credit score

Only half of us would be able to dip into personal savings if we found ourselves swimming in credit card debt, research by Finder shows. The survey of 825 credit card holders found that, when confronted by credit card debt, 18% of people would turn ... More

Finance is no stranger to scams, counterfeits, lies and criminality. As long as there's been money, there's been inventive ways to steal it - often with insiders as the main culprits. The scams are usually variations on similar methods, like ... More

Lenders responded to the recent spike in COVID-19 cases by offering some customers a further four-month payment pause. But does this impact your credit score long term? Although an extension of up to four months may be available, it won't be automatic. ... More

The COVID-19 pandemic has made Australians nervous about their finances. Just as conspiracy theories about COVID-19 are doing the rounds on the internet, there are plenty of myths about how the pandemic might hurt your credit score. Buy now pay later ... More

The financial impact of COVID-19 has been extensive. Widespread business closures have left millions of Aussies out of work, with many of those still employed facing reduced hours or pay cuts. Most banks and lenders have announced financial hardship ... More

There are many things to worry about during the coronavirus crisis, but your credit score isn't one of them. "The credit score should be the least of their worries right now," says Mike Laing from the Australian Retail Credit Association. "Credit ... More

Identity theft is an increasingly growing problem in Australia. The annual cost is estimated to be around $2.2 billion including government agencies and individuals. A recent report from identity theft and cyber support business IDCare found that consumers ... More

I bought my first home from my super last year and the tenant has been in the house for eight years. I am claiming back on getting small projects done to the property, such as painting the external wall, etc. I have ample funds to pay for the house ... More

Identity theft is becoming all too familiar in Australia. Stories of maxed-out credit cards, account takeovers and stolen licence details are increasingly common, yet rarely do we think "this could happen to me". Until it does. Recent Scamwatch figures ... More

Comprehensive credit reporting (CCR) is a boon for consumers, and the banks are leading the way. CCR has been drip-fed to Australian consumers over the last five years. It was first introduced on a voluntary basis in 2014. A CCR bill was introduced ... More