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Budgets Don't Work (But This Does)
By Melissa Browne
Allen & Unwin, $29.99

In this breakthrough, personalised approach to financial success, Melissa Browne helps you discover the habits, triggers and tricks that are right for you.

When it comes to saving and spending money, we're not all the same. Yet for too long, the financial advice world has treated us as if we are.

In other areas of life, such as food and exercise, we embrace a multi-faceted, often highly personalised approach. Why should it be any different when it comes to finances?

In Budgets Don't Work (But This Does), Melissa Browne equips you with practical, down-to-earth advice-helping you understand the factors shaping your relationship with money.

Melissa shares the tools you need to make a financial breakthrough, assisting you to discover your 'Financial Phenotype': the unique combination comprising your Money Story (your history with money), your Money Environment (your current financial influences) and your Money Type (how your personality approaches money).

Once you realise that the one-size-fits-all approach to finances you've been trying to adopt doesn't work for most people, it can be liberating. Finally, there's a rational explanation for why you've struggled with money-why you're perpetually sabotaging, why you're constantly at loggerheads with your partner or why you just can't seem to be consistent.