credit cards

Only half of us would be able to dip into personal savings if we found ourselves swimming in credit card debt, research by Finder shows. The survey of 825 credit card holders found that, when confronted by credit card debt, 18% of people would turn ... More

You've heard of Couch to 5k in eight weeks. Well how about getting fit financially in eight weeks? If you're tired of being financially stressed, financially fatigued or wishing you had a road map to help you plan how to sort yourself out, I've ... More

Responsible lending obligations (RLOs) are set to be watered down in hopes of boosting the flow of credit circulating through Australia's banking sector, but consumer groups say the move will make loans more expensive and harder to get. In short ... More

The scrapping of the responsible lending obligation will make it easier to get credit cards and home loans. It also puts a bigger burden on borrowers to make the right decision. Last week, Treasurer Josh Frydenberg announced upcoming changes to lending ... More

The banks are taking off the gloves in their fight for market share with the buy now, pay later (BNPL) providers, with National Australia Bank (NAB) and Commonwealth Bank (CBA) both rolling out no interest credit cards. On Thursday, NAB launched the ... More

We recently received an email from a Money reader, Kay. Kay had put down $11,586 for a trip. Then the borders shut in response to the spread of coronavirus, shrinking the prospect of travel to zero. She asked the company for a refund, which it agreed ... More

A credit card with low interest rates, plus flexible features, can help keep debt under control In a category that saw three major institutions collect the top honours in 2019, there's been a huge swing to customer-owned banks in 2020. In challenging ... More

Next to our family and friends, another relationship that has the power to shape our future is the one we have with our banks, lending institutions and insurers. From our savings accounts to our credit cards, business loans and home loans, our day-to-day ... More

The COVID-19 pandemic has made Australians nervous about their finances. Just as conspiracy theories about COVID-19 are doing the rounds on the internet, there are plenty of myths about how the pandemic might hurt your credit score. Buy now pay later ... More

Financial abuse can be a standalone form of abuse, but it's also prevalent in about 90% of domestic violence situations. The truth is that not only is financial abuse common, it can be hard to spot because it occurs in many different forms. Self-isolation ... More