Paul Clitheroe

Paul Clitheroe AM is a respected financial adviser and Money's founder and editorial adviser. He is chair of the Australian Government Financial Literacy Board, and author of several personal finance books. Click here to email Paul your money question. Unfortunately Paul cannot respond to questions posted in the comments section.

201 results by Paul Clitheroe:

INVESTING

Ask Paul: Should I buy shares now or keep saving for property?

Lily has saved up $50,000 at 26. Should she buy shares or ETFs now or keep saving to invest in property in a year or two? More

By Paul Clitheroe - May 27, 2020

PROPERTY

Ask Paul: Our son lived in his house then rented it out, does he owe CGT?

Maryke's son bought a house in Australia and lived in it for 12 years before renting it out while he worked overseas as a missionary. Is he exempt from capital gains tax? More

By Paul Clitheroe - May 20, 2020

PROPERTY

Ask Paul: My lender won't give me a better rate - should I switch?

Rachel asked her bank for a better interest rate on her mortgage only to be fobbed off. Is she better off changing lenders? More

By Paul Clitheroe - May 13, 2020

PROPERTY

Ask Paul: I'm a nurse - is a pandemic a bad time to buy a house?

Should a Sydney nurse and her husband buy a family home during the coronavirus crisis, or are they better off renting and keeping their money in the bank? More

By Paul Clitheroe - May 6, 2020

Ask Paul: I'm 19, is it the wrong time for me to buy more shares?

Lewis wants to invest $20,000 in shares but is it too risky with the coronavirus wreaking havoc on the stock market? More

By Paul Clitheroe - April 29, 2020

PROPERTY

Ask Paul: Should we invest instead of renovating our home?

"I can't work out how a renovation will do anything other than destroy my plans for a buoyant financial future," says Jackson, who is torn between a reno and investing. More

By Paul Clitheroe - April 22, 2020

INVESTING

Ask Paul: I earn $57k a year - can I afford to retire in two years?

At 60, Robyn is torn between needing a good return on the money in her super fund and wanting to play it safe so she can sleep at night. More

By Paul Clitheroe - April 15, 2020

MY MONEY

Ask Paul: We owe more than $1.5 million and can't pay the bills

Elizabeth and her husband are trapped in a vicious cycle of debt, owing $900,000 on their home, $610,000 on their investment property, and $60,000 on credit cards. More

By Paul Clitheroe - April 8, 2020

INVESTING

Ask Paul: Can I invest in a term deposit overseas where rates are higher?

Unhappy with low term deposit rates in Australia, Anoop wants to know if he can invest in one overseas or if he will lose out in the currency exchange. More

By Paul Clitheroe - April 1, 2020

PROPERTY

Ask Paul: Can I use my teen's $30k for mortgage and pay her interest?

Greg's 19-year-old daughter has saved $30,000. With term deposit rates so low, should he put her savings against his mortgage and pay her interest instead? More

By Paul Clitheroe - March 25, 2020

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Author Archive

Ask Paul: Should I buy shares now or keep saving for property?

Ask Paul: Our son lived in his house then rented it out, does he owe CGT?

Ask Paul: My lender won't give me a better rate - should I switch?

Ask Paul: I'm a nurse - is a pandemic a bad time to buy a house?

Ask Paul: I'm 19, is it the wrong time for me to buy more shares?

Ask Paul: Should we invest instead of renovating our home?

Ask Paul: I earn $57k a year - can I afford to retire in two years?

Ask Paul: We owe more than $1.5 million and can't pay the bills

Ask Paul: Can I invest in a term deposit overseas where rates are higher?

Ask Paul: Can I use my teen's $30k for mortgage and pay her interest?

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