employment

Living paycheck to paycheck can be painful, forcing you to take out a payday loan charging high fees. Several new instant pay apps offer a way out of this bind, allowing you to withdraw your earned wages on demand. But are these apps too good to be ... More

First home buyers The $500 million First Home Loan Deposit Scheme is set to come into effect January 1, supporting up to 10,000 loans on a first in, best dressed basis. The scheme, which will guarantee loans for up to 15% of the purchase price, will ... More

Whether you need to top up your household budget or you're saving for a big holiday, a part-time or casual job could be the answer. And for budding entrepreneurs it can be the pathway to an exciting new career or business. Here we explain how to ... More

I am 43 and have just started my dream job with a major newspaper. My problem is that I'm earning $10,000 more than I did in my last job, yet I still manage to spend every cent. I never pay a bill late, and put a bit extra into my mortgage, but ... More

Q. I am a 56-year-old engineer who has a $400,000 mortgage via an interest-only loan and $70,000 in credit card debt. My 49-year-old wife works part-time on $20,000pa and we have two children, six and eight. My credit card debt accumulated via repeated ... More

Money magazine's SuperBooster project is underway and Aussies are getting on board to check, consolidate and contribute in order to set themselves up for a more comfortable retirement. But if you still need a little nudge, here are five stories ... More

Older Australians are hanging up their boots later in life, forced to remain in the workforce well into their 70s. The participation rate for people aged 65-74 has doubled since the turn of the century, with a spike over the past two years, Deloitte ... More

Aussie workers are running on fumes in the lead up to payday and spending like kings the day after, according to new research from Xero. So important is payday that 58% mark it as a celebration, while one-third believes they've earned the right ... More

Is it worth thinking about? Don't rule it out. The tax office has warned it will be a key area it's focusing on as we lodge this year's returns. While many people can legitimately claim costs associated with using their car for work purposes, the ATO ... More

Living off a low super account balance in retirement can be a daunting prospect. It's one that baby boomers dread, having entered the workforce long before compulsory super was introduced. Many are far short of the $640,000 a couple are estimated ... More