ANZ and NAB offer savings accounts you can bank on

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You don't often hear about banks just giving away money, but both ANZ and NAB have programs that do just that.

ANZ's Saver Plus helps people save for education costs.

To be eligible you must be over 18, have a healthcare or pensioner concession card, have some regular income from work and be a parent or guardian of a child at school or be doing a vocational training course yourself.

Ross McEwan will take over as NAB CEO no later than April 2020, but it's difficult to see how he can change the bank's profitability problems.

If you are accepted you will set a 10-month savings goal and have to attend 10 hours of financial education workshops in that time.

At the end of the 10 months, ANZ will match your savings dollar for dollar up to $500.

NAB's AddsUP Savings Plan is also a matched savings program.

You need to save between $300 and $500 in six months to a year, at which point NAB will match your deposits dollar for dollar up to a maximum of $500.

To be eligible to apply you must have successfully completed a NILS (No Interest Loan Scheme) or a StepUp Loan and have a current Centrelink card, pension card or be a recipient of the Family Tax Benefit, both Part A and Part B.

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Maria Bekiaris is editorial campaigns manager for Canstar and former deputy editor of Money. She holds a Bachelor's degree in business.