Paul Clitheroe

Paul Clitheroe AM is a respected financial adviser and Money's founder and editorial adviser. He is chair of the Australian Government Financial Literacy Board, and author of several personal finance books. Click here to email Paul your money question. Unfortunately Paul cannot respond to questions posted in the comments section.

210 results by Paul Clitheroe:

PROPERTY

Ask Paul: How can I pay less capital gains tax on my property?

Nicole owns a rental property that she has also lived in at times. "How do I prove I lived in the property from 20 years ago to reduce my capital gains tax?" More

By Paul Clitheroe - July 29, 2020

INVESTING

Ask Paul: Term deposit interest is insulting but what's the alternative?

Peter's wife has about $100,000 in term deposits but her capital is being eroded and the returns are absurdly small. Is there a safe alternative? More

By Paul Clitheroe - July 22, 2020

PROPERTY

Ask Paul: I owe $800k on three properties during a pandemic

With three investment properties and $832,000 in debt, Rohan feels quite exposed during COVID-19. Paul's advice? Stop buying property! More

By Paul Clitheroe - July 15, 2020

MY MONEY

Ask Paul: I'm inheriting $210k - will I lose my disability pension?

With no savings and just $20,000 in super, a $210,000 inheritance will change Margaret's life. But is her disability support pension at risk? More

By Paul Clitheroe - July 8, 2020

PROPERTY

Ask Paul: Is there any truth to this COVID-19 property rumour?

Debra has heard that anyone who gets mortgage relief from their bank during COVID-19 will be rejected if they need help down the track. More

By Paul Clitheroe - July 1, 2020

PROPERTY

Ask Paul: Interest rates are at an all-time low but we're stuck in a fixed rate

Interest rates have fallen to 2.27% on a three-year fixed term but Victor is stuck paying 4.45% and the bank won't budge. Should he stop making extra payments? More

By Paul Clitheroe - June 23, 2020

Ask Paul: I want to buy bank shares - is this the way to go?

Scott is new to investing and wants to know if he should buy shares in one bank or several banks. But is he asking the wrong question? More

By Paul Clitheroe - June 17, 2020

PROPERTY

Ask Paul: Should I pay a lump sum off my home or investment property?

Michael has $10,000 to pay off either his home or his investment property. He's heard it's best to pay off non-deductible debt first, but is that true in this case? More

By Paul Clitheroe - June 10, 2020

INVESTING

Ask Paul: I'm 30, am I still on track to retire early despite COVID-19?

Robert is 30 and already planning his retirement. But is there more he should be doing to reach his goal of retiring by 60? More

By Paul Clitheroe - June 3, 2020

INVESTING

Ask Paul: Should I buy shares now or keep saving for property?

Lily has saved up $50,000 at 26. Should she buy shares or ETFs now or keep saving to invest in property in a year or two? More

By Paul Clitheroe - May 27, 2020

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Author Archive

Ask Paul: How can I pay less capital gains tax on my property?

Ask Paul: Term deposit interest is insulting but what's the alternative?

Ask Paul: I owe $800k on three properties during a pandemic

Ask Paul: I'm inheriting $210k - will I lose my disability pension?

Ask Paul: Is there any truth to this COVID-19 property rumour?

Ask Paul: Interest rates are at an all-time low but we're stuck in a fixed rate

Ask Paul: I want to buy bank shares - is this the way to go?

Ask Paul: Should I pay a lump sum off my home or investment property?

Ask Paul: I'm 30, am I still on track to retire early despite COVID-19?

Ask Paul: Should I buy shares now or keep saving for property?

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