retirement

We have all heard the saying that if you fail to plan, you plan to fail but how many truly understand the meaning of this statement. Because in my opinion, the importance of planning is understanding the impact of what you are focusing your attention ... More

The policy, research and advocacy body for Australian superannuation, ASFA, calculates two important retirement income statistics each year: the amount needed for a modest retirement and the amount for a comfortable retirement. ASFA's definition of ... More

In about six years my husband will turn 60. He will likely retire from his current role. We are hoping to then buy a caravan and travel around Australia for a year. I have estimated we will need about $100,000, which equates to saving about $650 per ... More

It's been a big year for changes to superannuation, with a raft of updates kicking in from July 1, more announced in the late Federal Budget, and further developments to come into effect this December. Here's a recap of what they mean for you ... More

One of the more positive superannuation rule changes introduced in recent years allows older Australians to make a non-concessional downsizer contribution of up to $300,00 each, or $600,000 as a couple, from the proceeds of selling the family home. ... More

For many years, financial advice has been closely linked with product selection and its various tangible benefits, such as better investment returns, retiring early, and with greater net worth. Following this year's five disasters of the Australian ... More

I own my house, which is worth $850,000, with no mortgage. I would like to buy an apartment around $450,000 and give each of my two children $150,000 for a deposit on a house. My son would like to use that deposit to purchase my house. How do I go about ... More

I'm a self-funded retiree always on the lookout for ways in which to invest my assets. I currently operate an SMSF with assets mainly spread across Australian equities but also in some managed funds. I also have money in a "balanced" option industry ... More

Government support schemes in response to the COVID-19 pandemic have helped working-age Australians, but have done precious little to ease the pain of self-funded retirees. Many self-funded retirees depend on fixed income assets that have been knee-capped ... More

The coronavirus pandemic has put Australians' retirement plans on ice, research from Colonial First State shows. The survey found that almost half of us are scared or lack confidence in our ability to retire, with a quarter of those aged 35-65 planning ... More