retirement

Your spending habits in the first five years of retirement will be crucial when it comes to protecting that all important nest egg, new research shows. National Seniors Australia, in partnership with Challenger, found more than half of Australian retirees ... More

Risk aversion before retirement could be hurting Aussies' quality of life during retirement. Seventy-five per cent of current and prospective retirees are taking a more conservative approach to retirement amid fears of an economic downturn, a new ... More

Australians are living longer, but whether our retirement income system is coping is a question the federal government wants answered (and consumers need answered) before June 2020. The government wants an answer because the Productivity Commission ... More

Superannuation is a bit like cholesterol - and not just because both have long names. By the time you need to know about it, you wish you'd known more, earlier. It's not hard to put super on the backburner. Most of us are too busy in the present ... More

Identifying bad superannuation funds will be easier from December with a new colour coded heat map from the superannuation fund regulator, APRA. There are currently around 100 MySuper funds but it can be complex to tell the good value, strongly performing ... More

Aussies are flying solo when it comes to their retirement finances, new research by the investment manager Franklin Templeton shows. While almost half of Australian retirees believe financial advisers are important, only 24% of them actually have one. ... More

Budgeting is hard at any stage of life, not least retirement. The good news is that by retirement, the investing side of the equation has - hopefully - been largely taken care of. The main job now is to understand how much you can responsibly take out ... More

In the investment world, performance and risk generally move in the same direction. Investors can boost performance by taking on more risk, but rarely can more performance be had without also upping the risk profile. Understanding this relationship ... More

Young Australians are going grey with stress over their retirement savings, decades before they'll need to rely on them. A survey by Franklin Templeton found that more than 70% of Gen Y (age 21-38) and Gen X (age 39-54) respondents suffer stress ... More

Q. We're hoping to retire in our early 50s - my wife is 46 and I'm 47. We both work full time with a combined income of $200,000 before tax, and hope to save at least $30,000 each year. We still have a few more years of private school fees to ... More