When you pay your credit card, the payment will now be applied to the debt with the higher rate first. Sounds like common sense but it took a government to step in and force these reforms. Current common practice across the industry is to accept credit ...
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Even more investors are diving into the market, reports Pam Walkley The talk of a house price bubble has not scared off property investors, who have continued to plough into real estate. In February, the total value of investment finance commitments ...
When it comes to super, many people tend to stay put. But sometimes there is a good reason to move your money to a new fund. Roy Morgan Research says the most common reason for switching is a change of job, followed by concerns about investment performance ...
Thanks to an increase in the upper asset thresholds for the age pension, more Aussies than ever may now be eligible for a part pension from the government. This is particularly relevant to self-funded retirees who have, until now, been borderline candidates ...
What an irony it would be if, having opted for a self-managed fund (SMSF), you found yourself back where you started with indifferent performance and high fees - the very reason you ditched your super fund in the first place. The good news is, that ...
My fellow Gen Yers, this isn't Victorian England, and you needn't move out as soon as you get your first paper round. Sure, the median age, according to the Australian Bureau of Statistics, for a home-leaver is 20.9 for males and 19.8 for females. But ...
Years ago we bought a house with underfloor heating. The first winter we wore T-shirts and went barefoot until our first power bill arrived. We put on ugg-boots, turned down the thermostat and switched the power to off peak. We were smarter with the ...
Members of industry super funds could be over $120 a week better off in retirement because they pay fewer fees and no sales commissions. Members could have an average of $82,026 more in their superannuation when they reach retirement after a 40-year ...
Free wine Want to score a free glass of wine with your next meal? You may be able to if you use your debit EFTPOS card to pay for it. Here's how it works: You have to dine at a participating restaurant (a number of Sydney and Melbourne restaurants are ...
Taking your kids on holiday can be one of life's great pleasures and it doesn't have to break the bank. There are plenty of travel deals and ways to cut holiday costs. I've tried all sorts of strategies. I've swapped homes and rented ...
