Paul Clitheroe

Paul Clitheroe AM is a respected financial adviser and Money's founder and editorial adviser. He is chair of the Australian Government Financial Literacy Board, and author of several personal finance books. Click here to email Paul your money question. Unfortunately Paul cannot respond to questions posted in the comments section.

218 results by Paul Clitheroe:

ask paul clitheroe should we cash out offset account to buy gold

INVESTING

Ask Paul: Should I take money out of our offset account to buy gold?

Luke has $60,000 in offset against his family home but he's unhappy with the return. Should he cash it out and buy gold and silver bullion instead? More

By Paul Clitheroe - September 23, 2020

MY MONEY

Ask Paul: I want to give my kids $150k each, what could go wrong?

Linda wants to sell her house and give each of her children $150,000. It's a nice idea, says Paul Clitheroe, but too many well-meaning parents end up in poverty. More

By Paul Clitheroe - September 16, 2020

PROPERTY

Ask Paul: Should my sister rent out her house over Christmas?

Jane's sister is thinking of renting her house out while she goes camping over Christmas, but will she then have to pay capital gains tax when she sells? More

By Paul Clitheroe - September 9, 2020

INVESTING

Ask Paul: We have $100k in offset, should we buy property or shares?

With $100,000 in offset against their home, Nick and his wife are keen to start investing. "If your work is not secure, I'd be hanging onto your cash," says Paul. More

By Paul Clitheroe - September 2, 2020

INVESTING

Ask Paul: Is this a good alternative to a self-managed super fund?

Matthew and his wife have an SMSF but what happens when they can no longer manage it themselves? Matthew thinks he's found an alternative. More

By Paul Clitheroe - August 26, 2020

PROPERTY

Ask Paul: Is my non-bank mortgage offset protected?

Martin is concerned that his offset account at a non-bank is at risk. Is it protected under the government's financial claims scheme? More

By Paul Clitheroe - August 19, 2020

PROPERTY

Ask Paul: How can I crack the property market as a first-time investor?

At 24, Azar is keen to start investing in property. Is buying an existing property better than buying land and building a home? More

By Paul Clitheroe - August 12, 2020

INVESTING

Ask Paul: We're stood down, should we access super to buy property?

Quyen and her husband have both been stood down from their jobs. Should they withdraw $20,000 from their super to buy another investment property? More

By Paul Clitheroe - August 5, 2020

PROPERTY

Ask Paul: How can I pay less capital gains tax on my property?

Nicole owns a rental property that she has also lived in at times. "How do I prove I lived in the property from 20 years ago to reduce my capital gains tax?" More

By Paul Clitheroe - July 29, 2020

INVESTING

Ask Paul: Term deposit interest is insulting but what's the alternative?

Peter's wife has about $100,000 in term deposits but her capital is being eroded and the returns are absurdly small. Is there a safe alternative? More

By Paul Clitheroe - July 22, 2020

JOIN US ON SOCIAL

Author Archive

Ask Paul: Should I take money out of our offset account to buy gold?

Ask Paul: I want to give my kids $150k each, what could go wrong?

Ask Paul: Should my sister rent out her house over Christmas?

Ask Paul: We have $100k in offset, should we buy property or shares?

Ask Paul: Is this a good alternative to a self-managed super fund?

Ask Paul: Is my non-bank mortgage offset protected?

Ask Paul: How can I crack the property market as a first-time investor?

Ask Paul: We're stood down, should we access super to buy property?

Ask Paul: How can I pay less capital gains tax on my property?

Ask Paul: Term deposit interest is insulting but what's the alternative?

Sign-up to our newsletters