Christmas is fast approaching and the Australian dollar recently broke through parity with the US dollar. Not surprisingly many of us are looking to take advantage by buying Christmas gifts online at US websites. Our dollar's well up against the pound ...
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The tax office can sometimes be a bit heavy-handed in its regulation of self-managed super funds (SMSFs), although to date it has preferred a softly softly approach. As part of this policy it is constantly issuing written guidelines - in reality, firm ...
Buying property off-the-plan has its advantages but it's not a licence to print money as some people may think. It's important to go in with your eyes wide open, understanding the pros and cons before making such a big investment. "Buy tomorrow's ...
When the neighbours from hell move next door an otherwise peaceful existence can be turned upside down. Rather than a hit man there are legitimate, and cheaper, solutions. The first step is to simply knock on their door and explain the problem. But ...
Getting a home loan was that little bit harder after the global financial crisis as many lenders tightened the purse strings. Slowly but surely many lenders are relaxing their criteria. Westpac, for example, has upped its maximum loan to valuation ratio ...
No one wants to think about getting divorced but it has become a sad fact of life - between a third and half of all marriages in Australia end in divorce. Divorce can wreak havoc on your life and finances - even if the divorce is amicable - and the ...
I have two online saving accounts and neither is paying me the advertised headline rate. Because I've been a loyal customer over eight years with one of the online accounts, I'm not eligible for their welcome rate of 6.25% or a bonus $20 in interest. ...
Capital-guaranteed and capital-protected investments sound safe and straightforward. After all they carry the words: protected or guaranteed. But before you invest you need to know that they are structured, complex investment products, not bank deposits ...
Virgin Money is taking a second stab at the Aussie banking market, introducing two new credit cards and an online savings account, partnering with Citibank. Virgin Money's first foray into the Australian banking world several years ago was initially ...
Walk in to a convenience store and chances are you'll be greeted by a sign that reads: "$10 minimum spend for EFTPOS". We've all seen these signs but have you ever questioned them? To make matters worse, as well as EFTPOS minimum spend signs ...
