Lack of cash flow is a major concern for small business owners but lenders are more likely to lend to a business with good collateral.
Investing
A 12% return on buying a 40-foot shipping container and leasing it out sounds like a great return for very little work, but there are serious risks.
Investing in a vintage Aston Martin and roaring down the Great Ocean Road made perfect sense when sharemarkets were on fire and crashing everywhere, but now the government has introduced tough new rules on SMSF investments.
If your boss isn't paying your super, talk to your employer and try to resolve it with them. If this doesn't work, it's time to contact the ATO.
Aussies are missing out on super payments to the tune of around $2.5 billion annually. Here's how to find out if your boss is paying your super.
Global funds don't benefit from franking credits, so for an Australian investor this is a low equity yield before tax.
A SMSF will pay less tax on any earnings it makes from investing the money it might borrow.
Fees for super funds are falling, investment options are expanding and instant online information is improving. So what does this mean for investors?
It's vital to take care of the paperwork to close your SMSF, advises Peter Freeman.
New SMSF rules put a damper on collectables including jewellery, art, alcohol and vehicles.
