Superannuation is such a tax-effective investment vehicle it is easy for the members of a self-managed super fund to overlook the need to manage the fund's ongoing tax situation. Among the tax issues SMSFs should take into account are: How much ...
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I've received a shocking energy bill I'm sure is incorrect. I won't pay it. What happens if I don't? Energy bills have jumped alarmingly and many are suspected to be incorrect. Not paying is not an option. But there are a number of steps you can take. ...
There's a very simple reason why brokers and aggregators have dramatically lifted their share of the mortgage market from 25% 10 years ago to 42%. They know things that home buyers don't! I'm not talking about who's got the cheapest home loan or the ...
There are some instances, such as travel or an emergency, when it is handy to have a credit card as a back-up to a cash card and a debit card. With most credit cards you need an income when you apply and often the income needed is more than most university ...
I found, on a website, what seemed like a spacious and attractive holiday cottage near the beach, booked it online and paid for it, but when I got there it was pokey, dirty, badly maintained and kilometres from a beach. I did not stay there. What can ...
ME Bank has joined the National Breast Cancer Foundation to offer the ME Bank EveryDay Transaction Account with PINK Debit MasterCard. Great timing given October is internationally known as Breast Cancer Month. While there are plenty of banks that allow ...
My family needs to go on an energy diet. We have shed a few kilowatt hours with measures such as ceiling insulation and LED light bulbs, but we need to lose more. We want to save money as our power bills are set to rise 20% this year, but we also want ...
"I don't want to offend, but I have it all, household goods, and so much more. To save you shopping, looking and buying, a gift of currency, I thought you'd like trying." Sensible or just plain rude? Whatever your thoughts on the gift of cash ...
Aussies love their mobile phones - there are nearly 26 million in operation in Australia according to the Australian Communications and Media Authority's (ACMA's) Communications report 2009-10. If you have a mobile you'll need to decide ...
The cost of water is rising as water suppliers upgrade their pipes and governments pay for desalination plants. As the weather becomes hotter - and drier, as has been forecast - you need to cut back on water use. You can reduce your water consumption ...
