Interest rates remain low around the globe; New Zealand may be the only relevant country where they have risen. 2015 will almost certainly be different, with rates likely to heading higher in the US, Australia and the United Kingdom. The US has reached ...
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Chances are you've heard of Medicare - it gives many Aussie residents access to free or cheap healthcare. If you live in Australia (excluding Norfolk Island) you are eligible if you hold Australian or New Zealand citizenship or have applied for or been ...
I'm expecting my kids to work this summer during their school and university holidays. Working teaches them much more than just the value of money. When it is their own money, they are much more careful about how they spend it and hopefully save ...
Don't you hate it when you're shopping online and find an item that you love from an overseas website but then you discover that it doesn't ship to Australia? Or you might find it ships to Australia but charges more because you're not a local customer. ...
Lenders mortgage insurance (LMI) isn't cheap even though default rates in Australia are low. According to the latest Fitch Ratings report on residential loan defaults, "mortgage performance is stable" with delinquency rates of 30-plus days sitting at ...
As competition to write new home loans grows, research from financial comparison site RateCity shows lenders are loosening the belt on lending valuation ratios. The Australian Prudential Regulation Authority (APRA) has already raised its concerns. It ...
Recovery or boom? The growth in Sydney house prices has become a national talking point. And now the Reserve Bank of Australia (RBA) has put its oar in the water with the governor, Glenn Stevens, saying that low interest rates aimed at boosting business ...
Self-managed super funds are often under pressure to find assets that will provide them with a steady income in retirement. Part of the solution may lie with listed and unlisted property trusts. These pooled investments give SMSF members access to diversified ...
Death is not something most people want to think about, which is perhaps part of the reason why about 45% of Australians do not have a valid will. If you want to make sure the assets you've worked hard for go to the right people, then having a valid ...
If you're in need of extra cash, you may consider getting a second job to help you make ends meet or pay for luxuries. Not only can a second job help you make more money but you may potentially gain extra skills. You don't want to do that to ...
