retirement

Budgeting is hard at any stage of life, not least retirement. The good news is that by retirement, the investing side of the equation has - hopefully - been largely taken care of. The main job now is to understand how much you can responsibly take out ... More

In the investment world, performance and risk generally move in the same direction. Investors can boost performance by taking on more risk, but rarely can more performance be had without also upping the risk profile. Understanding this relationship ... More

Young Australians are going grey with stress over their retirement savings, decades before they'll need to rely on them. A survey by Franklin Templeton found that more than 70% of Gen Y (age 21-38) and Gen X (age 39-54) respondents suffer stress ... More

Q. We're hoping to retire in our early 50s - my wife is 46 and I'm 47. We both work full time with a combined income of $200,000 before tax, and hope to save at least $30,000 each year. We still have a few more years of private school fees to ... More

Elaine O'Shannessy, a retired primary school and TAFE teacher, now lives in northeastern Victoria, where she runs a bed and breakfast with her husband and enjoys tending to her extensive garden. We spoke to Elaine about how using RateSetter helped ... More

Money magazine's SuperBooster project is underway and Aussies are getting on board to check, consolidate and contribute in order to set themselves up for a more comfortable retirement. But if you still need a little nudge, here are five stories ... More

Older Australians are hanging up their boots later in life, forced to remain in the workforce well into their 70s. The participation rate for people aged 65-74 has doubled since the turn of the century, with a spike over the past two years, Deloitte ... More

If you are feeling wealthier when you look at your rising superannuation balance, watch out you don't increase your spending and take on more debt. A new report believes there is a correlation between pre-retirees feeling more financially secure ... More

Q. Hi Paul, I'm 48 and I have $100,000 in superannuation. I don't own a house; I have no assets and am wondering if it is too late to have a comfortable retirement? I work full time, and other than adding to my super what else can I do? - Bernie ... More

The fallout from the royal commission shows no signs of abating for AMP, which was today awarded a CHOICE Shonky Award for the large number of idle super accounts and delayed life insurance claims. More than one million - or 55% - of AMP's 1.9 million ... More