Money reveals this year's Best-Value Personal Loans (Cars)

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Personal car loans can help you get into that set of wheels sooner, and at a cheaper rate than a credit card or regular personal loan.

Products were ranked by their comparison rate for a $30,000 unsecured loan over five years.

The non-bank category was taken out by Credit Union SA's Education Community online-only special fixed rate personal loan, with its comparison rate of 4.86%pa - the lowest of all three categories.

best of the best 2022 best value personal loan cars

It is also free of both upfront and monthly fees, with added free features such as a redraw facility.

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