Friends With Money #45: Credit score: what's it good for?

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Have trouble telling the difference between a credit score and a credit report?

In this week's episode of the Friends with Money podcast Money's Tom Watson is joined by credit reporting expert Geri Cremin to bust some myths about the world of credit. In today's episode they get into:

  • Why are credit reports and scores important?
  • What does a good credit score look like?
  • Who monitors your credit history?
  • How do you check your own score and is it free?
  • How can you improve your credit health and keep your score health

friends with money podcast credit scores

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Tom Watson is a senior journalist at Money magazine, and one of the hosts of the Friends With Money podcast. He's previously worked as a journalist covering everything from property and consumer banking to financial technology. Tom has a Bachelor of Communication (Journalism) from the University of Technology, Sydney.

Geri Cremin is a credit reporting expert and spokesperson at consumer education website, The CreditSmart website is owned by the Australian Retail Credit Association, the peak body for organisations involved in the disclosure, exchange and application of credit reporting data in Australia. She has a Bachelor's of Law from QUT and a graduate diploma of legal practice from ANU.