So you're having a tough time - you can't pay your bills or the mortgage is in arrears and you have no savings other than your superannuation. How do you go about getting access to super to help you out of a bind? It might be harder than you ...
Q. I am 46, separated with one dependent child. I have been with the same employer for 25 years and have defined benefits super. I have multiple investment properties with about a 45% loan-to-value ratio (LVR). I have no non-deductible debt. Apart from ...
Are your personal debts spiralling because you have too many credit cards charging high interest rates? And, because the payments are due at different times, if you overlook any of them you may be slugged with penalties. Consolidating the debts could ...
How much are you worth? Are you underinsured? If you suffer an injury or illness that leaves you permanently disabled, how will you or your family cope financially? Will you be able to meet your mortgage payments, children's school fees, outstanding ...
BT's new Go-invest online portfolios are aimed at those who want to invest on the stockmarket but want help to do it and don't have a lot of spare cash. Four distinct portfolios, three built from exchange traded funds (ETFs) and one from Australian ...
This week Money asks Kalkine for a hot stock pick - Bank of Queensland (ASX: BOQ ) The Bank of Queensland's strategies and acquisitions have finally paid off as the group reported an increase of 19% after tax cash earnings of $167 million for the first ...
If you're feeling a little underwhelmed by the high credit card interest rates despite the record low Reserve Bank cash rate, you have every right to be. "The fact is an average credit card holder has paid an extra $281 because of unnecessarily ...
Official cash rates were left on hold last month. The Reserve Bank wasn't so clear this time about its openness to another rate cut but, at the time of going to the printers, some economists were predicting that the next move would be up rather ...
Cash rates in Australia have been reduced from 4.5% five years ago to a current low of 2%. Mortgage rates have more or less been reduced but focus of late has switched to credit cards, where there has not been a corresponding downwards move. This has ...
Thanks to technology, our mobile devices now do so much more than just connect calls. There are about 1.7 billion smartphones in use around the world and last year consumers spent $US325 billion ($438 billion) in mobile transactions. The mobile phone ...
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