Best of the Best 2014

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Now in its 13th year, Money magazine's annual Best of the Best issue has narrowed down Australia's best financial products, services and investments for 2014.

With thousands of products from hundreds of different institutions, Money, with the assistance of our research partners has identified 102 gold winners.

Here's a little taste of Money's Best of the Best categories and winners for 2014:

Best of the best 2014

Cheapest Home Loan Package: Macquarie (Bank); Newcastle Permanent (Non Bank) Money says: If you're in the market for a home loan, chances are you will be sold a packaged home loan. By packaging up your banking with the one institution you will be on the receiving end of a discount off the standard variable home loan rate up to 1% for the life of the loan.

Best Cash Back Provider Yourshare Money says: Make a cash back provider your broker, sit back and wait for the money to appear in your account! YourShare has managed to stay on top, winning this category in each of the six years it has been awarded a stellar performance.

Best Saving Account: UBank (Bank); Newcastle Permanent (Non Bank) Money says: UBank, the online arm of National Australia Bank, was launched in 2008 and it's wasted no time in establishing its flagship USaver account as having plenty of innovative tools to help a customer build savings.

Best Reward Credit Cards: ANZ(Bank); Coles (Non Bank) Money says: The Coles Rewards MasterCard has been revamped, which helped it move from second spot last year to No. 1 among the non banks. You earn two flybuys points per $1 you spend everywhere you use the card for purchases

Best Frequent Flyer Credit Cards: American Express (International); American Express (Domestic) Money says: AMEX yet again dominates the field, proving that if you want to be rewarded with flights Amex cards can be a great way to go.

Best Unlimited Mobile Plan: ALDI mobile Money says: Are you a bit of a socialite? Then a high usage plan is great if you love a chat, and they're particularly good if you don't have a landline at home and rely on your mobile to stay connected.

Cheapest Broadband Bundled Plans: TPG Money says: This year we've introduced a new category that will help those looking to bundle their broadband and home phone.

Lowest Cost Super Fund: ANZ (Default); HOSTPLUS (Balanced) Money says: ANZ Smart Choice Super has won the lowest cost default category. Members can choose their own investment mix from a limited range or use ANZ's life stage investments which dials down the level of risk as you get older.

Cheapest Non Advisory Phone Broker: First Prudential Markets Money says: FP Markets has taken out this award for the fifth year in a row. Its flexible broking service and unique pricing structure makes them a market leader.

Cheapest Home and Contents Insurance: Budget Direct Money says: Some of the standard benefits with the Budget Direct policy include replacement of locks up to $500, uninsured guests' contents cover up to $500 and credit card cover up to $1000.

Cheapest Car Insurance: Budget Direct Money says: It can offer such low premiums because it is smart about who it insures. "Using smarter questions we identify better drivers, which means we can offer cheap prices to good drivers," Budget Direct says.

Best Value Cars: Holden Commodore (Family); Hyundai Santa Fe Active CRDI (SUV) Money says: Holden's distinctly Euro feel VF Commodore tops our large car list while Hyundai's impressive Santa Fe has garnered rave reviews from urban and off road warriors alike.

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