specialist offered to all members at no extra cost. It's a great starting point to figure out what's next, using their innovative My Retirement PlannerTM. This tool can show you how you can make your savings go the distance and plan for the lifestyle that you want to enjoy.

Quality Assessment Status
fund-value

Product Size:

$10.93 Billion

Fund Size:

$163.93 Billion
  • Profit-for-member fund operated solely for the benefit of members.
  • A MySuper Lifecycle approach that automatically adjusts your investment mix as you get older, to help balance risk and return that's best suited to your age.
  • A choice of nine diversified and six single asset class investment options, members can select one investment option or combine investment options to create a strategy that suits their goals.
  • Responsible Ownership is part of our investment approach, we integrate environmental, social and governance (ESG) considerations into our investment processes. This helps us better manage risk with the aim of generating strong long-term returns.
  • We have a track record of delivering strong long-term returns for our members.
  • Competitive fees to help grow your super, which can make a real difference to your super balance over time.
  • Flexible insurance options including death, TPD and income protection insurance.
  • Learn anytime, anywhere. We offer comprehensive financial education, including in-person seminars, webinars, online videos and online calculators and tools.
  • Retirement transition and retirement income products available.
  • Expert help and advice when you want it. We offer members personal advice on Aware's superannuation and pension accounts at no extra cost and comprehensive, personal and specialist advice on a fee-for-service basis.
Investment Performance Growth Asset Weighting 1 year 3 years(pa) 5 years(pa) 10 years(pa)
High Growth 88% 15.62% 6.02% 8.56% 9.03%
Balanced 75% 13.97% 5.32% 7.08% 7.71%
Balanced Socially Conscious 75% 15.54% 6.54% 7.72% 7.96%
Conservative Balanced 59% 11.24% 4.22% 5.20% 6.18%
Conservative 39% 8.47% 3.49% 3.99% 5.26%
Defensive 25% 7.17% 3.06% 2.85% 3.98%

Performance to 30 September 2024. Investment returns are calculated using a hard close method and after allowing for tax on investment income and investment management expenses, but before the deduction of administration fees. Past performance is not an indicator of future performance. For more information on current investment performance visit: www.aware.com.au.

  • Insurance - Death Only
    • Insurance - Death and TPD
      • Insurance - Income Protection
        • Financial Advice - Limited
          • Financial Advice - Full Financial Planning
            • Member Services
              • Call Centre
              • Website
              • Mobile Website or App
              • Social Media Presence
              • Newsletters for Members
              • Education Seminars
              • Online Account Access
              • Online Membership Application
            • Investment Flexibility
              • Investment Choice
              • Multi-Manager Investment Choice(s)
              • Age-Based Investment Choice
              • Choice of Asset Allocation
              • Ethical / SRI Investment Choice(s)
              • Online Investment Switching
              • Monthly or Quarterly Investment Reports
            • Insurance Options
              • Insurance - Death Only
              • Insurance - Death and TPD
              • Insurance - Income Protection
            • Financial Advice
              • Financial Advice - Limited
              • Financial Advice - Full Financial Planning
            • Account Flexibility
              • Can Join Without Employer
              • Spouse Accounts
              • Retirement Products
              • Transition to Retirement Facility
              • EFT / BPAY Contributions
              • Contribution Splitting
              • Binding Death Benefit Nominations
            Fees
            Entry fee Nil
            Contribution fee Nil
            Exit fee Nil
            Administration fee $52 per year plus 0.15% p.a. of account balance, capped at $750 p.a.
            Buy-sell spread Nil
            Switching fee Nil
            Advice fee Nil
            Fee discounts Nil
            Service Providers
            Advice provider Aware Financial Services Australia Limited
            Asset Consultants Willis Towers Watson
            Lawyers Various firms
            Custodian State Street Australia Limited
            Insurer TAL Life Limited
            Administrator Aware Super

            Contact Details

            Member Telephone

            1300 650 873

            Member Fax

            9238 2599

            Address

            Level 22, 388 George Street, Sydney NSW 2000 Australia

            Member Email

            [email protected]

            Website

            https://aware.com.au

            Awards Achieved

            2025

            Ultra Long-Term Performance

            Ultra Long-Term Performance

            Ultra Long-Term Performance

            Ultra Long-Term Performance

            Best-Value Super Fund for Young People

            Best-Value Super Fund for Young People

            Best MySuper Lifecycle Product

            Best MySuper Lifecycle Product

            Best Growth Super Product

            Best Growth Super Product

            Best Super Fund

            Best Super Fund

            Best Innovation - Investment Leader

            Best Innovation - Investment Leader

            Disclaimer

            Consider your objectives, financial situation, or needs, which have not been accounted for in this information and read the PDS and TMD at aware.com.au/pds before acting. Aware Super financial planning services are provided by Aware Financial Services Australia Limited, ABN 86 003 742 756, AFSL No. 238430, wholly owned by Aware Super. Issued by Aware Super Pty Ltd ABN 11 118 202 672, AFSL 293340, the trustee of Aware Super ABN 53 226 460 365.

            Visit aware.com.au/awards for awards information. Awards are only one factor to be considered when choosing a super fund.