Best of the Best 2019: how do your financial products compare?


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In 2001, the Best of the Best edition made its debut.

Back then I said: "With the vast array of products around, it's very easy to pay far more interest than you really need to, or not earn as much from your investments as you should."

Funnily enough, this still applies today.

effie zaho new book a real girl's guide to money

According to Canstar, just one of the seven research houses we rely on to put these awards together, October saw 220 rate changes from 23 lenders, even though the cash rate has been on hold for 27 consecutive months.

Our now, Best of the Best 2019 is Australia's leading independent guide to the best financial products and services.

How much are you paying for your mortgage? What about your credit card? You'd be mad not to at least have a sneak peek at some of the winners here to compare what you're paying or earning.

On the investment front, our Best ETF Provider believes that more investors will turn to low-fee funds that provide diversification, convenience and transparency.

What I like about Best of the Best, which has been running for 18 years, is the transparency.

The methodology is explained right next to the tables. You may agree or disagree and that's fine.

The whole purpose of this issue is to give you a nudge over the summer holidays to take some time to discover how your products compare with the best.

A big thank you goes to our partners, Canstar, Morningstar, Lonsec, Zenith, SQM Research, SuperRatings and WhistleOut, for their support on this issue.

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Now in its 18th year, Money magazine's annual Best of the Best issue has narrowed down Australia's best financial products and services for 2019.

Effie Zahos is editor-at-large at Canstar and a financial commentator. She is the author of A Real Girl's Guide to Money: From Converse to Louboutins, and a regular money commentator on TV and radio across Australia. In 1999, a background in banking Effie helped kickstart Money, which she edited until 2019. Effie holds a Bachelor's degree in economics.