bonds

High-quality bonds are arguably the leading defensive asset for retail investors, lauded for their capital preservation qualities. But what exactly are they and how do you buy them? Bonds are essentially loan contracts issued by either governments or ... More

Thinking of investing but having trouble wrapping your head around the language of different asset classes and how they fit? Here is a simple guide to help you understand what they are and the role they play in an investment portfolio. First the definitions ... More

Diversification is an important way to manage risk and returns by spreading money among different investments. This includes diversifying within asset classes, such as Australian shares, and across asset classes, to include Australian shares, international ... More

If you're financially secure enough to cover your own financial needs, you might be thinking about transferring wealth to your children or grandchildren. Firstly, you need to understand your reasons for transferring wealth, and the problems that ... More

In the vein of keeping things simple, if you had to choose three asset classes for your portfolio we believe it would come down to shares, fixed interest (bonds) and cash. This way the portfolio construction balancing act oscillates between risk-on ... More

Gold is known for being a dependable defensive play to safeguard your wealth when volatility is high and fair-weather assets are under threat. So it's no surprise that the spot price is soaring during this COVID-19 pandemic. But there's more ... More

1. Risk profile or risk tolerance Your risk profile, which financial advisers often talk about, or your risk tolerance is your ability to withstand losses in your portfolio. Some people compare it to your ability to sleep at night - if your portfolio ... More

Bulls, bears and dead cats. The stock market has a language all its own, and with much of Australia focused on the economy - and particularly the markets - here is a quick glossary to help you understand. 1. All Ords Australia's most cited market ... More

Finance news is a daily feature in many living rooms, alongside the sport and weather. For the more financially literate, it's a handy overview of market movements and economic developments. For others, it's complete gobbledygook best dealt ... More

As recently as 2011 you could collect an annual return of more than 6% on term deposits. Since then there has been consistent decline in rates to just over 2%, where they sit now. And much of the commentary on interest rates indicates it will be some ... More