Aware Super
As one of Australia's largest profit-for-member super funds with over $175 billion under management, Aware Super never forgets whose money it is and whose future they're looking after. Their 1.1+ million members. For them, that means being super helpful in ways members want, and sometimes in ways they don't expect. Their super helpful approach starts with super returns, plus advice and guidance for right now.
When you retire, it doesn't mean your savings should. Backed by a team of investment specialists at Aware Super, you can continue to invest your savings long after your working life has slowed down. You can also chat with an expert at no extra cost in one of their Retire Ready Check-in calls. They'll help you understand how to access your super whilst still working, if you're eligible for government benefits plus support you to set up a tax free retirement income account. Aware Super experts will be there for you, right the way through your retirement journey.
Aware Super helps you make your next move with confidence by sharing members' stories and checklists in their Retirement Guide, plus their My Retirement PlannerTM, which is more than just a calculator.
It'll give your Retirement Confidence ScoreTM based on how close you are to your goals and give you an action plan to get you on track. With super advice and super returns, Aware Super is super helpful.
Product Size:
$19.92 Billion
Fund Size:
$184.63 Billion
Key Features
- Aware Super have a track record of delivering strong long-term returns to help their members achieve their best possible retirement outcomes.
- A wide range of clear and simplified investment options that lets you tailor the level of investment risk. For example, the Conservative Balanced default option (for members who don't make an investment choice), balances the need for strong long-term returns while helping guard against large market falls.
- Aware also offers Socially Conscious options, where limits are placed on investments in particular industries and companies where the trustee considers them to have a highly adverse environmental or social impact.
- Access your accounts anytime, anywhere with Member Online. With easy-to-use online forms, you can quickly update your personal details or beneficiaries.
- Choose your regular pension payment amount and frequency to suit you (subject to Government limits) on Member Online.
- Get exclusive access to the Aware Super app to check your balance, contributions and pension payment dates at a glance.
- Ease into retirement with a Retirement Transition account, providing an income from super while you continue working.
- Access to member-only version of My Retirement PlannerTM that gives you a personalised Retirement Confidence ScoreTM and digital statement of advice.
- Retire Ready Check-in provides expert help and advice when you want it. Members get general and personal advice on Aware's superannuation and pension accounts at no extra cost, and comprehensive, personal advice on a fee-for-service basis.
Investment Option Performance
| Investment Performance | Growth Asset Weighting | 1 year | 3 years(pa) | 5 years(pa) | 10 years(pa) |
| High Growth | 88% | 17.15% | 6.55% | 8.90% | 9.64% |
| Balanced | 75% | 15.49% | 5.82% | 7.47% | 8.31% |
| Conservative Balanced | 59% | 10.62% | 4.95% | 5.73% | 6.82% |
| Conservative Balanced Socially Conscious | 59% | 13.51% | 5.67% | 6.73% | 7.69% |
| Conservative | 39% | 8.53% | 4.02% | 4.38% | 5.75% |
| Defensive | 25% | 7.86% | 3.49% | 3.24% | 4.48% |
Performance to 30 September 2024. Investment returns are calculated using a hard close method and after allowing for tax on investment income and investment management expenses, but before the deduction of administration fees. Past performance is not an indicator of future performance. For more information on current investment performance visit: www.aware.com.au.
Financial Planning Available
- Financial Advice - Limited
- Financial Advice - Full Financial Planning
Extra Benefits Available
- Member Services
- Call Centre
- Website
- Mobile Website or App
- Social Media Presence
- Newsletters for Members
- Education Seminars
- Online Account Access
- Online Membership Application
- Investment Flexibility
- Investment Choice
- Multi-Manager Investment Choice(s)
- Age-Based Investment Choice
- Choice of Asset Allocation
- Ethical / SRI Investment Choice(s)
- Online Investment Switching
- Monthly or Quarterly Investment Reports
- Financial Advice
- Financial Advice - Limited
- Financial Advice - Full Financial Planning
- Account Flexibility
- Can Join Without Employer
- Retirement Products
- Transition to Retirement Facility
- Binding Death Benefit Nominations
Fees & Charges
| Fees | |
| Entry fee | Nil |
| Contribution fee | Nil |
| Exit fee | Nil |
| Administration fee | $52 per year plus 0.23% p.a. of account balance, capped at $1,500 per year. |
| Buy-sell spread | Nil |
| Switching fee | Nil |
| Advice fee | Nil |
| Fee discounts | Nil |
Service Providers
| Service Providers | |
| Advice provider | Aware Financial Services Australia Limited |
| Administrator | Aware Super |
| Asset consultant | Willis Towers Watson |
| Lawyers | Various firms |
| Custodian | State Street Australia Limited |
| Insurer | TAL Life Limited |
Contact Details
Member Telephone
1300 650 873
Member Fax
9238 2599
Address
Level 22, 388 George Street, Sydney NSW 2000 Australia
Member Email
[email protected]Website
https://aware.com.auAwards Achieved
Ultra Long-Term Performance
2024
Best Moderate Pension Product
Ultra Long-Term Performance
2023
Best-Value Super Fund for Young People
Best MySuper Lifecycle Product
Best Super Fund
2022
Best Innovation - Investment Leader
Consider your objectives, financial situation, or needs, which have not been accounted for in this information and read the PDS and TMD at aware.com.au/pds before acting. Aware Super financial planning services are provided by Aware Financial Services Australia Limited, ABN 86 003 742 756, AFSL No. 238430, wholly owned by Aware Super. Issued by Aware Super Pty Ltd ABN 11 118 202 672, AFSL 293340, the trustee of Aware Super ABN 53 226 460 365
Visit aware.com.au/awards for awards information. Awards are only one factor to be considered when choosing a super fund.
