What is debt recycling? On Friends With Money, Ryan Johnson and broker Joseph Daoud explain how loan splits fund investing, who it suits, and the risks.
![]() | Joseph Daoud is a mortgage broker and the founder of Its Simple Finance. He holds a Bachelor of Arts and Economics with a major in Mathematics, along with a Diploma of Finance and Mortgage Broking Management. Joseph is an MFAA Endorsed Mentor and has won the MFAA Customer Service Excellence Award (National Winner 2025 and NSW/ACT Winner 2025) and an AMA Brokerage of the Year Awardee (1-5 staff) at the Australian Mortgage Awards. Connect with Joseph Daoud on LinkedIn.
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