Lenders responded to the recent spike in COVID-19 cases by offering some customers a further four-month payment pause. But does this impact your credit score long term?
Mike Laing
 | Mike Laing is chief executive of the Australian Retail Credit Association, which founded creditsmart.org.au to help consumers understand how credit reporting operates in Australia. He has served as a director and chair of various financial services and payment companies and has led businesses in Australia, New Zealand, the United Kingdom, and Ireland. Mike holds a Master of Commerce (Hons I), is a graduate member of the Australian Institute of Company Directors, and a member of the Chartered Institute of Arbitrators. |
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Having your identity stolen is more than just sorting out suspicious credit card charges. It could harm your chances of getting a car loan or buying a home.
So it's on sale but you have to rack up debt to buy it? It's not a bargain. Here's how to survive the spending season without waking up to a debt hangover in the new year.
New regulations designed to help stop Australians from getting stuck with problematic credit card debt kicked in on January 1. Find out how they affect you.
"Open banking" and "comprehensive credit reporting" are two buzzwords doing the rounds but what is the difference between the two and how will they affect the average consumer?
Australia's credit reporting system is changing. Here's what you need to know about comprehensive credit reporting.
