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Bank of the Year 2008

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"It's been an action-packed time led by 12 consecutive interest rate rises from the RBA since May 2002, fuelling an infectious 'material disease' called 'mortgage stress'," says Money editor Effie Zahos.

"There's the emergence of a possible trend of big banks swallowing smaller competitive ones."

In this banking climate, Money's Consumer Finance Awards - including Bank of the Year 2008 - couldn't have come at a better time.

"Products and prices are moving quickly, so it's worth checking on how your products compare with this year's winners," says Andrew Spicer, CEO of Cannex, the research house behind the Consumer Finance Awards.

Bank of the Year 2008

The winners of the Bank of the Year 2008 awards are:

Bank of the Year: Commonwealth Bank of Australia

Credit Union of the Year: Community CPS Australia

Building Society of the Year: Newcastle Permanent

Credit Card Issuer of the Year: St George/BankSA

Money Minder of the Year: Bankwest

Personal Lender of the Year: Holiday Coast Credit Union

Home Lender of the Year: ANZ

Non-Bank Lender of the Year: Homestar Finance

Margin Lender of the Year: Colonial Margin Lending

Business Bank of the Year: Westpac

Banking Website of the Year: Commonwealth Bank of Australia

Socially Responsible Bank of the Year: Westpac

Seniors Bank of the Year: ANZ

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