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Workplace Default Lifecycle performance figures are net of investment, management, administration fees and the indirect cost ratio. In the case of dollar-based member fees for Workplace Default Lifecycle funds, Rainmaker assumes a $50,000 account balance. Your achieved performance may vary due to additional costs such as insurance; ask your Workplace Default Lifecycle fund for details. Public offer Workplace Default Lifecycle funds are open to all types of members. Past performance is no guarantee of future results.