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Cheapest Credit Card award: Best of the Best 2020

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CHEAPEST STANDARD CREDIT CARDS GOLD WINNERS:
G&C MUTUAL (BANK)
BANKWEST (MAJOR BANK)
CREDIT UNION SA (NON-BANK)

Purchase rates that have dipped below 10% deliver even better value

It's been a busy year for low-rate cards.

There are now 14 of them with ongoing purchase interest rates below 10%pa, says InfoChoice's Jason Bryce.

Best of the Best 2020: Cheapest Standard Credit Cards

"The G&C Mutual Low Rate Visa card has no hidden fees to bite you," he says.

It has a low minimum credit limit of $1000, a low annual fee, no overseas ATM withdrawal fee (but the ATM could charge a fee), a cash advance rate of 15.49%pa and up to 50 days interest free.

The Bankwest Breeze Mastercard has a purchase rate of 9.9%pa and a zero-interest balance transfer deal for the first six months, plus up to 55 days interest free.

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