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Cheapest Car Insurance award: Best of the Best 2019

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GOLD WINNER: BUDGET DIRECT

Insurance is a must-have, especially if your vehicle is under finance or if you just want to sleep at night knowing your car is protected.

There's a lot to love about Budget Direct's cover. First up, you can tailor cover and save by restricting the policy to drivers of a certain age including 21+, 25+, 30+, 40+ and 50+.

If your new car is written off within two years or 40,000km of the original registration (whichever comes first), Budget Direct will replace it with a new vehicle. And if your car is involved in an accident and can't be safely driven, Budget Direct will pay the reasonable cost of towing your car.

cheapest car insurance best of the best awards

More good news is that claims can be lodged over the phone or online at any time of the day or night, 365 days a year - a real plus when you just want to get a damaged car sorted.

In second place is Bingle which is part of Suncorp and operates online. It won this category last year.

Bingle rewards drivers with a good claims history, saying it offers a saving of 24% on your car insurance if you haven't caused a prang in the past three years.

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