Friends With Money #49: Property investing: Houses vs Apartments

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We know that the property prices have gone on a wild ride over the past two years, but how have apartment prices fared compared to houses?

Terry Ryder, residential property expert at, joins Money's Tom Watson to talk through the numbers. In the episode they also explore:

  • Where are the hot markets for units?
  • Are apartments just for younger Australians?
  • Will there be any price correction?
  • Are units a smart choice for property investors?
  • What are the features investors should look out for?

friends with money podcast houses v units

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Tom Watson is a senior journalist at Money magazine, and one of the hosts of the Friends With Money podcast. He's previously worked as a journalist covering everything from property and consumer banking to financial technology. Tom has a Bachelor of Communication (Journalism) from the University of Technology, Sydney.

Terry Ryder is the creator and owner of Hotspotting, which helps identify emerging property markets. He has three decades of experience as a researcher and commentator.
Steve Polder
June 4, 2022 8.56am

What are your thoughts around property partnerships as a way for average income earners to experience the significant benefits of home ownership and wealth creation through participation in the property market? Whilst I'm being Sydney-centric for the most part, the majority of wage earners cannot qualify or support a traditional P&I mortgage by themselves and generally only start their journey to home ownership when they become part of a "couple". In 2020 a study revealed that the average age of first home buyers in Sydney was around 36 and the number of people reaching retirement with significant mortgage debt had also increased dramatically. For at least 10 years now, I've espoused property partnerships as an essential option for property ownership - share the risk, share the reward and free yourself of the inevitable financial stresses of the future. Your opinions are greatly appreciated.