bonds

When planning for kids, it can be easy to focus on the baby stage - preparing for long nights and endless nappies. But where will you send your kid to school - public or private? Educating your kids in the private system is a long-term investment in ... More

The past fortnight has seen a financial wind shift. Bond yields are on the way up, as are inflation expectations, but experts insist the long-term outlook for investors remains steadier than these developments might portend. Last week, the bond market ... More

Bond investment scams are on the rise, warns the Australian Securities and Investment Commission (ASIC). Scammers call up unsuspecting investors offering high-yield bonds. ASIC has been aware of two outfits running the scams here in Australia and two ... More

High-quality bonds are arguably the leading defensive asset for retail investors, lauded for their capital preservation qualities. But what exactly are they and how do you buy them? Bonds are essentially loan contracts issued by either governments or ... More

Thinking of investing but having trouble wrapping your head around the language of different asset classes and how they fit? Here is a simple guide to help you understand what they are and the role they play in an investment portfolio. First the definitions ... More

Diversification is an important way to manage risk and returns by spreading money among different investments. This includes diversifying within asset classes, such as Australian shares, and across asset classes, to include Australian shares, international ... More

If you're financially secure enough to cover your own financial needs, you might be thinking about transferring wealth to your children or grandchildren. Firstly, you need to understand your reasons for transferring wealth, and the problems that ... More

In the vein of keeping things simple, if you had to choose three asset classes for your portfolio we believe it would come down to shares, fixed interest (bonds) and cash. This way the portfolio construction balancing act oscillates between risk-on ... More

Gold is known for being a dependable defensive play to safeguard your wealth when volatility is high and fair-weather assets are under threat. So it's no surprise that the spot price is soaring during this COVID-19 pandemic. But there's more ... More

1. Risk profile or risk tolerance Your risk profile, which financial advisers often talk about, or your risk tolerance is your ability to withstand losses in your portfolio. Some people compare it to your ability to sleep at night - if your portfolio ... More