credit cards

For the first time ever, Australia's household-debt-to-income has exceeded 190% after roughly tripling since the late 1980s. This means the average Australian household is holding debt that's almost double their disposable income. The fact is ... More

Q. I am a 56-year-old engineer who has a $400,000 mortgage via an interest-only loan and $70,000 in credit card debt. My 49-year-old wife works part-time on $20,000pa and we have two children, six and eight. My credit card debt accumulated via repeated ... More

Last week's CBA outage left many of you high and dry, unable to do things we take for granted such as buy food, pay bills, or top up a travel card. The reality, however, is that these things do happen. But with a bit of planning, you can avoid the ... More

From complimentary flights to acquiring platinum hotel loyalty memberships, here are the redemptions and credit card benefits rated by real point hackers. Point Hacks surveyed 1686 frequent flyers to find the credit card rewards they use and value most. ... More

About half of Australia's adult population prefer to make digital payments and use smartphones to manage their banking needs unless they're at the pub. Suncorp, Money magazine's Bank of the Year for 2019 , cites RFI Group research which ... More

Australians love to travel but when it comes to using money, they are often ripped off. Australians paid $2.14 billion in fees for accessing money overseas in 2018. This was for overseas card transaction fees, card ownership fees, overseas ATM withdrawal ... More

When it comes to credit cards, it's easy to believe a rewards card will give you something back. But over a third of rewards card holders say it is the opposite - instead of rewards, their card costs them money to maintain. Thirty-seven per cent of ... More

Imagine being able to apply for a home loan, and get it approved, in under 14 minutes. Or have an app that prompts you to look at everyday behaviours that may be costing you money; or receive a smiley emoji when you reach your saving goals; or get a ... More

When you make the monumental decision to have a baby, you want your pregnancy to go ahead as planned. But one in six Australian couples has fertility issues, according to the Fertility Society of Australia (FSA), which points out that infertility is ... More

Do you want to make money simple again? Have you ever wondered whether there's a simple way to manage your money, that optimises and minimises the amount of interest you pay to the bank while trapping more surplus and giving you peace of mind... all ... More