There is no surcharge if I pay by cash and no surcharge if I pay by cheque - yet if I pay by credit card I'm whacked a surcharge. I thought collecting payment was part of the business of being in business. While I applaud the Reserve Bank's ...
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What late payments appear on my credit report? Under the new credit reporting laws, credit reports can include repayment history information to show if payments are made on time. If your pay your credit card, personal loan, car loan or mortgage over ...
Inflation and tax hit real returns It's a red alert for savers: with interest rates at historical lows, 95%-plus savings accounts are now losing people money in real terms once tax and inflation are taken into account. To beat inflation and tax ...
If you're struggling to make ends meet or having trouble repaying your debts, it's vital to seek help before things spiral completely out of control. One person who may be able to help is a financial counsellor. Basically they help people having ...
It's too easy for today's teens to get into a cycle of spending and debt. There are so many things vying for their money - mobiles, the latest technology, clothes, going out. By the time they get to university, they can also access credit cards ...
Inflated surcharges charged by airlines, hotels, taxis and other retailers for using a credit card (or debit card) could soon be a thing of the past. The very body that allowed them back in 2003 is having second thoughts. It appears the Reserve Bank ...
My son has applied for a business loan and has asked me to go co-guarantor. What happens if I do? Before you sign any documents that even look like a guarantee, you should think carefully about the implications of it for your finances. The implications ...
What's new If you have a strong view on where sharemarkets are heading or are confident the copper price is about to fall, then a new contract for difference (CFD) platform group called Easy-Forex could be for you. Easy-Forex allows you to use leverage ...
Maria Bekiaris shares five ideas to top up your finances Tax time is around the corner and if you're lucky - and a bit savvy too - you could end up with a decent refund. The average refund tends to hover around the $2000-$2500 mark. Tempting as it might ...
I was late returning a rented DVD and the shop now claims I owe $100. I have now received a letter from a debt collection agency demanding I pay the amount owed immediately plus a $50 collection fee. Can the DVD rental shop do this? The short answer ...
