What to do if your boss isn't paying your super

It's estimated that around 650,000 Australians are missing out on all or some of their superannuation payments to the tune of around $2.5 billion annually.

This can have a dramatic impact on the amount of savings they are able to accumulate for their retirement.

The best way to check if your super is being paid correctly is to contact your fund and find out the timing and amount of your last payment. If it doesn't seem right, then talk to your employer and try to resolve it with them.

If this doesn't work, then notify the Australian Tax Office (ATO) who will be able to chase it up on your behalf.

Remember if you are over 18 and earn over $450 a month from your employer, by law they are required to pay 9.5% of your salary into your superannuation account.

If you are under 18, you must work at least 30 hours to reach this threshold.

Even if you are an independent contractor, your employer may still be required to pay you superannuation as part of your contractual arrangements.

If you are unsure whether or not you should be getting paid super, check the ATO website, which has information to help you figure it out.

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