Ignore your mortgage and you will pay dearly. So much so that the purchase price of your home will look like a bargain compared with how much interest an inappropriate home loan could cost you. Here are five common mistakes that you'll want to avoid. ...
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A boat trip along the Murray River has always been a must-do for Australians, though some of us haven't made it just yet. The long-established Spirit Australia Cruises makes it easy with two craft - a catamaran seating 39 passengers and a monohull carrying ...
BetaShares Capital has launched on the ASX a hedged gold bullion exchange-traded fund which aims to protect investors from fluctuations in the Australian and US dollar exchange rate. "In the last two years to April 2011, the S&P/ASX 200 delivered an ...
Maria Bekiaris shares five ideas to top up your finances Tax time is around the corner and if you're lucky - and a bit savvy too - you could end up with a decent refund. The average refund tends to hover around the $2000-$2500 mark. Tempting as it might ...
101 Ways to Save Money on Your Tax - Legally Australian Tax expert Adrian Raftery has released his latest edition of 101 Ways to Save Money on Your Tax - Legally to help you minimise your tax debt while maximising your return. Raftery is one of the ...
Defence Super, the new super fund from Defence Bank, was set up to meet the demand from its 90,000 members who wanted access to sharemarkets as well as term deposits on its investment choice menu. Defence Super is a low-cost, straightforward fund for ...
Genuine redundancy payments are generally taxed at a different rate from ordinary income. As a rule of thumb, the longer you have been with your employer the less tax you will pay on your redundancy payout. A genuine redundancy occurs where an employee ...
A good place to start when setting up a self-managed super fund (SMSF) is at the beginning. Perhaps legalistic, dry trust deeds make people gloss over this crucial first step. But by paying attention to it, fund members can avoid headaches down the ...
Price competition among administrators of self-managed superannuation funds continues to intensify, with Adelaide-based SuperGuardian launching a new cut-price service. Run by subsidiary Xpress Super, which gives its name to the new service, it is bidding ...
The superannuation proposals recently unveiled by the federal government attracted a great deal of attention, the main focus being on the plan to tax larger account-based pensions. In particular, while the first $100,000 of annual earnings on the investments ...
