At 48, Bernie's only asset is his $100,000 superannuation balance. Is it too late for him to look forward to a comfortable retirement? More
By Paul Clitheroe -
Paul Clitheroe AM is a respected financial adviser and Money's chairman and chief commentator. He is chair of the Australian Government Financial Literacy Board, and author of several personal finance books. Click here to email Paul your money question. Unfortunately Paul cannot respond to questions posted in the comments section.