credit score

Dear Paul, I fractured my skull in the Royal Australian Navy 30 years ago and have developed epilepsy. I went into a massive depression and PTSD and turned to drugs and gambling as a pain reliever. Thanks to the staff at National Centre for Veteran's ... More

New credit reporting rules that come into effect from July 2022 will change what is shown on your credit report, especially when it comes to hardship repayments. Here's what those changes are and what they mean for you. Parliament recently approved ... More

Getting a new car fresh from the dealership is exciting, and paying for it with dealer finance can be an easy and cheap way to go. But sorting out your finance before stepping foot in the dealership leaves you in an even better position. Dealers can ... More

Only half of us would be able to dip into personal savings if we found ourselves swimming in credit card debt, research by Finder shows. The survey of 825 credit card holders found that, when confronted by credit card debt, 18% of people would turn ... More

Finance is no stranger to scams, counterfeits, lies and criminality. As long as there's been money, there's been inventive ways to steal it - often with insiders as the main culprits. The scams are usually variations on similar methods, like ... More

Lenders responded to the recent spike in COVID-19 cases by offering some customers a further four-month payment pause. But does this impact your credit score long term? Although an extension of up to four months may be available, it won't be automatic. ... More

The COVID-19 pandemic has made Australians nervous about their finances. Just as conspiracy theories about COVID-19 are doing the rounds on the internet, there are plenty of myths about how the pandemic might hurt your credit score. Buy now pay later ... More

The financial impact of COVID-19 has been extensive. Widespread business closures have left millions of Aussies out of work, with many of those still employed facing reduced hours or pay cuts. Most banks and lenders have announced financial hardship ... More

There are many things to worry about during the coronavirus crisis, but your credit score isn't one of them. "The credit score should be the least of their worries right now," says Mike Laing from the Australian Retail Credit Association. "Credit ... More

Identity theft is an increasingly growing problem in Australia. The annual cost is estimated to be around $2.2 billion including government agencies and individuals. A recent report from identity theft and cyber support business IDCare found that consumers ... More